What is Credit Rebuilding? Credit rebuilding is basically the process of turning poor or bad credit into positive or good credit. There is no magic bullet to credit rebuilding. When rebuilding or re-establishing credit, time is your friend. Why is Credit Rebuilding important? Credit rebuilding is important because there are hundreds of thousands of Canadians...Continue reading
A Kamloops, BC Debt Relief Story December 10, 2015 THE SITUATION Cliff and Rita knew they were in financial trouble, and it scared them. Cliff had started a small contracting business several years ago and in the first year of operation, it seemed like he was having to buy a new piece of equipment every...Continue reading
Where’s a Debt Fighting Superhero When You Need One? Not all Super Hero’s wear a cape. And they don’t suddenly change identities just by taking off their glasses. But there are still hero’s in the world. Not the attention grabbing, bravado spouting dudes like Tony Stark. I’m talking about REAL Hero’s. The average Joe who...Continue reading
The Coldest Place on Earth: Debt There are two seasons in Winnipeg, WINTER and CONSTRUCTION. They’ve even been known to overlap from time to time. Which is really inconvenient if you’re trying to get to the airport in a timely manner. Deserved or not, Winnipeg has gained reputation for being cold. Winterpeg, sound familiar? In...Continue reading
Pay It Forward: The Freedom of a Debtless Life We all have debts of some sort. Someone we owe, a kindness we have yet to repay but would like to. Several years ago a new movement took hold called Paying It Forward. When someone does something good for you, you do something good for someone...Continue reading
Debt Shaming: When the Voice in your Head Won’t Shut Up You know when you get a song stuck in your head. No matter what you do to distract yourself it’s still in there, singing away at the top of its lungs. When you’re living with a lot of debt that catchy song is replaced...Continue reading
The Big Debt Workout: Getting your Finances in Shape A New Year brings with it the promise of new beginnings, and probably a new gym membership. And THIS TIME you’re going to use it!! But the gym gets crowded in January. The trainer keeps yelling at you. And, besides it’s cold out. Maybe next month. ...Continue reading
Taking the O out of Ho Ho Ho You know Christmas is coming, yet every year it sneaks up on you; the hustle, the bustle, the shopping. All of that Christmas spirit can leave you with a nasty hangover come January. You remember January, that cold, dreary month when all of your Christmas Bills come...Continue reading
Debt Night Mares: The Dream that Doesn’t End When You Wake Everyone has experienced a stress dream of some sort. You’ve dreamt you arrived late for a big test, you’ve shown up for work without your clothes on, you’re running from some unseen entity. Stress dreams happen when your subconscious mind is trying to sort...Continue reading
Murky Waters: Diving for Debt Relief Ask any diver or kid with a snorkel and they’ll tell you, it’s a completely different world just below the surface. A world of wonder and awe, filled with life, beauty, and just the right mix of danger. You have to follow a very specific set of rules but...Continue reading