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4 Pillars

Hear what hundreds of clients had to say

Average of 4.9 out of 5 from 1010 in-house reviews


Mar O.

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I was really worried and stress how to cope up my bills payments.Until I got an email from 4 Pillars which I did not hesitate to book an appointment right away. When I arrived at the office I was greeted with a warm welcome in our dialect with Jennifer so I felt at ease and comfortable. And all of them are approachable with a smiling faces. Now my proposal was approved I'm happy and have peace of mind. No more worries and stress free. So I'm very grateful and very thankful for the great help solving my financial problems.Words can't even express my feelings. And I can save now for my holidays next year visiting my families. Thanks again to Anna and all the staff at 4 Pillars. Truly yours, Mar O.

I was really worried and stress how to cope up my bills payments.Until I got an email from 4 Pillars which I did not hesitate to book an appointment right away. When I arrived at the office I was greeted with a warm welcome in our dialect with Jennifer so I felt at ease and comfortable. And all of them are approachable with a smiling faces. Now my proposal was approved I'm happy and have peace of mind. No more worries and stress free. So I'm very grateful and very thankful for the great help solving my financial problems.Words can't even express my feelings. And I can save now for my holidays next year visiting my families. Thanks again to Anna and all the staff at 4 Pillars. Truly yours, Mar O.

Calgary, AB

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Dan H.

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I was in debt by approximately $52,000.00. I was losing sleep at night worrying about all my bills, I was stressed a lot and sometimes I had trouble focusing at work. I chose to hire John and Jennifer to help me restructure my debt down to $8,400. My one low monthly payment is now just $150 with 0% interest, and I have already started to rebuild my credit through their credit rebuilding program.

I was in debt by approximately $52,000.00. I was losing sleep at night worrying about all my bills, I was stressed a lot and sometimes I had trouble focusing at work. I chose to hire John and Jennifer to help me restructure my debt down to $8,400. My one low monthly payment is now just $150 with 0% interest, and I have already started to rebuild my credit through their credit rebuilding program.

Calgary, AB

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Anonymous

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I spent a long time just trying to take care of my debt myself. Constantly trying to pay off the bills, and somehow manage to have a life. It wasn’t working. You miss one payment, and it takes months to correct for it. You have no money while you do it. What good is good credit and no money? 4 Pillars had advertised in the same booklet that my work had used. I had seen the ad, and thought about how nice it would be to be out of debt. However, it wasn’t for another year of trying and fighting that I decided to see what my options were. So I gave them a call. They had me in as soon as I could find the time. I met with Scott, and he showed me everything available. I almost didn’t believe him at first. In a few months I could be on a plan that fixes my problems, and puts money in my pocket. Not only that, but also started helping me to rebuild my credit while I am paying the debt off. Actually paying it off, and not the interest. Thanks Scott, and 4 Pillars.

UNBELIEVABLE

I spent a long time just trying to take care of my debt myself. Constantly trying to pay off the bills, and somehow manage to have a life. It wasn’t working. You miss one payment, and it takes months to correct for it. You have no money while you do it. What good is good credit and no money? 4 Pillars had advertised in the same booklet that my work had used. I had seen the ad, and thought about how nice it would be to be out of debt. However, it wasn’t for another year of trying and fighting that I decided to see what my options were. So I gave them a call. They had me in as soon as I could find the time. I met with Scott, and he showed me everything available. I almost didn’t believe him at first. In a few months I could be on a plan that fixes my problems, and puts money in my pocket. Not only that, but also started helping me to rebuild my credit while I am paying the debt off. Actually paying it off, and not the interest. Thanks Scott, and 4 Pillars.

Kitchener, ON

Link to Review

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Mike R – Internet Marketing Manager

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Debt reduced from $36,000 to $7,800
$130/month for 60 months at 0% interest

Although I was a bit hesitant to start the process with Blair, I am extremely happy that I decided to go for it. Blair is extremely personable and has an answer for any question you might have. He was able to reduce my debt by over 80% which will allow me to move on with my life (and even answer unknown phone numbers). I would recommend Blair to anyone who has been stressed out over money, even if it's just to talk. He has changed my life for the better and for that I'm extremely grateful. Thanks Blair!

He was able to reduce my debt by over 80%

Debt reduced from $36,000 to $7,800
$130/month for 60 months at 0% interest

Although I was a bit hesitant to start the process with Blair, I am extremely happy that I decided to go for it. Blair is extremely personable and has an answer for any question you might have. He was able to reduce my debt by over 80% which will allow me to move on with my life (and even answer unknown phone numbers). I would recommend Blair to anyone who has been stressed out over money, even if it's just to talk. He has changed my life for the better and for that I'm extremely grateful. Thanks Blair!

Victoria, BC

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Rita

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Anna, I just wanted to thank you for all your hard work and help. I have felt like a great burden had been lifted from my shoulders and heart. I smile and laugh more freely I am enjoying life with my family . I will recommend 4Pillars to anyone that I know who needs help. -----Dave I was really worried and stress how to cope up my bills payments.Until I got an email from 4 Pillars which I did not hesitate to book an appointment right away. When I arrived at the office I was greeted with a warm welcome in our dialect with Jennifer so I felt at ease and comfortable. And all of them are approachable with a smiling faces. Now my proposal was approved I'm happy and have peace of mind. No more worries and stress free. So I'm very grateful and very thankful for the great help solving my financial problems. Words can't even express my feelings. And I can save now for my holidays next year visiting my families. Thanks again to Jennifer, Anna and all staff at 4 Pillars. Truly yours, Rita

Anna, I just wanted to thank you for all your hard work and help. I have felt like a great burden had been lifted from my shoulders and heart. I smile and laugh more freely I am enjoying life with my family . I will recommend 4Pillars to anyone that I know who needs help. -----Dave I was really worried and stress how to cope up my bills payments.Until I got an email from 4 Pillars which I did not hesitate to book an appointment right away. When I arrived at the office I was greeted with a warm welcome in our dialect with Jennifer so I felt at ease and comfortable. And all of them are approachable with a smiling faces. Now my proposal was approved I'm happy and have peace of mind. No more worries and stress free. So I'm very grateful and very thankful for the great help solving my financial problems. Words can't even express my feelings. And I can save now for my holidays next year visiting my families. Thanks again to Jennifer, Anna and all staff at 4 Pillars. Truly yours, Rita

Calgary, AB

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Emiliy

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Dear Jennifer, Thank you so much for helping me with my debt! I was at the end of my rope when I met you. I had been struggling with this financial difficulty for 2 years, having 3 jobs, working 16 hours a day, stressed all the time, unable to focus, and marital conflict, just to name a few. Then you explained to me that I have options and I can do something about this debt. Because of your help, I was able to reclaim my life. Literally, you have helped me live again. Thank you so much and God bless you, Emily

Dear Jennifer, Thank you so much for helping me with my debt! I was at the end of my rope when I met you. I had been struggling with this financial difficulty for 2 years, having 3 jobs, working 16 hours a day, stressed all the time, unable to focus, and marital conflict, just to name a few. Then you explained to me that I have options and I can do something about this debt. Because of your help, I was able to reclaim my life. Literally, you have helped me live again. Thank you so much and God bless you, Emily

Calgary, AB

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C.W.

