Hear what hundreds of clients had to say

Dear 4 Pillars Calgary Team, I want to take the time to truly say how thankful i am to you, John and everyone at 4 Pillars The consumer proposal that you had designed for me was truly spectacular. It is with a great sense of relief that those mistakes from the past have been forgiven and i can move forward with my life for a brighter future. Thank you for all your assistance. I truly appreciate it! --Steven

Chris was amazing to work with, he was so helpful and was so wonderful in making sure that I understood everything that was happening. He answered my questions after hours and on weekends. I would highly recommend if you need help with your finances Chris is the one to help you. From, One very happy client, Crosbie Bourdeaux

So Glad I Found Your Services!

I had been dealing with ********** (name removed), paying all kinds of fees with no results. After 4 months with ********* (name removed) I was frustrated. Came to 4 Pillars and everything was concluded completely in 2 months. Amazing - No stress - So professional.

I will be forever grateful for all that Blair and 4 Pillars has done

Debt reduced from $63,000 to $9,000
Paid $9,000 lump sum through the Phoenix Fund

I feel that first thing that Blair did for me was put my mind at ease and make me feel like something was actually getting done. I had some government issues that I needed resolved right away and Blair did everything in his power to make sure my deadline was met and exceeded and with the best plan he could find for my situation. I will be forever grateful for all that Blair and 4 Pillars has done to help me get back on my feet with confidence.

Hi Jennifer, I just want to extend my heartfelt thanks to you and all staff of 4pillars. I didn't hear before that there are people who works to help people get out of debt until I found your ad and read their good comments about you. I tried, though hesitant, to call and come to your office. Your staff were very pleasant especially the front receptionist Sheila. There's no bad feeling of condemnation when you are there because they don't look at you as bankrupt but all seems just wants to help. I felt so relieved now that I can pay my debts without being burdened by the interest but save some for me and my family. Thank you so much for representing me. I highly recommend you to people who need help with their debts. Sincerely, Eli

I first met Chris when i had been screwed over by fraud. I had a lot of debt and had to have two vehicle repos due to my circumstances. Chris was great. Easy to work with and very professional. I am a year and a half into my consumer proposal and have a 660 credit score. I figured i would still have crap credit for a few more years. Thanks Chris.

Our experience with 4 Pillars Consulting Group has been very positive. The realization and acceptance that our financial situation was beyond repair on our own was mentally and emotionally draining with a sense of failure thrown in. However, from the first appointment with Adrian Moore and throughout the subsequent meetings we were treated with dignity and kindness. He assured us this was not the end of our world; showed how there was a positive solution possible and so it has proved to be. His explanations of the debt reduction process; what to expect and what was expected of us were clear and timely so we were not overwhelmed. Also from the first appointment we felt a weight lifted and our lives became less stressful. We would highly recommend Adrian and the Four Pillars Group to anyone in need of debt restructuring advice and help. ($83,000 original debt reduced to $24,000 ($400 x 60 months)).

The best discovery and decision I made

Debt reduced from $24,000 to $7,200
$120/month for 60 months at 0% interest

Finding and utilizing the knowledge and skills of Blair with 4 Pillars was by far the BEST discovery and decision I made in regards to my unforeseen financial circumstance. I highly recommend that no matter how small or large your financial stresses may be, contact Blair and be on your way to clear those frustrations and make a brighter path to your future today!

