Life after Debt: Rebuilding with 4 Pillars Peterborough
A lot of people are saying 2016 was a horrible year, for a lot of reasons. So they’re pinning all of their hopes onto 2017. It’s good to have something to look forward. Hope is a very powerful thing. But if you’re just waiting for all of these good things to come to you, you may be waiting for a while. Especially if your 2017 was filled with the same growing debt as your 2016.
One of the first casualties of long term debt is hope or your ability to see a positive future for yourself. Aside from taking your savings, your financial security, and your peace of mind, debt is robbing you of your future. Sleepless nights spent worrying, strained relationships, job insecurity, fear and shame; these can all be attributed to the negative affect of debt in your life.
I’m Adrian Moore, your 4 Pillars Debt Specialist in Peterborough. In previous articles I talked about debt settlement and the advantages of working with an advocate like 4 Pillars Debt Solutions. We also talked about Licensed Insolvency Trustees and how one of their roles is represent the interests of your creditors. Then I told you how a 4 Pillars Debt Specialist, like myself, can lower your debt by up to 80%, and help you pay it off with in 5 years, all while helping you rebuild your credit. If you’re entering the New Year mired in last year’s debt perhaps it’s time for some renewed hope and real debt help.
Consumer Want to Change
When you’re being held hostage by your debt it’s hard to be optimistic about the future. Debt has a stranglehold on your cash flow, but if you start missing payments your interest rates go up and you are hit with even more fees, all adding to your debt. Then your creditors start calling, collection companies get involved, and all hope disappears. Is this your life now? Do you have to accept that this is the way things are going to be? Absolutely not. You have the power to change all of this. Your journey into debt settlement is easier than you think because you won’t be doing it alone. A 4 Pillars Debt Specialist will be with you every step of the way.
A Holistic Approach to Life after Debt
Nobody wants to admit their debt has gotten out of control. But your fear and silence is just contributing to the problem. It’s this fear of blame that often keeps consumers from getting the debt help they need. At 4 Pillars Debt Solutions we step back and take a more holistic view of your debt; we look at the whole picture, from your present situation to your life after debt. We give you a reason to hope again.
Your debt is unique to you. So a debt settlement strategy that worked for another client won’t necessarily be the right fit for you. At 4 Pillars we look at each individual situation and customize a strategy to best deal with your debt. Over the years 4 Pillars has developed programs to help reduce, settle, and eliminate your debt. When we’re creating a plan to deal with your creditors we are looking out for your best interests. We present you with credit rebuilding programs designed to repair and rebuild your credit faster and more efficiently. All the while we are also educating you and providing the support and the confidence you need to hope again. And we do it all without judgement or blame.
Despite what you may have been told, bankruptcy is not always the only way to resolve your debt. The solution may be learning to budget realistically. For many, the solution is some form of debt consolidation where your debt specialist negotiates all of your debt into one lower payment. However, if Bankruptcy or a Consumer Proposal is your best option, 4 Pillars Debt Solutions will be by your side, representing you every step of the way.
Client Satisfaction equals a Job Well Done
4 Pillars Peterborough Debt Solutions has over 60 offices from Vancouver Island to St. John’s Newfoundland. As a 4 Pillars Debt Specialist I take great pride in the work I do for my clients. Seeing the peace of mind and hope that accompanies a good debt settlement strategy means I’m doing my job.
I recently shared the story of the Debt Specialist in Barrie who helped a young family avoid bankruptcy while reducing their debt from $120,000 to $19,000. A debt they will have paid off in less than five years. Every one of our offices can tell you a similar story about clients they’ve pulled from debt, clients who are now debt free and first time homeowners; clients who are getting ready to retire with confidence; clients who have started small business; clients who are getting ready to send their kids off to University; and clients who have rediscovered the joy of living.
As a 4 Pillars Debt Specialist I not only want to see my clients get rid of their debt, I want to help them build for a future they may not have thought possible. Fact, over 97 percent of 4 Pillars’ clients have successfully completed their debt restructuring plans; making us an industry leader in Canada. To find out what our clients are saying about us just click the link below!
Read real stories and testimonials from thousands of 4 Pillars clients
When you’re ready to say goodbye to your debt and ring in an optimistic future of your choosing, I’ll be there to lead the way! If you’re in the Peterborough area and would like to explore your debt settlement options call me, Adrian Moore at 4 Pillars Peterborough, (705) 201-1327.
4 Pillars Debt Solutions. Visit us at 4Pillars.ca