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My husband and I were literally drowning in credit card debt with creditors calling us up to six times a day until I saw the advertisement for 4 Pillars and decided to setup a meeting with them. This changed our lives and lifted a considerable amount of stress off our shoulders. Thank you 4 Pillars for freeing us from harassing phone calls and unbelievable interest rates. We are finally able to enjoy our lives again with lower payments and we did not have to go bankrupt to do it!

DROWNING IN DEBT

My husband and I were literally drowning in credit card debt with creditors calling us up to six times a day until I saw the advertisement for 4 Pillars and decided to setup a meeting with them. This changed our lives and lifted a considerable amount of stress off our shoulders. Thank you 4 Pillars for freeing us from harassing phone calls and unbelievable interest rates. We are finally able to enjoy our lives again with lower payments and we did not have to go bankrupt to do it!

Kitchener, ON

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Greg K – Franchise/Restaurant Owner

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I won't go into the messy details that I faced but I will tell you that it was a blessing meeting Blair Greenwood. He came across knowledgeable, polite and very professional in his demeanor. I knew my position had to change and Blair laid out a plan of attack that was concise and to the point. In short, I came out of my debt of over $100,000 with paying off less than ten grand!!! And all that in just a few short weeks!!! Suffice to say I'm off the Ativan and sleeping meds now and have jumped out of the backseat into the drivers position in my life. I have control over my future and with Blair's strategies I will keep out of the deep end!! Big thanks out to Mr. Greenwood for all his efforts. It's more than just work for him as I can tell, it is a dedication and care for people like myself who really needed someone who wasn't afraid of stepping in the ring with the big boys. Blair's services are a knock out!!

I have control over my future with Blair’s strategies

I won't go into the messy details that I faced but I will tell you that it was a blessing meeting Blair Greenwood. He came across knowledgeable, polite and very professional in his demeanor. I knew my position had to change and Blair laid out a plan of attack that was concise and to the point. In short, I came out of my debt of over $100,000 with paying off less than ten grand!!! And all that in just a few short weeks!!! Suffice to say I'm off the Ativan and sleeping meds now and have jumped out of the backseat into the drivers position in my life. I have control over my future and with Blair's strategies I will keep out of the deep end!! Big thanks out to Mr. Greenwood for all his efforts. It's more than just work for him as I can tell, it is a dedication and care for people like myself who really needed someone who wasn't afraid of stepping in the ring with the big boys. Blair's services are a knock out!!

Victoria, BC

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Anonymous

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More people need to not only have the pleasure of meeting you all but if they need help in resolving their financial "messes" they should most definitely come and see you. You all work wonders and do your magic to help so many. Keep up the amazing work.

More people need to not only have the pleasure of meeting you all but if they need help in resolving their financial "messes" they should most definitely come and see you. You all work wonders and do your magic to help so many. Keep up the amazing work.

Mississauga, ON

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S.Q. & M. Q.

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Before I met Jennifer, my husband and I had $45,000 worth of debt. I was so helpless and depressed, couldn’t sleep well, feeling so stressed and my husband and I ended up fighting over discussing how to pay our monthly bills and high interest credit cards. John and Jennifer helped us cut our debts, pay 0% interest and rebuild credit. Right now, I came back to my old self, less stressed, financially and emotionally satisfied and with better budgeting skills. We can now start saving for a better future to our kids. To Jen and John---a million thanks!

Before I met Jennifer, my husband and I had $45,000 worth of debt. I was so helpless and depressed, couldn’t sleep well, feeling so stressed and my husband and I ended up fighting over discussing how to pay our monthly bills and high interest credit cards. John and Jennifer helped us cut our debts, pay 0% interest and rebuild credit. Right now, I came back to my old self, less stressed, financially and emotionally satisfied and with better budgeting skills. We can now start saving for a better future to our kids. To Jen and John---a million thanks!

Calgary, AB

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Guy P

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Before meeting with Scott at 4 Pillars Consulting I was receiving 4-5 calls per week from my creditors. I was losing sleep and feeling stress every day. Once I made the choice to contact 4 Pillars Consulting my stress and my sleepless nights stopped. Scott was considerate and understanding of my situation and never once made me feel like a bad person for being in financial difficulty. Scott explained my options and guided me to the perfect plan to get me out of my situation. I am very grateful to Scott for helping me get my life back in the proper order. Thank you Scott for a job well done. I would recommend 4 Pillars to anyone that I know that is feeling the same stress I did when I was having financial problems.

STRESS AND SLEEPLESS NIGHTS STOPPED

Before meeting with Scott at 4 Pillars Consulting I was receiving 4-5 calls per week from my creditors. I was losing sleep and feeling stress every day. Once I made the choice to contact 4 Pillars Consulting my stress and my sleepless nights stopped. Scott was considerate and understanding of my situation and never once made me feel like a bad person for being in financial difficulty. Scott explained my options and guided me to the perfect plan to get me out of my situation. I am very grateful to Scott for helping me get my life back in the proper order. Thank you Scott for a job well done. I would recommend 4 Pillars to anyone that I know that is feeling the same stress I did when I was having financial problems.

Kitchener, ON

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Patricia C – Resident Care Aid

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Debt reduced from $46,000 to $13,800
$230/month for 60 months at 0% interest

My experience with Blair was more than life saving , beside his professionalism he was a gentleman, kind , respectful he always treated me as a human been in need of specific help without judgment He fix my economic life and give back the peace of mind I was looking after having a bad accident that left me not just with a Disability but with a big debt problem ......I don't have words to express my gratitude Blair,thank you again for giving me my life back.

He fixed my economic life and gave me peace of mind

Debt reduced from $46,000 to $13,800
$230/month for 60 months at 0% interest

My experience with Blair was more than life saving , beside his professionalism he was a gentleman, kind , respectful he always treated me as a human been in need of specific help without judgment He fix my economic life and give back the peace of mind I was looking after having a bad accident that left me not just with a Disability but with a big debt problem ......I don't have words to express my gratitude Blair,thank you again for giving me my life back.

Victoria, BC

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Anonymous

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Dear sonia, Thank you for everything. May God bless you and the rest of 4 Pillars as a team. Hoping you can help more people in their struggle with their debt We loved the experience and financial relief!

Dear sonia, Thank you for everything. May God bless you and the rest of 4 Pillars as a team. Hoping you can help more people in their struggle with their debt We loved the experience and financial relief!

