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4 Pillars Articles by Gurinder Dhaliwal

Isn’t it time to give your debt the eviction notice?

By Gurinder Dhaliwal

Isn’t it time to finally be done with the stress, headaches, and pain of living in debt? Isn’t it time to finally give your debt the eviction notice it deserves? 4 Pillars has been helping Canadians since 2002 and in that time we have helped tens of thousands of Canadians get out of debt. Our … Continue reading Isn’t it time to give your debt the eviction notice?

Top Ten Questions about Consumer Proposals

By Gurinder Dhaliwal

Top Ten Questions about Consumer Proposals Searching for answers when you’re having financial difficulties is a grim task. You’ll hear scary words like “bankruptcy,” “unsecured debts,” and “asset liquidation”. Thankfully there are a lot of options available for those that find themselves mired uncomfortably in debt. A consumer proposal is an alternative to bankruptcy, and … Continue reading Top Ten Questions about Consumer Proposals

Things You Probably Don’t Know about Bankruptcy in B.C.

By Gurinder Dhaliwal

Things You Probably Don’t Know about Bankruptcy in B.C. Part 1 Laws and procedures revolving around bankruptcy are generally the same everywhere in Canada, but some details change depending on where you live and your individual circumstances. This is why everyone considering bankruptcy always must consult a professional financial advisor before proceeding. Some details about … Continue reading Things You Probably Don’t Know about Bankruptcy in B.C.

Top 6 Phrases I Learned During My Consumer Proposal

By Gurinder Dhaliwal

Top 6 Phrases I Learned During My Consumer Proposal (written by a 4 Pillars client) When I first started looking for financial advice, I didn’t expect to learn another language. The vocabulary of financial and legal proceedings is thick with jargon, technical terms, complex legalese, and self-reflection. Here are a few key phrases that I … Continue reading Top 6 Phrases I Learned During My Consumer Proposal

Top 6 Bankruptcy Terms Every Canadian Needs to Know

By Gurinder Dhaliwal

Consumer Proposals and Bankruptcy Deciphered; The Top 6 Phrases You Should Understand Words like “bankruptcy” and “creditor” have made their way into our daily speech, but we still tend to misuse them. Even if you’ve never sought professional advice to deal with your financial troubles, you should know exactly what these phrases mean. The following … Continue reading Top 6 Bankruptcy Terms Every Canadian Needs to Know


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