Thank you! - From the bottom of my heart, thank you! I was drowning in an ocean of financial debt with no hope of getting out. My husband wasn’t working leaving me to support us and our two kids for more than half a year. The bills piled up, my income alone wasn’t enough to handle everyday expenses, let alone previous debts that were accumulating. Debt from paying for our wedding, and having two kids, poor decisions, one income and no plan in the present or future to pay it all off. We were introduced to John & Jennifer through a mutual friend. I first met with John, and in our appointment he gave me an honest assessment of my situation and options to think over. In our second appointment my husband came with me. John answered many of our questions and I was hopeful for the first time. However, my husband was out of a job and therefore John recommended that we not proceed at that time due to the fact that we wouldn’t be able to pay our debt proposal if we proceeded, leaving us worse off than before. Once my husband had a job I contacted John again, though my husband wasn’t interested in the idea of a debt proposal. My financial situation continued to get worse, affecting my marriage considerably. The stress was too much, along with other factors; we ended up going through a divorce. I contacted John once again to re-assess my situation as a single parent. John was honest, gave me ideas to work with and allowed me time to determine what course of action was in my best interest. I decided on a consumer debt proposal. From that point on John, Jen, and Hannah took me under their wings, took care of the details and put my file together and made an offer to my creditors. All of the calls, letters, demands from creditors stopped. Simply stopped! The weight of it all was off my shoulders, my head came up from under the ocean of debt and I could now breathe. I can’t truly describe how it feels to be able to focus on getting the rest of my life back together, to be able to support my two beautiful children and enjoy their childhood. My meetings with Jen after provided me with tools and a plan for my future so that I don’t make the same mistakes. She is wonderful to work with and truly understands what I was dealing with. She made the process easy and worked with my budget. It’s refreshing to have a financial plan, one that works for me and for my children. I wouldn’t be where I am today without the support and guidance from everyone at 4 Pillars Calgary. There were never any judgements. They accepted my situation and have made it possible for me to be a happy mother supporting amazing children. I am positive again, hopeful, and can finally see a future with a financial plan. They have given me the tools to teach my children better financial choices, and I will be able to lead by example. As I’ve said before – Thank you from the bottom of my heart – You’re all a group of Angels!

Wish I had known what Chris could do for us a year ago! We let pride get in the way of asking a professional for help until it was 'almost' too late, but Chris knew what to do to get us on track again. Didn't know there was something called a 'Consumer Proposal', it's a win/win that lets us sleep at night and see the light at the end of the tunnel! Thanks Chris!

$45,00 in debt reduced to $15,900

When we were referred to 4 Pillars from a friend we thought our options were limited. After speaking to Adrian we saw the light at the end of the tunnel and got our first good nights sleep in months. ($45,000 original debt reduced to $15,900 ($265 x 60 months)).

I now feel I can breathe again

Debt reduced from $108,000 to $33,000
$550/month for 60 months at 0% interest

Due to a series of events I ended up in a financial situation I had never anticipated for myself. Over a 7 year period, due to the economy and the interest rates I was paying, my financial situation got worse. I lived day to day with the heavy burden of debt, constantly moving money around to try to dig myself out. A friend told me how Blair Greenwood at 4 Pillars had helped a co-worker of hers organize a very reasonable repayment plan that would eliminate the interest and even reduce the amount owed. I knew this would affect my credit rating but my good credit rating wasn’t working for me anyway and I was determined to get out of my bad situation. I set up a meeting with Blair and I started to regain faith that my situation would one day resolve. I had confidence that Blair was determined to negotiate with my creditors on my behalf. Blair supported me along the way and attended the meeting with the trustee with me. Blair and the trustee supported my consumer proposal and my proposal was accepted. I now feel I can breathe again. I highly recommend Blair Greenwood.

I was extremely pleased with this personal service. Chris made this very trying time and decision easier. He answered all my questions, posed some that I had not considered, and laid out the pros and cons of my decisions. We had several meetings and after each I felt listened to and walked away with a sense of relief regarding my choices. I recommend Chris Grew and 4 Pillars highly!

Everything went exactly as Blair said it would

Debt reduced from $44,000 to $16,200
Paid $16,200 lump sum through the Phoenix Fund

When family emergencies seemed to come one after another, our finances just couldn’t keep up and we began to rely on credit. Suddenly the minimum payments were just too much. Blair very quickly gave us confidence in his ability and in the process. He walked us through each step reassuring us that there was a light at the end of the tunnel. Everything went exactly as he said it would. We are now stress free and have hope for the future once again. Thank you.