Mississauga, ON

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D. Reyes

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For the past year, my husband and I have tried to consolidate our debts. Out of luck the bank couldn’t approve us. I was told by a friend to try a broker but we got the same response from the bank “DECLINED”. But the broker advised us three things; first is to find a credit counselor, secondly is to file bankruptcy and lastly sell the house. This is not what I wanted to do! I did a search looking for options: I found 3 credit counselors I but wasn’t really convinced about what they said about their program being the best option for me. I didn’t know what else to do but keep researching and not lose hope that there is still a chance for us to save our home, our marriage, our family and our reputation. Then I found John and Jennifer’s advertisement and responded by filling out a form. We were contact by John and Jennifer the next day. My husband and I listened to their advice about my options, we trusted them to handle our debt problems. We had no hesitation when we decided to hire them to represent us and our best interest. We had an enormous debt that would take a long time to pay back. But because of their help, my debt was reduced from $35,400 to $8,400. My monthly payment is now down to $150. My husband’s debt was originally $24,600 and it is now down to $7,840. His new monthly payment is now $140.00. We knew that if we didn’t get the help we got from John and Jennifer, we would have to sacrifice for a lot of years to pay off our debts due to high interest and have to work two jobs to catch up paying just the minimum every month. I am excited to be debt free sooner! With their help with budgeting, we now maintain our monthly expenses and income according to our needs. She is also helping us with credit rebuilding so we can repair the damage we had created from our debt. Sincerely, D. Reyes

For the past year, my husband and I have tried to consolidate our debts. Out of luck the bank couldn’t approve us. I was told by a friend to try a broker but we got the same response from the bank “DECLINED”. But the broker advised us three things; first is to find a credit counselor, secondly is to file bankruptcy and lastly sell the house. This is not what I wanted to do! I did a search looking for options: I found 3 credit counselors I but wasn’t really convinced about what they said about their program being the best option for me. I didn’t know what else to do but keep researching and not lose hope that there is still a chance for us to save our home, our marriage, our family and our reputation. Then I found John and Jennifer’s advertisement and responded by filling out a form. We were contact by John and Jennifer the next day. My husband and I listened to their advice about my options, we trusted them to handle our debt problems. We had no hesitation when we decided to hire them to represent us and our best interest. We had an enormous debt that would take a long time to pay back. But because of their help, my debt was reduced from $35,400 to $8,400. My monthly payment is now down to $150. My husband’s debt was originally $24,600 and it is now down to $7,840. His new monthly payment is now $140.00. We knew that if we didn’t get the help we got from John and Jennifer, we would have to sacrifice for a lot of years to pay off our debts due to high interest and have to work two jobs to catch up paying just the minimum every month. I am excited to be debt free sooner! With their help with budgeting, we now maintain our monthly expenses and income according to our needs. She is also helping us with credit rebuilding so we can repair the damage we had created from our debt. Sincerely, D. Reyes

Calgary, AB

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Ann & Lyle

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Scott at 4Pillars Consulting helped lift a weight off our shoulders. Before contacting 4 Pillars we were being swallowed by our debt. We were stressed and losing sleep, worried about where the money would come from each month to cover the bills. Scott, professionally, without judgement, worked hard to show us all of our options. We filed a consumer proposal approximately 1 year ago and now we can finally see the end of our debt in sight. Thank you Scott and 4 Pillars Consulting.

THE END OF DEBT

Scott at 4Pillars Consulting helped lift a weight off our shoulders. Before contacting 4 Pillars we were being swallowed by our debt. We were stressed and losing sleep, worried about where the money would come from each month to cover the bills. Scott, professionally, without judgement, worked hard to show us all of our options. We filed a consumer proposal approximately 1 year ago and now we can finally see the end of our debt in sight. Thank you Scott and 4 Pillars Consulting.

Kitchener, ON

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Harvey D – Retired

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Working with Blair was the most positive experience, when dealing with my debt load. The collapse of my ecommerce business put a great deal of stress on me - as soon as I connected with Blair, he took charge, advised me on the 'how to' of extinguishing the debt through the legislation and I relaxed. He is a wonderful and caring person, fully knowledgeable, and expedites the process. I recommend Blair to anyone who needs the assistance of an exemplary debt counselor. I also consider Blair as a friend, who will assist me in my rebuilding process.

Working with Blair was the most positive experience dealing with my debt

Working with Blair was the most positive experience, when dealing with my debt load. The collapse of my ecommerce business put a great deal of stress on me - as soon as I connected with Blair, he took charge, advised me on the 'how to' of extinguishing the debt through the legislation and I relaxed. He is a wonderful and caring person, fully knowledgeable, and expedites the process. I recommend Blair to anyone who needs the assistance of an exemplary debt counselor. I also consider Blair as a friend, who will assist me in my rebuilding process.

Victoria, BC

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Stella

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I am so thankful to God that I met 4 Pillars. For using you as an instrument to resolve my financial heaviness in the past. Because of you John, Jennifer and Sonia, the staff behind 4 Pillars, thank you! I am now able to move forward, on the road to recovery. My heavy burden is now lighter and the stress relief. I can go back to enjoying making my life a much better place. Thank you again so much for everything!!!You helped me reduce my debt and achieve my financial goals. May God bless you more than you planted. all the best---Stella

I am so thankful to God that I met 4 Pillars. For using you as an instrument to resolve my financial heaviness in the past. Because of you John, Jennifer and Sonia, the staff behind 4 Pillars, thank you! I am now able to move forward, on the road to recovery. My heavy burden is now lighter and the stress relief. I can go back to enjoying making my life a much better place. Thank you again so much for everything!!!You helped me reduce my debt and achieve my financial goals. May God bless you more than you planted. all the best---Stella

Mississauga, ON

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R.M.

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I used to dread hearing the ring on my telephone. It felt like there was always a bill collector wanting money. Before I met Jennifer, I had $43,000 worth of debt. I tried for years to make it go away. The stress was always there day and night. Whenever I would make any money, it would always get gobbled by the debt. When I met with John and Jennifer, I was able to see a way to have a real solution. They were able to explain things to me in a meaningful way without me feeling like I was being dehumanized. I have spoken to other so called 'experts' in the past who had very little clue how the financial world worked. John and Jennifer knew the options and helped me choose what was best for me. I have met with many other 'experts' who have an agenda of selling their product which was not the best product for me. For example, I have a friend who declared bankruptcy over $6,000! The 'expert' she talked to wanted to sell a bankruptcy. She was bullied into doing it so the 'expert' can get the sale no matter how bad it was for my friend. John and Jennifer will never do that. They are people of integrity and I would trust her advice again in the future. If you want your freedom back - call John and Jennifer!

