Life after Debt: Rebuilding with 4 Pillars Nanaimo
When you were in high school everyone asked what your plans were for the future. Were you going to College? University? Trade School? Some of you may have had your plan mapped out and ready to spring into action upon graduation. But most kids didn’t really know what they wanted to do with the rest of their lives. Back then, everything seemed possible. And when you’re busy living in the moment, you don’t worry about the future. Flash forward a couple decades and you still can’t see your future. But this time it’s not because you’re living in the moment of youthful bliss. Now your future is being blocked by debt. You’re not so much living in the moment as you are stuck in the moment, unable to see past your next pay cheque.
I’m Benjy Houser, your 4 Pillars Debt Specialist in Nanaimo. In my two most recent articles I talked about debt settlement, we explored the pros and cons of working directly with a Licensed Insolvency trustee (aka Bankruptcy Trustee) as opposed to hiring an advocate to represent your best interests. Then we took a closer look at the different ways I could help you stay out of debt.
By the time you hit your late 20s, 30s, and 40s people have stopped asking you what you’re going to do with your life. Now that questions falls to you. What do YOU want to do with your life? Without debt standing in your way it’s easy to see the possibilities. And you will start to see them as soon as you call 4 Pillars Nanaimo Debt Solutions for debt help.
Consumer Want to Change
Deep down you know your debt is holding you back, preventing you from moving forward with your life. It’s mired you with worry and stress, blocked your attempts to get rid of it. Why? Debt doesn’t care about you, just your money. And if you don’t have any money left, debt still keeps hounding you.
Being in debt is a lot like sitting in the passenger seat of a race car. The first couple turns around the track are thrilling, you’re riding your adrenaline high all the way to the finish line. But after a few laps, maybe a close call or two, you want to slow down. Your adrenaline rush has turned into a stomach churning fear. You watch in terror as the other cars start to gain on you. You’re ready to get out but there’s no pit stop in site. Fortunately when it comes to your debt, you are behind the wheel and you can hit the brakes whenever you want. All you need is a little gumption and the desire to change lanes. The right debt settlement strategy will get you off the track safely without causing further financial harm to you or anyone else. Imagine being debt free within 5 years, with a stronger credit score than you have now. With a call to 4 Pillars Debt Solutions you’ll be on your way! 4 Pillars has been helping consumers successfully deal with their debt since 2002. In fact, 97 percent of our clients have successfully completed their debt restructuring plans; making 4 Pillars an industry leader in Canada.
A Holistic Approach to Life after Debt
At 4 Pillars Debt Solutions we take a holistic view of your debt. We look at the whole picture before best determining how to help you deal with the past, clean up the present, and prepare you for your debt free future. There is no ‘one size fits all’ Debt Settlement strategy. For years 4 Pillars has been creating programs to help reduce, settle, and eliminate your debt. In many cases we’re able to cut your debt by up to 80% so you can be debt-free within five years! We create a plan to deal with your creditors and create Credit Rebuilding programs to help repair and rebuild your credit faster. But that’s not all. We also educate you, giving you the tools to avoid future debt. Our clients receive the support and the confidence to move forward. And we do it all without judgement or blame.
During your first consultation I start gathering information and analyzing your situation. Our goal is to create the best strategy to settle your debt. The solution may be as simple as learning how to budget. If Debt Consolidation is your best solution we’ll negotiate your debt into one lower payment, something more manageable for your situation. However, if filing for Bankruptcy or a Consumer Proposal is your best option, we will be by your side, representing your best interests throughout the whole process.
Client Satisfaction equals a Job Well Done
4 Pillars Nanaimo Debt Solutions has over 50 offices from Vancouver Island to St. John’s Newfoundland. And each one of our Debt Specialists takes great pride in what they do. There is nothing more satisfying than knowing you’ve helped change someone’s life for the better. As debt specialists we know the toll your debt has taken and anytime we can bring peace of mind and hope for a brighter future, then we’ve done our job.
Last month I told you about the Debt Specialist in Barrie who helped a young family avoid bankruptcy while reducing their debt from $120,000 to $19,000. A debt they will have paid off in less than five years. Every one of our offices can tell you a similar story about clients they’ve pulled from debt, clients who are now debt free and rediscovering the joy of living. With the cloud of debt lifted from their lives they’re finally able to see what they want and make it a reality.
As a 4 Pillars Debt Specialist I’m very proud of the progress my clients are making. Some are about to become first time home owners, some are starting families, I have clients who are now looking forward to a comfortable retirement, and some are even going back to school. Click the link below to see what our clients are saying about their 4 Pillars experience.
Read real stories and testimonials from thousands of 4 Pillars clients
So, do you know what your plans are for the future? You don’t need to have it all figured out today, but when you’re ready I’ll be there with the support and the tools you need. If you’re in the Nanaimo area and you want to explore your debt settlement options or even if you just want to discuss your financial situation call me, Benjy Houser at 4 Pillars Nanaimo Debt Solutions. (250) 729-6500.
Pillars Debt Solutions. Visit us at 4Pillars.ca