2 years ago, I walked into the 4 Pillars Calgary office and met with John, and it was an absolutely excellent experience to say the least, considering the position I was in at that time. I am currently half way through paying down my debt, and the nice part is, that is the only debt that I currently have. I am also proud to say that my credit card company isn’t too happy with me, because I maintain a zero balance, and I do use it regularly. I will continue to refer people to your services when needed. I am very happy to say that Jennifer and John were there when I needed the assistance, and all I can say at this point, is a very Big………..THANK YOU! -----Bill

Chris knows his stuff inside and out. He saved me from drowning in debt and I no longer have that panicky feeling every time I think about my finances. And since making my consumer proposal a year and a half ago, he has helped me rebuild my credit. If you're in debt and you can't see a way out, you need to call 4 Pillars and ask for Chris Grew.

Robert, We want to give you a very special thank you for being so very thoughtful and making this process so easy for us.

Best decision of my life!

Debt reduced from $30,000 to $6,000
$6,000 lump sum paid

I was unable to walk, work or even dress myself. I had so many bills hanging over me with no way to even pay the rent. That’s when I contacted Blair. He was so understanding and accommodating. He helped me through the whole process and was always available if I had any questions or just needed support. He gave me a fresh start. Thank you Blair!

My special thanks to you Jennifer for a wonderful job- you did on me with my debt. You are really down to earth person and very kind as well. Very professional and You treated your clients with respect and having full of understanding with their needs.Through your unfolded and amazing help I can able to enjoy life with knowledge of budgeting and saving money. I am proud to tell you that I am wiser person now just because of your great help and advice. Once again, Thank you for everything! GOD BLESS! To anyone who needed help to solve your financial problems, I would gladly recommend to get Jennifer's help is the smartest choice! Sincerely yours, Mary

Highly recommended. Thanks Chris. Goodbye worry, hello new lease on life. Like meeting with a friend.

The end of my debt and I couldn’t be happier!! Debt reduced from 18,000 to 5,000

Liliana is a professional, with strong work ethics. She takes the time to learn and understands the needs of the peoples who seek her advice. With a solid background both in Finance and in Work Experience, Liliana is able to help her clients make informed decisions on their financial situations. Even if you have someone you trust, I would suggest you ask Liliana her opinion prior to moving forward. Trust in this industry seems to be getting harder and harder to earn, Liliana has earned mine.

He had my best interest in mind

Debt reduced from $51,000 to $14,000
$14,000 lump sum paid

Blair was friendly and welcoming. While being a knowledgeable professional, he made me feel comfortable and at ease speaking with him about my situation. I always felt like he had my best interest in mind, and having him working for me took the weight off my shoulders. The positive outcome let me get on with my life without the stress I had been dealing with. And anytime I had a question Blair was quick to answer and reassure me. Thanks so much Blair!

I do tell all the people that are close to me that I am so glad I found you. And I tell people that I think could benefit from your services to contact you. My only regret was not coming to see you sooner. I suffered for so many years but the process was painless and enlightening. I am no longer embarrassed for what happened and starting over isn’t as awful as I thought it was going to be. Thank you John – your professionalism saved my life and allowed me to continue to provide for my son.

I am Agnes Ballesteros, I will recommend it to anybody and to my friends whose debts are taken over their life .Now my stress and worries are gone. Instead of paying highly interest rate I am actually paying off my debts now. N regrets in doing this debt restructuring especially with 4 pillars. I and my partner, truly meet the financial freedom when we started the service with Chris Grew. Thank you so much.

You always have a way of making me feel so much better!! Thank you so much for taking care of us, Liliana!!!

It has been one of the top ‘Awesome’ decisions in my life

Debt reduced from $73,000 to $19,000
$316/month for 60 months at 0% interest

I can't believe how this experience has changed my life for the better! Working with Blair was life changing. It has been one of the top 'Awesome' decisions in my life. My stress level dropped as soon as I started to see that my financial situation was not out of control. Blair helped me regain that control in a responsible, manageable and achievable plan. Blair was present, authentic and non-judgmental during the whole process. He was and still is available to talk with me about any questions or concerns that I may have. His knowledge and support made all the difference in choosing the 4 Pillars answer. It really has been the answer to a nagging question and stressful situation that permeated every aspect of my life up until then. I have highly recommended him to three of my friends already. If you are even thinking about finding out how 4 Pillars can help change your life, I would urge you to check it out. For me personally, it has been like a crushing weight lifted off of me.