I used to dread hearing the ring on my telephone. It felt like there was always a bill collector wanting money. Before I met Jennifer, I had $43,000 worth of debt. I tried for years to make it go away. The stress was always there day and night. Whenever I would make any money, it would always get gobbled by the debt. When I met with John and Jennifer, I was able to see a way to have a real solution. They were able to explain things to me in a meaningful way without me feeling like I was being dehumanized. I have spoken to other so called 'experts' in the past who had very little clue how the financial world worked. John and Jennifer knew the options and helped me choose what was best for me. I have met with many other 'experts' who have an agenda of selling their product which was not the best product for me. For example, I have a friend who declared bankruptcy over $6,000! The 'expert' she talked to wanted to sell a bankruptcy. She was bullied into doing it so the 'expert' can get the sale no matter how bad it was for my friend. John and Jennifer will never do that. They are people of integrity and I would trust her advice again in the future. If you want your freedom back - call John and Jennifer!

Calgary, AB

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Steve and Andrea

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We just wanted to thank you for getting us through an awful time in our financial lives. We are so thankful that there are services out there that could help us start over without losing everything. We will definitely forward your name to anyone we come across whom we feel could use your services. Thanks again for helping give us a fresh start. Sincerely, Steve and Andrea

Thank you for getting us through an awful time

We just wanted to thank you for getting us through an awful time in our financial lives. We are so thankful that there are services out there that could help us start over without losing everything. We will definitely forward your name to anyone we come across whom we feel could use your services. Thanks again for helping give us a fresh start. Sincerely, Steve and Andrea

Kitchener, ON

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Byron M – IT Consultant

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Debt reduced from $29,000 to $11,400
$190/month for 60 months at 0% interest

I was initially hesitant to proceed with the proposal process, but once I spoke with Blair and he walked me through everything I felt much more confident. He came highly recommended from some friends of mine and I am quite glad they pointed me in his direction. During the initial meeting he was very thorough and very honest about my options and what he could do to assist me. Blair was very professional and accommodating, and made it a point of always being available when I had questions from time to time. Very knowledgeable and very supportive and he illustrated how the proposal was a good decision on my part, even though I had some hesitation initially. I would recommend him to anyone I know who may be considering a similar choice with their finances.

Very knowledgeable and very supportive

Debt reduced from $29,000 to $11,400
$190/month for 60 months at 0% interest

I was initially hesitant to proceed with the proposal process, but once I spoke with Blair and he walked me through everything I felt much more confident. He came highly recommended from some friends of mine and I am quite glad they pointed me in his direction. During the initial meeting he was very thorough and very honest about my options and what he could do to assist me. Blair was very professional and accommodating, and made it a point of always being available when I had questions from time to time. Very knowledgeable and very supportive and he illustrated how the proposal was a good decision on my part, even though I had some hesitation initially. I would recommend him to anyone I know who may be considering a similar choice with their finances.

Victoria, BC

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Anonymous

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I cannot thank you enough for helping me, Sonia!

I cannot thank you enough for helping me, Sonia!

Mississaugav, ON

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V.F

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Before I called Jennifer I was up to my neck in debt. Not really understanding the true value of money and it’s worth made it very easy to rack up credit card debt. I got a second job and was struggling trying to pay over $700 monthly just making the minimum payments. After spending over a year stressed and tired from working 60 hours a week I was referred to them by a friend. I explained my situation and they immediately took action! They took my debt from $32,000 to $9,600. My experience with Jennifer was amazing!! She was very understandable and knowledgeable and was always available any time I had questions. Instead of paying over $700 per month towards my debt I now pay $160. I’ve been able to quit my second job and actually start saving money. Doing a proposal with Jennifer’s help was the smartest choice I’ve made.

Before I called Jennifer I was up to my neck in debt. Not really understanding the true value of money and it’s worth made it very easy to rack up credit card debt. I got a second job and was struggling trying to pay over $700 monthly just making the minimum payments. After spending over a year stressed and tired from working 60 hours a week I was referred to them by a friend. I explained my situation and they immediately took action! They took my debt from $32,000 to $9,600. My experience with Jennifer was amazing!! She was very understandable and knowledgeable and was always available any time I had questions. Instead of paying over $700 per month towards my debt I now pay $160. I’ve been able to quit my second job and actually start saving money. Doing a proposal with Jennifer’s help was the smartest choice I’ve made.

Calgary, AB

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DM

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I have received very professional and satisfying service from Scott Patton and 4 Pillars Consulting. Everything was explained to me in great detail on what would transpire, and he was very accommodating for appointments and working around my schedule. I would highly recommend Scott and 4 Pillars Consulting. Scott has made this transition much easier for me.

I have received very professional and satisfying service from Scott Patton and 4 Pillars Consulting. Everything was explained to me in great detail on what would transpire, and he was very accommodating for appointments and working around my schedule. I would highly recommend Scott and 4 Pillars Consulting. Scott has made this transition much easier for me.

Kitchener, ON

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SL – Sales Representative

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Debt reduced from $38,000 to $12,000
$200/month for 60 months at 0% interest

It was very difficult to finally make the decision to go talk to Blair. Within the first 5 minutes Blair made me feel like everything was going to be ok. He is very knowledgable and would highly recommend Blair. If you are experiencing that feeling that that there is no way out....please go talk with Blair. I am thankful everyday for making that first step. Just call! Thanks Blair

I am thankful everyday for making that first step

Debt reduced from $38,000 to $12,000
$200/month for 60 months at 0% interest

It was very difficult to finally make the decision to go talk to Blair. Within the first 5 minutes Blair made me feel like everything was going to be ok. He is very knowledgable and would highly recommend Blair. If you are experiencing that feeling that that there is no way out....please go talk with Blair. I am thankful everyday for making that first step. Just call! Thanks Blair

Victoria, BC

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Anonymous

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Really appreciated your great team to reduce my debt . Thanks you so much for your kindness and helping me . God bless you all ! Again thank you

Really appreciated your great team to reduce my debt . Thanks you so much for your kindness and helping me . God bless you all ! Again thank you

Mississauga, ON

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PC

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Over the last few years I had managed to run up $150k in unsecured debt. Mainly credit cards and line of credit. I had approached the banks to secure a loan to pay off the debts, but because of the high minimum payments, I was not able to qualify for the payments, which would have been less than my minimum payments each month! Because of the high balances I was carrying, the interest rates kept creeping up and it was becoming a challenge just to make the minimum payments. I was losing sleep, and it was stressful for me and my family, just trying to make ends meet. I was constantly searching the internet for solutions to my predicament when I came across John and Jennifer’s website. I contacted them and they assured me over the phone that they could help me out. I must admit initially I was a little skeptical. I met with them and they were able to discuss various options. They seemed genuinely sympathetic to my situation. We were able to come up with a strategy whereby we would offer a proposal based on what I could afford to repay on a monthly basis over a 60 month period. The settlement was agreed to by all parties (a pleasant surprise as I was still somewhat skeptical) and now I have a fixed monthly payment repaying a portion of the total debt, interest free. Having a strategy in place, and the ability to make my monthly payments has taken a huge burden off my back, and I sincerely thank John and Jennifer for all their help.

