Life after Debt: Rebuilding with 4 Pillars Kitchener
Out with the old, in with the new. A New Year brings hope, and the promise of a brighter tomorrow. Every January we make resolutions, personal changes for the better. And by April some of those resolutions have stuck, others not so much. Oh well, there’s always next year.
When you are struggling with debt, the passing from one year to the next isn’t met with the same anticipation or excitement. After years of debt your ability to hope and dream has declined. You’re so busy spinning your wheels in the present, it’s hard to see your future past that pile of bills. But what if you could eliminate your debt and start moving forward in your life. What if you could start moving forward, today?
I’m Scott Patton, your 4 Pillars Debt Specialist in Kitchener. In our last two articles I told you about debt settlement; the advantages of working with an advocate like 4 Pillars instead of trying to negotiate with your creditors on your own. We also talked about Licensed Insolvency Trustees and how one of their roles is to represent the interests of your creditors. Then we explored the ways a 4 Pillars Debt Specialist like myself can lower your debt by up to 80%, and help you pay it off with in 5 years, all while rebuilding your credit and paving the way forward.
Fortunately you don’t have to wait until you are debt free to start planning your future. Those plans start to take shape on the day you call 4 Pillars Kitchener Debt Solutions for real Debt Help.
Consumer Want to Change
Debt has a negative effect on your health, both mentally and physically. It leaves you stressed out, exhausted, and depressed. It puts a strain on your financial health, your relationships, and your job security. Debt is like a flu you just can’t shake. Unfortunately there is no shot to prevent it, but there is a way to treat the symptoms and eliminate the illness. It’s relatively painless; no needles, no pills, just some expert assistance from 4 Pillars Debt Solutions.
A Holistic Approach to Life after Debt
When I tell you that 4 Pillars takes a holistic approach to your debt it doesn’t mean we’re burning sage and replacing your medicine cabinet with vitamins and herbs. No, we step back and look at the big picture. By doing this we are able to help you deal with the past, clean up the present, and prepare you for your debt free tomorrow.
The one thing you will not find at 4 Pillars is a cookie cutter approach to your debt. Over the years 4 Pillars has developed programs to help reduce, settle, and eliminate your debt. Because your debt situation is unique to you, we create a debt settlement strategy based on your individual needs. We then present you Credit Rebuilding options to repair and rebuild your credit faster and more efficiently than anything you could do on your own. We educate you, giving you the support and the confidence to know how to move beyond your debt. And we do it all without judgement or blame.
You have options. Bankruptcy may not be your only solution. Your route out of debt may be learning basic money management skills and budgeting. If your best option is Debt Consolidation then we’ll negotiate all of your debt into one lower payment. However, if it turns out that Bankruptcy or a Consumer Proposal is your only options, 4 Pillars will be by your side, representing your best interests every step of the way.
Client Satisfaction equals a Job Well Done
4 Pillars Debt Solutions has over 60 offices from Vancouver Island to St. John’s Newfoundland. And as a 4 Pillars Debt Specialist nothing brings me a greater sense of pride then bringing peace of mind to a client who has been struggling under the weight of their debt.
In our first installment I shared the story of the Debt Specialist in Barrie who helped a young family avoid bankruptcy while reducing their debt from $120,000 to $19,000. A debt they will have paid off in less than five years. Every one of our offices can tell you a similar story about clients they’ve pulled from debt, clients who are now debt free and first time homeowners; clients who are able to retire with confidence; clients who have started a small business; basically clients who have rediscovered the joy of living.
As a 4 Pillars Debt Specialist I’m very proud of the progress my clients are making. Both in their debt settlements and their plans for the future. It’s a fact, over 97 percent of 4 Pillars’ clients have successfully completed their debt restructuring plans; making us an industry leader in Canada. If you’d like to know what our clients really think of their 4 Pillars experience, just click the link below.
Read real stories and testimonials from thousands of 4 Pillars clients
It doesn’t have to be January 1st to ring in a New Year. That happens when you decided to deal with your debt and move forward with your life. And remember, when you’re ready, 4 Pillars will be by your side. If you’re in the Kitchener area and you’d like to explore your debt settlement options or discuss your situation, give me a call, Scott Patton of 4 Pillars Kitchener (519) 502-9227.
4 Pillars Debt Solutions. Visit us at 4Pillars.ca