I came to 4 Pillars with a lot of debt and not sure what to do. Chris Grew gave me options. He helped me to get my life back in order. Thank you for helping me when things seemed so overwhelming.

I was speaking with my friend this weekend about my financial situation as I knew that she also had some severe financial hardships of her own. I explained to her my situation as well as that I had planned to apply for a consumer proposal through a different company. I also explained to her that the lady I spoke with at other company left me feeling quite embarrassed and belittled because of my financial situation and the fact that it had come to this point. My friend told me that had your office assist them and that she was extremely happy with how you treated them and handled their situation. I am a single parent who has moved jobs a few times and I am currently in a financial situation which is not good. Based on the positive feedback that my friend gave me as to her experiences with you, I am really hoping that you could examine my financial position and perhaps provide me with options that are available to me. Steve became my client and this is what he had to say after our initial consultation: "Thank you again so much for making me feel comfortable. You are a much needed and welcomed blessing in my life right now with everything that's going on. I am very grateful for that."

My experience with Blair left me feeling blessed

Debt reduced from $33,000 to $9,900
$165/month for 60 months at 0% interest

My experience with Blair left me feeling blessed to have found a person with empathy, drive, sharp business acumen and integrity, wrapped in professionalism. From start to finish he made the process effortless. Thank you Blair.

Every day I am so thankful that I met John and Jennifer. My husband and I were in way over our heads, drowning in a sea of debt, and it was only getting worse. We didn't know what to do anymore. I was even afraid to answer the phone. How could we let it get this bad? We couldn’t sleep anymore and it was starting to affect our jobs, our relationships with our family and friends, and especially our marriage. We tried everything to get out of debt including using ALL of our retirement savings but nothing was working. All it did was make us feel worse. We still had the debt and now we had no retirement fund. Finally, we caught a break when we met you. Right from the start, you made us feel like you were there to help. You were amazing to talk to and didn't make us feel worse about our situation. You always treated us in a caring, professional manner offering solutions, not criticism. You explained all our options and helped us choose the best solution for us and our situation, and the best part was that no matter how many questions we asked, you were always there to answer and guide us. Because of you two, I am now able to enjoy life again and my marriage is stronger than ever. I can even answer my phone again without fear of who is on the other end. My husband and I sleep so much better and have even been able to start thinking about our retirement again. You did exactly what you said you would do and for that we will always be grateful. I highly recommend your services to anyone who wants an honest, professional opinion and someone who truly cares working on this difficult situation. Thanks again for everything!

We found the experience with Chris Grew, was very professional and confidential. We were very happy with the desired result, and have given us financial freedom again.

I would recommend them to anyone!

I sit here and write this remembering the day I emailed 4 pillars asking for help. Within a few hours Scott had messaged me asking to set up a meeting as well as if it was okay if he called me. I was embarrassed and uncomfortable as honestly anyone would be telling someone you need help getting out of the situation you got yourself into! Scott made sure to explain everything in detail and made me feel comfortable and not at all stupid! The experience and knowledge this company has is amazing, and I would recommend them to anyone! Thank you!!

My experience with Blair was nothing short of amazing

Debt reduced from $74,000 to $14,000
$14,000 lump sum paid through the Phoenix Fund

My experience with Blair was nothing short of amazing. I was astounded with his business etiquette and knowledge of the subject matter. I was a little bit of a different case but he was willing to go out of the box and find a solution that was going to work for everyone. It has been about a year now since we found the solution and I have to say, for the first time in my adult life, I'm starting to feel good about my financial situation. This wouldn't have been able to happen if I hadn't have worked with Blair. If you have debt that you don't want anymore, I would recommend giving Blair a call and sitting down with him. He'll find something that will work for everybody.