Over the last few years I had managed to run up $150k in unsecured debt. Mainly credit cards and line of credit. I had approached the banks to secure a loan to pay off the debts, but because of the high minimum payments, I was not able to qualify for the payments, which would have been less than my minimum payments each month! Because of the high balances I was carrying, the interest rates kept creeping up and it was becoming a challenge just to make the minimum payments. I was losing sleep, and it was stressful for me and my family, just trying to make ends meet. I was constantly searching the internet for solutions to my predicament when I came across John and Jennifer’s website. I contacted them and they assured me over the phone that they could help me out. I must admit initially I was a little skeptical. I met with them and they were able to discuss various options. They seemed genuinely sympathetic to my situation. We were able to come up with a strategy whereby we would offer a proposal based on what I could afford to repay on a monthly basis over a 60 month period. The settlement was agreed to by all parties (a pleasant surprise as I was still somewhat skeptical) and now I have a fixed monthly payment repaying a portion of the total debt, interest free. Having a strategy in place, and the ability to make my monthly payments has taken a huge burden off my back, and I sincerely thank John and Jennifer for all their help.

Calgary, AB

Link to Review

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Skye

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I was apprehensive at first to go through with the consumer proposal. I did some research before I went in and asked Scott all the concerns and questions I had. His ability to deal with things, in a very professional yet courteous manner and in the way he answered my questions, made me more comfortable in my decision. I went in weary and left feeling good about the decision I made.

I was apprehensive at first to go through with the consumer proposal. I did some research before I went in and asked Scott all the concerns and questions I had. His ability to deal with things, in a very professional yet courteous manner and in the way he answered my questions, made me more comfortable in my decision. I went in weary and left feeling good about the decision I made.

Kitchener, ON

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Tamara H. – Business Owner

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Making the BIG decision to have someone finally help you with your ongoing crisis of financial instabilities and getting advice on what to do to make all those nasty calls stop is a Huge Step.

I had been contemplating it for a few years but was always ashamed that I was not able to handle it all myself. I felt as if I was letting both the companies and myself down as I had make promises to them to make payments that I was sure I could work into my already tight budget. Of course I couldn’t and this is where the shame and embarrassment came in. Now I was avoiding all those calls hoping they would just get the hint and go away. They didn’t.

I was told about 4 Pillars and thought that it would not kill me to at least check them out. So onto their web site I went and filled out the info required and very shortly thereafter Blair contacted me and the process began.

Right from the start Blair put me at ease and reassured me that I was not alone and that this is just another part of the business. We went over all my options and we both agreed that bankruptcy would be more beneficial to me than a consumer proposal as mainly I had JUST enough income to live day to day and owing the amount I did, I still could not make payments of any kind to anyone even if it was a lowered amount.

Blair has assured me many times in the past couple months that I have known him that he would be there for any and all questions and/or concerns while dealing with my bankruptcy and he HAS been there and has answered many questions for me. Blair has made the decision to go bankrupt an easy one. With him just an email or phone call away I feel as if I am not alone anymore and I do have someone reliable to trust and get clarifying information from when I am befuddled with how to claim, what to claim, where to claim it etc.

In short I would recommend Blair to anyone who is having issues with their finances and who may need to look into either consumer proposal or bankruptcy. He is knowledgeable and helpful and I am truly thankful for him and the help I have received. There is no judgement only an understanding that this is part of life and he has made it perfectly clear to me that he is here to help me get back on my feet.

Meeting with Blair and dealing with my finances has been a freeing experience.

Thank you Blair!

There is no judgement, only understanding

Making the BIG decision to have someone finally help you with your ongoing crisis of financial instabilities and getting advice on what to do to make all those nasty calls stop is a Huge Step.

I had been contemplating it for a few years but was always ashamed that I was not able to handle it all myself. I felt as if I was letting both the companies and myself down as I had make promises to them to make payments that I was sure I could work into my already tight budget. Of course I couldn’t and this is where the shame and embarrassment came in. Now I was avoiding all those calls hoping they would just get the hint and go away. They didn’t.

I was told about 4 Pillars and thought that it would not kill me to at least check them out. So onto their web site I went and filled out the info required and very shortly thereafter Blair contacted me and the process began.

Right from the start Blair put me at ease and reassured me that I was not alone and that this is just another part of the business. We went over all my options and we both agreed that bankruptcy would be more beneficial to me than a consumer proposal as mainly I had JUST enough income to live day to day and owing the amount I did, I still could not make payments of any kind to anyone even if it was a lowered amount.

Blair has assured me many times in the past couple months that I have known him that he would be there for any and all questions and/or concerns while dealing with my bankruptcy and he HAS been there and has answered many questions for me. Blair has made the decision to go bankrupt an easy one. With him just an email or phone call away I feel as if I am not alone anymore and I do have someone reliable to trust and get clarifying information from when I am befuddled with how to claim, what to claim, where to claim it etc.

In short I would recommend Blair to anyone who is having issues with their finances and who may need to look into either consumer proposal or bankruptcy. He is knowledgeable and helpful and I am truly thankful for him and the help I have received. There is no judgement only an understanding that this is part of life and he has made it perfectly clear to me that he is here to help me get back on my feet.

Meeting with Blair and dealing with my finances has been a freeing experience.

Thank you Blair!

Victoria, BC

Link to Review

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Anonymous

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Thank You for helping people get out of debt, like me.GOD BLESS 4PILLARS

Thank You for helping people get out of debt, like me.GOD BLESS 4PILLARS

Mississauga, ON

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Cie

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After my divorce, I found myself facing financial trouble – credit cards out of control, bill payments falling behind, not able to make ends meet. I was staring at over $60K in un-payable debt. Then I met John and Jennifer. During our first meeting, they gave me options on how to fix my financial picture which consisted of debt repayment, debt reduction and a solid plan on how to rebuild my credit future. With their help, I am now on the road to financial recovery and looking forward to my clean slate. Without John and Jennifer’s help, I’m not sure where I’d be today. Sincerely, Cie

After my divorce, I found myself facing financial trouble – credit cards out of control, bill payments falling behind, not able to make ends meet. I was staring at over $60K in un-payable debt. Then I met John and Jennifer. During our first meeting, they gave me options on how to fix my financial picture which consisted of debt repayment, debt reduction and a solid plan on how to rebuild my credit future. With their help, I am now on the road to financial recovery and looking forward to my clean slate. Without John and Jennifer’s help, I’m not sure where I’d be today. Sincerely, Cie

Calgary, AB

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Troy

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My overall experience with Scott at 4 Pillars was great. Scott was very professional and friendly. It was very helpful that Scott was able to schedule appointments at my convenience and around my schedule. It's great to finally be debt free. I recommend 4 Pillars to anyone who needs financial assistance!

My overall experience with Scott at 4 Pillars was great. Scott was very professional and friendly. It was very helpful that Scott was able to schedule appointments at my convenience and around my schedule. It's great to finally be debt free. I recommend 4 Pillars to anyone who needs financial assistance!

