Life after Debt: Rebuilding with 4 Pillars St. John’s
Growing up I’m sure you had a very specific image of what your future would hold; married to your favorite boy band, living in the mansion from Dynasty with your adorable kids! You know, realistic stuff. But as you got older that image got a little more reality based; good job, nice car, cool apartment and maybe a couple of kids or a dog!
For anyone struggling with debt it’s hard to imagine what your future looks like because debt is blocking the view. When you look into the future there is no hope, just debt, embarrassment, and fear. But what if you could eliminate your debt and imagine a real future for yourself. Or better yet, what if you settled your debt and started working toward your future, today!
I’m Christine Wagner, your 4 Pillars Debt Specialist in St. John’s. In recent articles we talked about Debt Restructuring and working with 4 Pillars Debt Solutions instead of trying to negotiate with your creditors on your own. We talked about Licensed Insolvency Trustees, aka Bankruptcy Trustees, and why it’s in your best interest to have an advocate representing you. Then we explored some of the ways a 4 Pillars Debt Specialist like myself can lower your debt by up to 80%, and help you pay it off with in 5 years; all while helping your rebuild your credit and laying the foundation for the future you want. You don’t have to wait until you are debt free to start planning your future. Those plans start as soon as your call 4 Pillars Debt St. John’s Solutions for help, real Debt Help.
Consumer Want to Change
Debt is a lot like that winter flu bug you just can’t shake. Except there isn’t a shot to prevent you from getting sick. As soon as your defenses are down, Debt strikes and all the chicken soup and bedrest in the world won’t make you feel better. Debt is a fever dream you can’t wake up from and it only wants one thing….. Money. The money you owe, with interest, regardless of the cost to you, your family, your physical health or mental well-being. It’s enough to make you sick. There is no known cure for the flu except plenty of rest and liquids. Believe it or not, getting rid of your debt is easier. All you just need 4 Pillars Debt Solutions.
A Holistic Approach to Life after Debt
At 4 Pillars Debt Solutions we take a holistic view of your debt, meaning we look at the whole picture. In doing so we can help you deal with the past, clean up the present, and prepare you for your debt free future.
Over the years 4 Pillars has developed programs to help reduce, restructure, settle, and eliminate your debt. We do this by creating a plan. We have Credit Rebuilding programs to repair and rebuild your credit faster and more efficiently than anything you could accomplish on your own. We educate you, giving you the support and the confidence to know how grow beyond your debt. And we do it all without judgement or blame.
You may have been told that bankruptcy is your only solution. In many cases that is not true. Your debt restructuring strategy may include proper budgeting and money management. Perhaps Debt Consolidation is a viable alternative. However, if it turns out that Bankruptcy or a Consumer Proposal is your only option, we will be by your side, representing your best interests every step of the way.
Client Satisfaction equals a Job Well Done
4 Pillars St. John’s Debt Solutions has over 60 offices from Vancouver Island to our office right here in St. John’s Newfoundland. And as a 4 Pillars Debt Specialist I love the sense of accomplishment I get when I know I’ve brought hope, peace of mind, and a brighter future to my clients.
In our first installment I shared the story of the Debt Specialist in Barrie who helped a young family avoid bankruptcy while reducing their debt from $120,000 to $19,000. A debt they will have paid off in less than five years. Every one of our offices can tell you a similar story about clients they’ve pulled from debt, clients who are now debt free and first time homeowners; clients who are getting ready to retire with confidence; clients who have started small business; clients who sending their kids off to University; and clients who have rediscovered the joy of living.
As a 4 Pillars Debt Specialist I’m very proud of my clients and the progress they are making. In fact, over 97 percent of 4 Pillars’ clients have successfully completed their debt restructuring plans; making us an industry leader in Canada. I don’t like to brag, so I’ll let our clients do it for us. Click the link below and see what our clients have to say!
Read real stories and testimonials from thousands of 4 Pillars clients
So have you decided what you want your debt free future to look like? I’m not sure the mansion from Dynasty is available, but that doesn’t mean you won’t someday own your own home! If you’re in the St. John’s area and you’d like to explore your debt settlement options or discuss your situation, just call one of us, Paula Ryan or Christine Wagner of 4 Pillars St. John’s (709) 700-5509.
4 Pillars Debt Solutions. Visit us at 4Pillars.ca