Anna Lau is so passionate in helping.I will definitely be recommending you to my friends!

I didn't want to go through the bankruptcy route

Scott, just a letter to thank you for your service in getting my debt issue resolved and put into a satisfactory position by eliminating a lot of my debt load thereby saving me over $35,000 over the next 5 years and actually more if you include the interest savings. The process was quick and easy through your firm and it has eliminated a ton of worry and anxiety I had been suffering with for a long time. I didn't want to go through the bankruptcy route and this allows me to avoid that process and continue to live a normal life. So in closing I am very thankful to you for showing me a way out of this mess and that you were able to make the payments much lower than what was previously required.

I am debt free and moving ahead

Debt reduced from $38,000 to $7,000
Paid $7,000 lump sum

I had a very serious debt problem and after I came across Blair's business card I had the feeling he was the one to help me solve my debt crisis. From the first phone call I made to Blair, and the follow up meetings and discussions I had with him made me feel very positive that a solution would be available. Blair explained all of my options in great detail as well as offering his expert opinion on which was the best option for my situation. Blair also dealt with a very difficult situation involving my family members and did so very professionally. Blair certainly knows how to handle stressful situations. I will not forget what Blair did for me and his fee was very reasonable as well. He did a lot of work as well as some difficult research. I will always remember Blair for his efforts and certainly would recommend him to anyone needing debt consulting services. I am debt free and moving ahead again, thanks to Blair Greenwood.

Thanks 4 Pillars Calgary for making this painful process a little bit manageable. It certainly is good being able to sleep again. I will recommend your services to a friend.

I sincerely thank Scott for all his help.

Over the last few years I had managed to run up over 60k of unsecured debt. Mainly credit cards and a line of credit. I had approached the banks to help with a loan to pay off the debts, but because of the high minimum payments I was not able to afford it. Due to the high balances that I was carrying, the interest rates kept killing me and it was becoming a challenge just to make the minimum payments. I was stressed and my wife was very sick and it was taking a toll on my health. It was hard just trying to make ends meet. I was constantly searching the internet for solutions when I came across 4 Pillars and I contacted Scott and he assured me over the phone that he could help me out. I must admit that initially I was a little skeptical. I met with Scott and he was able to discuss various options. Scott seemed very concerned about my situation and assured me he could help. We were able to come up with a settlement proposal based on what I could afford to repay, on a monthly basis over a 60 month period. The settlement was agreed to by all parties and also a lower monthly payment then previously discussed. Now I have a fixed monthly payment repaying a portion of the total debt, interest free. Having a strategy in place, and the ability to make my monthly payments has taken a huge burden off my back. I sincerely thank Scott for all his help.

This is one of the best decisions I ever made

Debt reduced from $70,500 to $19,500
$325/month for 60 months at 0% interest

Blair was incredibly helpful, patient and reliable. He took the time to explain the entire Consumer Proposal process and let me think about how it might fit for me. There was no pressure. I had always paid my bills and worked hard but I had gotten myself in a little over my head with my student loans and credit card. I believe in paying my debts but I realized that I had paid so much interest on my credit cards over the years that it just wasn't making sense anymore. Blair helped me put all of the pieces together to file my Consumer Proposal and now I feel like I am on top of my finances. That nagging feeling of getting behind all of the time is gone. This was one of the best decisions I ever made.

I guess I'm a slow learner. John remembered me making an appointment about 3 years before I actually got the guts to come and do something about my grim situation. He told me in our first meeting about talking to someone with an accent and an expensive latte addiction, not the timmys or starbucks type, much more expensive, but ooohhh so good. I am happy to say I have cut back from 5 or 6 a week to 1 or 2 :) I was mortified my financial situation had come to this. John, you were kind and caring, as were you, Jennifer when I met you in my 2nd visit. The last thing I imagined doing in meetings of this sort would be to laugh. You helped me see I was not a loser, but could turn this around. It was NOT even suggested I sell my horse, (my heart), and FOR THAT I WAS SO RELIEVED!! I still have some (a lot) of learning to do, still making some mistakes, but feel confident that with your help I can turn this around. Now instead of 3 steps back and 1/2 forward it has reversed. My stress levels have dropped significantly and even when I quit my job, which was terrible, John, I thought you'd be angry at the timing etc, but the reaction was the exact opposite. You understood the stress it was causing and were very supportive. It's a slow road, but things are looking way up. THANK YOU --Cathy

