There is a way out.
Find a debt solution that works for you.
We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.
We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.
Get started with a
free debt consultation
Your credit card debt is overwhelming. Your business is struggling. Your job is hanging by a thread, and collection companies are looming. You are unsure of what your financial future holds. You are not alone. Elisa Fremeth of 4 Pillars Montreal is here to help.
For years Elisa has been helping their clients get out of debt, rebuild their credit, and lay the foundation for a debt-free and healthy financial future. Regardless of your situation, Elisa has the experience, skills, and tools to help you reduce and pay off your debt within five years.
With offices in Montreal, Quebec City, and Gatineau, as well as Ottawa, Kingston and Cornwall, Elisa Fremeth is bringing debt relief to Quebec and Southeastern Ontario.
To set up your free initial consultation, call 844-663-3883 or email elisaf@4Pillars.ca.
Elisa is available to meet in person, over the phone, or by video conference, i.e., Zoom.
| 970 Mnt de Liesse, Suite 214 | 6100 Cote des Neiges | 1776 Boul. Des Laurentides | 251 Laurier ave west, Suite 900 | 1-623 Fortune Cres. |
| Saint-Laurent, QC | Montréal, QC | Laval, QC | Ottawa, ON | Kingston, ON |
| H4T 1W7 | H3S 2A2 | H7M 2R9 | K1P 5J6 | K7P 0L5 |
| 514 600 0724 | 844 663 3883 | 844 663 3883 | 844 663 3883 | 613 515-0161 |
Other Locations
4 Pillars Gatineau
Gatineau, QC
gatineau@4pillars.ca
844-663-3883
As 4 Pillars Debt Consultants, Elisa can help you reduce your debt by up to 80%, often eliminating that debt within five years.
Using their expertise in the financial industry and the community, the Montreal Team will work with you to assess your particular situation, then create a plan that will help you eliminate your debt. They then continue working with you to help you understand credit so that you can start rebuilding.
Everybody’s debt situation is different, but rest assured bankruptcy isn’t necessarily your only recourse. With debt restructuring programs, consolidation, and credit rebuilding programs available, 4 Pillars Montreal will work tirelessly to find the solution that is going to work best for YOU.
4 Pillars consultants work for you. 4 Pillars clients can look forward to a debt-free future and financial peace of mind.
Elisa's story
Elisa brings her years of experience working with special needs children and young adults, as well as the elderly. She’s also an avid community volunteer who does fundraising for local hospitals. Together, this dynamic duo has the compassion, respect, and combined skill sets to help you eliminate your debt and rebuild your future.
One of the biggest obstacles to seeking debt help is fear; fear of judgement, fear of blame, and fear of failure. Sometimes it's fear of success that holds you back.
To read more of this article I posted for my Montreal clients to read....Learn More
Growing up you fight for your independence. It starts as a toddler when you insist on dressing yourself, feeding yourself, it starts with your very first steps.
To read more of this article I posted for my Montreal clients to read....Learn More
Have you ever dreamt of walking away from it all. Starting over someplace new; someplace where nobody knows you, nobody knows your history.
To read more of this article I posted for my Montreal clients to read....Learn More
When Bernadette, a single mother of 3, lost her teaching job she took whatever menial work she could find to support her kids. Unable to get help from her family the debt quickly piled up. The divorce had pretty much killed her credit rating and every night she lay awake fearful and desperate for help. No matter how much overtime she worked, it was impossible to make ends meet.
She saw the toll it was taking on her health and on her kids. But she had no idea how to dig herself out. Her future looked bleak and she felt defeated. When she heard about 4 Pillars Debt Consultants she was skeptical. ‘Debt-free’ within 5 years seemed too good to be true. But Frederic Leonard from the 4 Pillars Quebec office quickly put her fears to rest. He worked with her to reduce her debt by 80% and thru a consumer proposal, she will be debt-free within 5 years.
Frederic is now working with her to help rebuild her credit. Something she never thought would happen. With 4 Pillars’ support and guidance, the weight of her debt has been lifted and Bernadette is able to face her future with hope, determination, and pride. Examples she is very happy to set for her children.
The 4 Pillars advantage gives our clients peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. 4 Pillars Montreal features debt restructuring, credit rebuilding, and budgeting services, offered through our Clients For Life™ program. 4 Pillars has several programs that allow clients to remove the financial barriers they face and move forward with their goals, be it homeownership, retirement, or putting the kids through school. No other Canadian company offers such an integrated system for creating financial stability.
Ed and Marian are the parents of two extremely bright and curious children. Children soon to be looking into colleges and universities. Though they've always enjoyed a comfortable life, their debt has slowly crept up, making it difficult to save for the kid's education, let alone their own retirement. When Marian's company eliminated her job, she and Ed were forced to take a hard look at their spending, their savings, and how to best prepare for their kid's education. With no real job prospects on the horizon, Marian tried to create a budget to live on, as a single income family.
But the debt kept piling up, taking money out of their meager savings and adding an enormous strain to their marriage. Bills started getting missed, creditor calls came with alarming frequency, which only contributed to Ed and Marian's feelings of failure, guilt, and shame. When their son announced he wanted to become an Engineer Ed and Marian were forced to sit the kids down for a very painful conversation about their family's limited financial future.
But the debt kept piling up, taking money out of their meager savings and adding an enormous strain to their marriage. Bills started getting missed, creditor calls came with alarming frequency, which only contributed to Ed and Marian's feelings of failure, guilt, and shame. When their son announced he wanted to become an Engineer Ed and Marian were forced to sit the kids down for a very painful conversation about their family's limited financial future.
My student loans and credit card debt were the main reason my bank wouldn't approve me for a mortgage to buy my first home. Elisa Fremeth from 4 Pillars not only helped me reduce my credit card debt they showed me how to rebuild my credit. Thanks to Elisa I will be debt free within a few short years!! Thank you so much!!!!!
My dad left me his home repair business 10 years ago but when the economy turned it became harder to keep the company going. I was afraid I'd have to close the doors and declare bankruptcy, putting 12 good people out of work. Something my father never would have done. Elisa at 4 Pillars helped me keep Dad's business going while eliminating the mounting debt. There were kind and understanding and very supportive through the whole process.
$80,000 in debt reduced to $30,000 that I will have paid off in full in just 4 years. THANK YOU!!!
"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