Kitchener, ON

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Anastasia K – Nursing Unit Assistant

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Debt reduced from $21,900 to $5,400
$90/month for 60 months at 0% interest

Blair was so helpful and professional right from the beginning. I was at a point where I felt hopeless and helpless. He was non-judgemental and made me feel like we could work together to solve my debt crisis. The solution that we created is so fantastic and completely manageable. The feeling of relief was so overwhelming that I shed tears of joy! I can finally move on with my life in a positive direction thanks to Blair's assistance.

I can finally move on with my life

Debt reduced from $21,900 to $5,400
$90/month for 60 months at 0% interest

Blair was so helpful and professional right from the beginning. I was at a point where I felt hopeless and helpless. He was non-judgemental and made me feel like we could work together to solve my debt crisis. The solution that we created is so fantastic and completely manageable. The feeling of relief was so overwhelming that I shed tears of joy! I can finally move on with my life in a positive direction thanks to Blair's assistance.

Victoria, BC

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Anonymous

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After seeing an online ad for 4 Pillars Consulting Group and having read their clients’ positive testimonials, I decided to call them. I knew that I desperately needed help with my financial nightmare, and I tried other avenues that didn’t help, so I thought I’d at least call them. It was a fantastic decision. I spoke with Sonia Oliveira on the telephone, and she invited me to come to her office for a consultation. I did go, and found Sonia to be very helpful, with a friendly and professional approach. I came to Sonia after having spent the last couple of years trying to fix my personal and business debt loads on my own, without having any success at all. My debts were spiralling out of control, and interest charges plus persistent calls, texts, and letters from my creditors were making my life very tough. I actually did seek professional advice from four previous sources, but only one was partway able to help me, and yet they were not very easy to work with or to reach. Still, I would’ve used them, because they were the best I’d come across thus far, that is, until I found Sonia. Sonia was different, because she treated me like a client who was also a person. She treated me like a priority. I felt very poorly about myself due to my situation. I was stressed and intimidated by my creditors, and I was living with the stigma of carrying a high debt load. Sonia nicely yet firmly told me on a couple of occasions to relax, because I had given control of my situation to her, and that she would help. She understood what this was doing to me, and she effectively helped me. She made me realize that my debt wasn’t what identified me as a person, and she also helped me with my finances. Sonia has integrity, and even though she is busy helping other clients, she still finds time to return e-mails and telephone calls in a timely manner, which my other prospective organization wasn’t always able to do. Sonia works with me and for me, so I finally listened to her advice to stop negotiating with my creditors, and to let her handle them for me. Her advice worked. Sonia worked hard to negotiate a workable solution to my financial predicament, and she is still there for me to offer further financial guidance as I need it. I am not just released from the stress of debt, but I am continuously learning, through 4 Pillars, to recognize the patterns that drove me to this situation, and to prevent the same thing from happening to me again. As I write this testimonial, I feel like I am one of the many 4 Pillars success stories that I originally read about. I thought I’d be able to fix my problem, but I couldn’t do so without Sonia’s professional help. Thank you Sonia and 4 Pillars for treating my financial situation with respect. Thank you Sonia for convincing me to stop stressing about my creditors, and to let you handle everything on my behalf. You do so very well. I definitely recommend you Sonia to anyone needing a financial life revival. Ivonne from Mississauga

After seeing an online ad for 4 Pillars Consulting Group and having read their clients’ positive testimonials, I decided to call them. I knew that I desperately needed help with my financial nightmare, and I tried other avenues that didn’t help, so I thought I’d at least call them. It was a fantastic decision. I spoke with Sonia Oliveira on the telephone, and she invited me to come to her office for a consultation. I did go, and found Sonia to be very helpful, with a friendly and professional approach. I came to Sonia after having spent the last couple of years trying to fix my personal and business debt loads on my own, without having any success at all. My debts were spiralling out of control, and interest charges plus persistent calls, texts, and letters from my creditors were making my life very tough. I actually did seek professional advice from four previous sources, but only one was partway able to help me, and yet they were not very easy to work with or to reach. Still, I would’ve used them, because they were the best I’d come across thus far, that is, until I found Sonia. Sonia was different, because she treated me like a client who was also a person. She treated me like a priority. I felt very poorly about myself due to my situation. I was stressed and intimidated by my creditors, and I was living with the stigma of carrying a high debt load. Sonia nicely yet firmly told me on a couple of occasions to relax, because I had given control of my situation to her, and that she would help. She understood what this was doing to me, and she effectively helped me. She made me realize that my debt wasn’t what identified me as a person, and she also helped me with my finances. Sonia has integrity, and even though she is busy helping other clients, she still finds time to return e-mails and telephone calls in a timely manner, which my other prospective organization wasn’t always able to do. Sonia works with me and for me, so I finally listened to her advice to stop negotiating with my creditors, and to let her handle them for me. Her advice worked. Sonia worked hard to negotiate a workable solution to my financial predicament, and she is still there for me to offer further financial guidance as I need it. I am not just released from the stress of debt, but I am continuously learning, through 4 Pillars, to recognize the patterns that drove me to this situation, and to prevent the same thing from happening to me again. As I write this testimonial, I feel like I am one of the many 4 Pillars success stories that I originally read about. I thought I’d be able to fix my problem, but I couldn’t do so without Sonia’s professional help. Thank you Sonia and 4 Pillars for treating my financial situation with respect. Thank you Sonia for convincing me to stop stressing about my creditors, and to let you handle everything on my behalf. You do so very well. I definitely recommend you Sonia to anyone needing a financial life revival. Ivonne from Mississauga

Mississauga, ON

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KN

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Every day I am so thankful that I met you. My husband and I were in way over our heads, drowning in a sea of debt, and it was only getting worse. We didn't know what to do anymore. I was even afraid to answer the phone. How could we let it get this bad? We couldn’t sleep anymore and it was starting to affect our jobs, our relationships with our family and friends, and especially our marriage. We tried everything to get out of debt including using all our retirement savings but nothing was working. All it did was make us feel worse. We still had the debt and now we had no retirement fund. Finally, we caught a break when we met you. Right from the start, you made us feel like you were there to help. You were amazing to talk to and didn't make us feel bad for our situation. You always treated us in a caring, professional manner offering solutions, not criticism. You explained all our options and helped us choose the best solution for us and our situation, and the best part was that no matter how many questions we asked, you were always there to answer and guide us. Because of you both I am now able to enjoy life again and my marriage is stronger than ever. I can even answer my phone again without fear of who is on the other end. My husband and I sleep so much better and have even been able to start thinking about our retirement again. You did exactly what you said you would do and for that we will always be grateful. I highly recommend your services to anyone who wants an honest, professional opinion and someone who truly cares working on this difficult situation. Thanks again for everything. Regards, KN