Hello John and Jennifer! I cannot express the amount of appreciation that I have for your company. My experience with 4 pillars was very positive experience. I found this company to be very helpful with resolving my financial issues. I want to say thank you to Anna, Andrea and Nicole for helping and guiding me on what to do. They were always there when I had questions and made me feel very confident and comfortable in the steps of the process. I am now stress free and in control of my finances. I am now able to move forward and enjoying my life with my children. May you will continue to help others to regain their freedom. GOD bless you all. Thanks again, April

DIVINE INTERVENTION

Approximately 3 years ago my husband came home from work looking quite distressed. He told me our financial situation was deteriorating and no matter how many extra hours we added to our work week, the bottom line was, we would hardly be able to keep up with the interest payments on our debt and still keep the house running. He had a form he had picked up explaining what a consumer proposal was and a questionnaire. He wanted us to discuss doing a consumer proposal. I remember becoming very agitated and crying, I believe I uttered the words “ I would rather work myself to death”. He put the form away and we didn’t speak of it again until last year. As he had predicted, all the extra hours and even an intervention by family didn’t solve our money issues. A few months ago, he had intended to retire from his job and keep his second job which according to his calculations would bring us in more money then if he would not retire. Well, as fate would have it, our lives became quite disrupted when he was laid off with no light in sight. Someone was however looking after us, maybe a divine intervention, but he found an ad for 4 Pillars in the local paper and he brought it to my attentions. This time I listened as I knew we had to work on fixing the situation. We called the number, I was distraught at the time and when Scott answered the phone, he immediately relieved my anxiety by saying “don’t worry, I am certain there is something we can do to help you”. Scott setup an appointment so that he could discuss our options and go over our situation. From the minute we entered the reception area, we were treated with kindness, respect and courtesy. Scott was absolutely everything we hoped he would be, professional, sympathetic, and most of all non-judgemental. We left his office knowing we would get the help we needed here at 4 Pillars. Scott assured my husband and I that the creditor calls would soon stop, and to just refer them to his office, and that in itself was a blessing, as the nerve wracking conversations with them over the phone were taking its toll on our mental health. We followed all of the steps set out by Scott and the time came to meet our trustee. The meeting ( even though nerve wracking for us ) went exceptionally well and we went home hopeful that our creditors would be satisfied with everything that was presented to them by 4 Pillars. Finally, the day came when we received the call that the proposal was accepted by all of the creditors. My husband and I sat down and together we thanked god for letting us find that article and then meet Scott. We still have a lot to learn on budgeting and credit rebuilding but we are certain with 4 Pillars help we will meet all of our goals. To anyone who like us is going through mental, physical anguish over debt overload we offer this: Review your situation, swallow your pride and get help. We fully recommend Scott at 4 Pillars. There is absolutely no one we ever met before while dealing with our finances that made us feel respected and worthy of this blessed intervention. We look forward to all that we will continue to learn through 4 Pillars.

Debt reduced from $67,000 to $20,400

$340/month for 60 months at 0% interest

Our experience with Blair was excellent from our first meeting all the way down to our last. Blair is very helpful and very knowledgable he sure knows what he is doing. I have recommended him to a few of our friends now. Thanks to Blair I can finally put those money issues to rest. Thank you Blair for everything.

I was in debt for $116,000 due to a bad marriage. My wife left me with a mortgage that I could not pay and ended up in foreclosure. When I met with the trustee, they recommended that I go bankrupt but I didn’t want to listen to them and just give up. I’m glad that I hired John and Jennifer to help me instead. They represented me and helped reduce my CMHC mortgage shortfall debt down to $22,400. I didn’t have to go bankrupt just like the trustee recommended. My monthly payment is now $400 with NO interest! I am going be debt free in less than 5 years!

