Year End Clearout: Cutting Your Debt Down To Size It’s that time of year. Retailers all over the country are blowing inventory out their doors at ridiculous savings to you!! Boxing Day Events turn into Boxing Week Events before morphing into January Clearance Extravaganza’s!!! Incredible storewide savings on all of the stuff you didn’t realize … Continue reading Year End Clearout: Cutting Your Debt Down To Size
Beware of Debt Consolidation Mortgages Debt Consolidation is a term that usually describes the process of obtaining a new mortgage to pay off all of your unsecured debts, with a new payment being buried in a new mortgage. This solution works when an individual or family has accumulated equity in their home that is substantially … Continue reading Beware of Debt Consolidation Mortgages
What is debt restructuring? I have many people asking – “is this just like going bankrupt with a trustee “ or ”is this like credit counselling? “ or “ is 4 Pillars a Debt Settlement company”? I understand why folks would be a little confused with all the terminology being used in the marketplace, but … Continue reading How does 4 Pillars Debt Restructuring work?
Most Canadians when faced with hard to manage debt issues will visit the internet seeking a solution to their problems. What they’ll find is a confusing array of messaging that all sounds similar – promising to reduce debt, start fresh, become free of debt sooner etc… What you need to know is the majority of … Continue reading Important Facts about Debt Counsellors
Many people I meet ask the question: “why not just visit a Trustee in Bankruptcy or a Credit Counsellor by myself?” At 4 Pillars, we take the view that when in the debt advisory business you either act for the creditor, or act for the debtor. It’s impossible to give good sound advice to both … Continue reading Why 4 Pillars is the Best Debt Option for Brampton and Etobicoke Debtors
"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