Every day I am so thankful that I met you. My husband and I were in way over our heads, drowning in a sea of debt, and it was only getting worse. We didn't know what to do anymore. I was even afraid to answer the phone. How could we let it get this bad? We couldn’t sleep anymore and it was starting to affect our jobs, our relationships with our family and friends, and especially our marriage. We tried everything to get out of debt including using all our retirement savings but nothing was working. All it did was make us feel worse. We still had the debt and now we had no retirement fund. Finally, we caught a break when we met you. Right from the start, you made us feel like you were there to help. You were amazing to talk to and didn't make us feel bad for our situation. You always treated us in a caring, professional manner offering solutions, not criticism. You explained all our options and helped us choose the best solution for us and our situation, and the best part was that no matter how many questions we asked, you were always there to answer and guide us. Because of you both I am now able to enjoy life again and my marriage is stronger than ever. I can even answer my phone again without fear of who is on the other end. My husband and I sleep so much better and have even been able to start thinking about our retirement again. You did exactly what you said you would do and for that we will always be grateful. I highly recommend your services to anyone who wants an honest, professional opinion and someone who truly cares working on this difficult situation. Thanks again for everything. Regards, KN

Calgary, AB

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Back on track

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After a significant injury, I was left unable to work for a little over a year which left me turning to credit cards and payday loans to make ends meet. My finances crumbled and I felt myself running out of options. I spiraled into a depression, which only added insult to injury. After looking online trying to find out what my options were, I stumbled upon 4 Pillars. Scott contacted me right away and offered great knowledge and expertise. He went through all of my options with me and helped me figure out the best strategy. Because of Scott, a huge weight was lifted off of my shoulders and I am now able to focus on regaining my financial footing. Scott, thank you from the bottom of my heart for all of your help.

After a significant injury, I was left unable to work for a little over a year which left me turning to credit cards and payday loans to make ends meet. My finances crumbled and I felt myself running out of options. I spiraled into a depression, which only added insult to injury. After looking online trying to find out what my options were, I stumbled upon 4 Pillars. Scott contacted me right away and offered great knowledge and expertise. He went through all of my options with me and helped me figure out the best strategy. Because of Scott, a huge weight was lifted off of my shoulders and I am now able to focus on regaining my financial footing. Scott, thank you from the bottom of my heart for all of your help.

Kitchener , ON

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Andra Z – Dental Assistant

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Debt reduced from $12,300 to $6,000
$100/month for 60 months at 0% interest

Blair is a wonderful, supportive and very helpful with this process. Very accommodating, understanding with a willingness to help. Without him I would be in a worse situation financially and am starting to feel better knowing that I have a brighter future. Thank you Blair :)

I have a brighter future

Debt reduced from $12,300 to $6,000
$100/month for 60 months at 0% interest

Blair is a wonderful, supportive and very helpful with this process. Very accommodating, understanding with a willingness to help. Without him I would be in a worse situation financially and am starting to feel better knowing that I have a brighter future. Thank you Blair :)

Victoria, BC

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Anonymous

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Your service/program a big help to us.. More power and God bless us all!

Your service/program a big help to us.. More power and God bless us all!

Regina, SK

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K. G.

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From the very first phone call, I could tell immediately that John and Jennifer were highly professional, yet warm, engaging and genuinely interested in their client's needs. Through my experience with them I have been consistently impressed with their level of service and how specifically they tailored their scope of work to my particular needs. Before I met John and Jennifer I had interviewed two other financial consultants and in comparison with them the others could not hold a candle, and I mean that very definitely; one of the service providers was clearly not client focused, and the other one lacked knowledge. John and Jennifer met all of my needs including being client focused and highly knowledgeable. On top of that, both John and Jennifer and their office manager Lily are genuinely pleasant people, and their personalities are well suited to the kind of business they are in; assisting people with debt management. This can be a stressful time for their clients, yet through it all they give their clients a sense of calm assuredness which ensured I felt that I was being supported by people who truly cared. I highly recommend them!

From the very first phone call, I could tell immediately that John and Jennifer were highly professional, yet warm, engaging and genuinely interested in their client's needs. Through my experience with them I have been consistently impressed with their level of service and how specifically they tailored their scope of work to my particular needs. Before I met John and Jennifer I had interviewed two other financial consultants and in comparison with them the others could not hold a candle, and I mean that very definitely; one of the service providers was clearly not client focused, and the other one lacked knowledge. John and Jennifer met all of my needs including being client focused and highly knowledgeable. On top of that, both John and Jennifer and their office manager Lily are genuinely pleasant people, and their personalities are well suited to the kind of business they are in; assisting people with debt management. This can be a stressful time for their clients, yet through it all they give their clients a sense of calm assuredness which ensured I felt that I was being supported by people who truly cared. I highly recommend them!

Calgary, AB

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Bryan

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I was in a financial crisis and a family member suggested I call 4 Pillars for help. I made the call and within a week we had a plan together to take the financial stress away, and rebuild my credit. The support I received was phenomenal. I would recommend 4 Pillars to anyone with financial burdens. Thank You

I was in a financial crisis and a family member suggested I call 4 Pillars for help. I made the call and within a week we had a plan together to take the financial stress away, and rebuild my credit. The support I received was phenomenal. I would recommend 4 Pillars to anyone with financial burdens. Thank You

Kitchener, ON

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Erin S – Salesman

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Debt reduced from $27,800 to $7,200
$120/month for 60 months at 0% interest

First of all Blair is a lifesaver. At no time throughout this whole experience did he make me feel embarrassed or uncomfortable. He knew exactly what I was feeling and going through and was there for me every step of the way. He is a true professional in every sense of the word. I feel a huge weight lifted off of me financially and emotionally, all thanks to Blair. If you are in debt trouble, go see Blair and he will guide you the process painlessly and with a smile. Best thing I've ever done. True story.

I feel a huge weight lifted off me financially and emotionally

Debt reduced from $27,800 to $7,200
$120/month for 60 months at 0% interest

First of all Blair is a lifesaver. At no time throughout this whole experience did he make me feel embarrassed or uncomfortable. He knew exactly what I was feeling and going through and was there for me every step of the way. He is a true professional in every sense of the word. I feel a huge weight lifted off of me financially and emotionally, all thanks to Blair. If you are in debt trouble, go see Blair and he will guide you the process painlessly and with a smile. Best thing I've ever done. True story.

Victoria, BC

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Jen R.

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Hello Jennifer, I wanted to write you and let you know how very happy I am to have found your company. I want to personally thank John, for helping me with my debt. When I first contacted 4 Pillars I felt like I was drowning in debt. Now, I feel as if there is light, at the end of the tunnel, and my debt is being made more manageable, with easy monthly payments. Thank you for your support, and helping me to realize and understand, I’m not alone. Thank you, from the bottom of my heart. Sincerely, Jen E.