YOU SAVED OUR HOUSEHOLD!

Dear Scott and 4 Pillars, Thank you so much for all your help! Because of your services provided, my spouse and I can look forward to our financial future. After each of us experiencing major job loss in the home, we struggled every day. With your help, we are getting back on our feet and on our way to success. Everyone at 4 Pillars has been so kind and helpful, including flexible schedules, and excellent listeners. The services provided for me, by 4 Pillars, was so much more than financial restructuring. Thank you Scott and 4 Pillars, you have saved our household! Sincerely, Melissa

The utmost professional

Debt reduced from $58,000 to $20.700
$345/month for 60 months at 0% interest

I had recently gone through a divorce and Blair was the utmost professional. I really needed someone there to assist me with organizing my life again and he truly cared about moving me in the right direction. His knowledge of building my credit and guiding me through every step was very much appreciated. I have referred him to four of my friends and will continue to do so. Blair is top notch. He will definitely be able to help you with your specific situation.

Before we met Jennifer our situation is very hard. Me and my wife are thinking every night, can't sleep properly because of our debt with high interest. We couldn't think straight and focus on our work because when the end of the month comes bills are coming. We almost surrendered at that time. But......when we've met Jennifer Croft she explained to us what our options are and what we need to do and what to expect. We shared our problems and situations to her especially to our debt that is more than $20,000.00. She was so patient listening to us and she explained how important it is, to have a budget and how to have savings. She help us to reduce our debt from $20,000.00 down to $4,200.00 paying only $70.00 monthly with no interest. She also make sure we are comfortable in all our meetings,she always encouraged us all the time,she's a good person. After all the trials in our life after we met Jennifer,NOW we can sleep without thinking Any debt,just because from 4pillars and of course for you JENNIFER thank you very much!! Now that our debt are all gone it really really change our life,Jen thank you again you help us LIVE again! God Bless us all,hope you help more people's in need like us. THERE IS LIFE AFTER DEBT!!!

Dear John and Jennifer, Thank you for helping us with our debt. We were in such financial turmoil my wife and I could not sleep. We were in a depressed state. Our marriage was slowly falling apart. We had so much debt that some months we were unable to pay our utilities and they piled up at some point to be 2 months in arrears. When I met you, you kindly explained your services to us on cutting our debt, 0% interest, and help us with rebuilding our credit. You listened to us, never judgmental and explaining that all was confidential. You were sincere and offered very openly your trustworthiness. And above all else, you have kept your word. You are very professional, reliable and sincere. Because of you, we are now in a place that we are slowly building our life back together and learning to live a comfortable life. Comfortable and cautious. Learning from our past mistakes and awaiting our bright future. Thank you for helping us see a bright future. Regards, R & M Family

HELPED ME TO REGAIN MY MENTAL BALANCE

Hi Scott, Just wanted to drop you a line because this is a very special day for me. However, let me first thank you for all the work you did on my behalf and all the patience you displayed. When I came to your office I was a nervous wreck and a financial one as well. What is more, I did not trust anyone, but I thought what did I have to lose? Well, I did lose, big time, 2/3 of my debts to be exact. I went from $21,000+ down to $7,000. You also worked out an acceptable payment schedule, answered all of my questions honestly and above board and this helped me to regain my mental balance. So, why is today a special day? This morning I was informed that my proposal has been accepted. What a relief. Thank you so much. To anyone who is in the same situation a I was, I can honestly say that at “4 Pillars” they will find the help, respect, and professionalism they need. Thumbs up and thanks again! Your grateful and happy client, I.B.

This was a life changing opportunity

Debt reduced from $90,000 to $28,500
$475/month for 60 months at 0% interest

Blair was exceptional from start to finish. He calmed me immediately from the extreme stress of the financial pressure and assisted me to develop and execute a plan with the most successful outcome. Blair was highly professional, honest, caring and non-judgemental. This was a life changing opportunity and I am going to make the most of it and never find myself in this situation again.