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Owe Ho Ho: Debt Help for the Holidays

By Paul Murphy

Owe Ho Ho: Debt Help for the Holidays

It’s that time year.  You can’t go near your favorite department store without being reminded that Christmas is just around the corner.  And just around the corner after that, your holiday bills.  While your kids are dreaming of visits from Santa you’re up nights worrying about visits from your creditors.  When you’re living with debt the holiday season is the least wonderful time of the year.

Peace (of Mind) on Earth

When you live with debt you feel like you’re on the naughty list all year round.  You struggle with the humiliation and fear your debt has dumped on you.  It’s especially hard when your children look up to you, and all you want is to make them happy.  But the fact is your debt has destroyed your peace of mind, your savings, your security and it is placing an incredible strain on your relationships.  Even if you do make it through December unscathed, you still have January (the real cost of Christmas) staring you down.

Debt Help: The Perfect Family Gift

What if this year you gave yourself the greatest gift of all; a good night’s sleep, stress free days, and a renewed sense of hope for your family’s future.  Instead of emailing Santa, pick up the phone and give yourself real freedom from debt.

4 Pillars Debt Solutions has been helping Canadians reduce their debt since 2002. In fact over 97% of their clients have successfully completed their debt restructuring plans; making 4 Pillars an industry leader in Canada. 4 Pillars was founded by three professionals who were tired of watching friends lose their businesses to debt.  They did their homework, combined their financial expertise and started a company that would ensure no one would be controlled by their debt again.  4 Pillars work for you, not your creditors.  Their priority is helping YOU reduce your debt.  And they do it without judgement or blame.  You are given the respect and compassion you deserve as they present you with your best options.

 We not only bring you good tidings and joy, we want to create a debt settlement strategy that works for you; we’re pros when it comes to navigating financial terminology, negotiating with your creditors, and that’s just beginning.

… And to all a good life!

By analyzing your financial situation, we can put together a strategy that works best for you. The solution may be as simple consolidating all of your payments and / or creating a workable budget.  If you are afraid bankruptcy is your only option, it’s probably not.  If it’s a consumer proposal that will best eliminate your debt, the 4 Pillars Calgary team will be there to represent you every step of the way.

We’ll explore all of your options and once an appropriate plan is in place, we’ll work with you to rebuild your credit. The team we will be trimming your debt and you’ll be walking into the New Year with a renewed sense of hope and real peace of mind.  We’ll work to reduce your debt by up to 80% and have it paid off within 5 years.   Don’t spend another holiday season fearing an empty stocking.  Make your own Christmas miracle and give yourself and your family the gift of peace of mind, financial security, and endless possibilities.  To learn more call us in Calgary.

4 Pillars Debt Solutions.  Details at 4Pillars.ca


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