Hello Jennifer, I wanted to write you and let you know how very happy I am to have found your company. I want to personally thank John, for helping me with my debt. When I first contacted 4 Pillars I felt like I was drowning in debt. Now, I feel as if there is light, at the end of the tunnel, and my debt is being made more manageable, with easy monthly payments. Thank you for your support, and helping me to realize and understand, I’m not alone. Thank you, from the bottom of my heart. Sincerely, Jen E.

Regina, SK

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Jennifer

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Ashley was very patient. She explained to us very well and gave us tools on how to manage and budget our money. She was very accommodating and we were so comfortable with her. We are so grateful and thankful to your company for helping us during our financial difficulties. Thank you so much and God bless.

Ashley was very patient. She explained to us very well and gave us tools on how to manage and budget our money. She was very accommodating and we were so comfortable with her. We are so grateful and thankful to your company for helping us during our financial difficulties. Thank you so much and God bless.

Regina, SK

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Michelle

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To whom it may concern: My name is Michelle and I recently hired Scott Patton from 4 Pillars to help consolidate built up debts that incurred last year. Due to the amount of debt I was in, I was overwhelmed with figuring out how I was going to pay these companies back without having enough income to do so. At this point I was referred to 4 Pillars, where Scott was able to show me my options on how I could consolidate my debt and speak to my Creditors on my behalf. After discussing all my possible options, I was able to choose the correct solution to my problem and receive peace of mind knowing I had found the right place to help me with my overwhelming debt. I am thankful and happy to say I will recommend 4 Pillars for anyone in a state of debt crisis.

To whom it may concern: My name is Michelle and I recently hired Scott Patton from 4 Pillars to help consolidate built up debts that incurred last year. Due to the amount of debt I was in, I was overwhelmed with figuring out how I was going to pay these companies back without having enough income to do so. At this point I was referred to 4 Pillars, where Scott was able to show me my options on how I could consolidate my debt and speak to my Creditors on my behalf. After discussing all my possible options, I was able to choose the correct solution to my problem and receive peace of mind knowing I had found the right place to help me with my overwhelming debt. I am thankful and happy to say I will recommend 4 Pillars for anyone in a state of debt crisis.

Kitchener, ON

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Elissa O – Nurse

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Debt reduced from $28,000 to $16,500
$275/month for 60 months at 0% interest

I had run out of options and sent an email out to the universe. Blair called me the next day and I heard four words that gave me hope. 'I can help you.' I am looking forward to getting a grip on my finances by learning some valuable tools and not being held a prisoner by my past mistakes about money. Always available and easy to talk with, Blair really has given me and my family something to look forward to by supporting me on this journey.

Blair has given me something to look forward to

Debt reduced from $28,000 to $16,500
$275/month for 60 months at 0% interest

I had run out of options and sent an email out to the universe. Blair called me the next day and I heard four words that gave me hope. 'I can help you.' I am looking forward to getting a grip on my finances by learning some valuable tools and not being held a prisoner by my past mistakes about money. Always available and easy to talk with, Blair really has given me and my family something to look forward to by supporting me on this journey.

Victoria, BC

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Beatrice M.

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Dear Jennifer: I hope all is well with you and your family. Since I met you I think about you every single day! Honestly, I don't have words to express my gratitude to you and your team for what you are doing for me. I didn't have anybody to turn to regarding my financial situation before a friend told me about you. It was my very first time to get in this kind of situation and I was becoming desperate and depressed. By accepting to help me you have displayed your compassion. I really thank you from the bottom of my heart. May God bless you all. Beatrice M.

Dear Jennifer: I hope all is well with you and your family. Since I met you I think about you every single day! Honestly, I don't have words to express my gratitude to you and your team for what you are doing for me. I didn't have anybody to turn to regarding my financial situation before a friend told me about you. It was my very first time to get in this kind of situation and I was becoming desperate and depressed. By accepting to help me you have displayed your compassion. I really thank you from the bottom of my heart. May God bless you all. Beatrice M.

Regina, SK

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Anonymous

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We are happy and contented on how Robert explained and assisted every detail of our concern regarding our debts and his willingness to help us with our problems.

We are happy and contented on how Robert explained and assisted every detail of our concern regarding our debts and his willingness to help us with our problems.

Regina, SK

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VL

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This note is to express how I feel about 4 Pillars. I have been treated like I was investing in the company they were so kind. I was given all of the information I needed and Scott Patton was the best, very professional and friendly. You should be proud to have these people working for your company. Thank You

This note is to express how I feel about 4 Pillars. I have been treated like I was investing in the company they were so kind. I was given all of the information I needed and Scott Patton was the best, very professional and friendly. You should be proud to have these people working for your company. Thank You

Kitchener, ON

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Cheryl L – Office Manager

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Debt reduced from $21,800 to $7,500
$125/month for 60 months at 0% interest

As soon as I sat down with Blair and we started talking about what he could do for me I felt at ease. He walked me thru the process step by step and as things started to fall into place, Through the entire process he has made me feel at ease and positive about what 'we' could achieve. And he did not disappoint. Everything has gone smoothly and I am happy to say I will soon be on my way to getting my credit back on line. I wish I had known about him sooner, He has really made this a positive experience and I would recommend him without hesitation.

He did not disappoint

Debt reduced from $21,800 to $7,500
$125/month for 60 months at 0% interest

As soon as I sat down with Blair and we started talking about what he could do for me I felt at ease. He walked me thru the process step by step and as things started to fall into place, Through the entire process he has made me feel at ease and positive about what 'we' could achieve. And he did not disappoint. Everything has gone smoothly and I am happy to say I will soon be on my way to getting my credit back on line. I wish I had known about him sooner, He has really made this a positive experience and I would recommend him without hesitation.

Victoria, BC

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Laurie

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I can't thank John and Jenn enough for their support during this very stressful time in my life. I had become a slave to my debt, and could see NO way out. I was sceptical before my initial meeting with John. He assured me, they could help turn my life around. And that they did ! I am now rebuilding my credit, and my HAPPY LIFE' is back.! -----Laurie

I can't thank John and Jenn enough for their support during this very stressful time in my life. I had become a slave to my debt, and could see NO way out. I was sceptical before my initial meeting with John. He assured me, they could help turn my life around. And that they did ! I am now rebuilding my credit, and my HAPPY LIFE' is back.! -----Laurie

Regina, SK

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Jim Dee Financial Professional at WealthWave

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Peter came to my office to introduce 4 Pillars last year. Since then, I have spoken to two people who have received help from Peter regarding their debt issues and both were very happy with their results. Based on that, I recommended a long time friend of mine who had serious debts to see Peter. My friend's evaluation was consistently stellar as he was thankful I connected the two of them. Peter has my trust.

Peter came to my office to introduce 4 Pillars last year. Since then, I have spoken to two people who have received help from Peter regarding their debt issues and both were very happy with their results. Based on that, I recommended a long time friend of mine who had serious debts to see Peter. My friend's evaluation was consistently stellar as he was thankful I connected the two of them. Peter has my trust.

Burnaby, BC

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