Life after Debt: Rebuilding with 4 Pillars Edmonton and Northern Alberta
Most people dream of creating a better future but few know where to start or how to get there. Some people even have trouble picturing what a better future looks like, they just know “it isn’t this”. When you’ve been struggling with debt you may start to feel you’ve been handed a life sentence with no hope of parole. So envisioning your future as anything positive feels like a cruel hoax.
I’m Pradeep Padmanabhan, your 4 Pillars Debt Specialist in Edmonton and Northern Alberta. I don’t need a crystal ball to tell you what your future holds. In our last two articles we laid the groundwork for settling your debt, we discussed the pros and cons of working directly with a bankruptcy trustee as opposed to hiring an advocate to look after your best interests. Then we took a closer look at the tools a 4 Pillars Debt Specialist, like myself, can use to help get you, and keep you, out of debt.
So, here we are, ready to embark on that journey to your better future. Actually, the journey doesn’t start once you are out of debt, it starts when you contact 4 Pillars Debt Solutions looking for help, real debt help.
Consumer Want to Change
If there is one thing I’ve learned about debt, it is this: Debt is an equal opportunity offender. It doesn’t care where you went to school, what postal code you live in, or what personal struggles you deal with. It only cares about money, your money and how much of your money it can reclaim. And if you don’t have the money, debt doesn’t care. It will keep squeezing you until there is nothing left.
Think of debt as a merry-go-round. What was once a whimsical spin has turned into a never ending cycle; the guy operating the ride has left and you keep going round and round with no hope of getting off. Unless you jump. But that could be painful, what if you got in to trouble, maybe it’s better to ride it out? It’s hard to picture your future when you keep going around in circles.
Nobody entered adulthood thinking ‘Debt! That seems cool’. What’s important now is that you want to make a change, for the better. Losing the debt seems like a good first step. Fortunately it is not a step you have to take alone. 4 Pillars Debt Solutions has been helping consumers successfully deal with their debt since 2002.
A Holistic Approach to Life after Debt
People should not be defined by one single act. So letting your debt define you and your potential is a mistake. 4 Pillars Edmonton and Northern Alberta Debt Solutions takes a more holistic view of your debt. We step back and take in the whole picture, the BIG PICTURE. Together we help you deal with the past, clean up the present, and prepare you for your future; your debt free future.
Debt Settlement does not come in a ‘one size fits’ all package. So taking a cookie cutter approach to a client’s debt would be a huge mistake. Over the years we’ve developed programs to help reduce, settle, and eliminate your debt. In many cases we’re able to help cut your debt by up to 80%. At 4 Pillars we represent you, looking out for your best interests as we create a plan to deal with your creditors. We put Credit Rebuilding programs in place that will best help you repair and rebuild your credit faster and with more efficiency than trying to do this on your own. We educate our clients, giving them the tools to avoid falling back into debt. We give our clients the support and the confidence to know how to achieve that brighter future, whatever it may be. And we do it all without judgement or blame.
We give you options. Upon your first consultation with a 4 Pillars Debt Specialist, which is always free by the way, we are listening, we are gathering information, and we are analyzing your situation to come up with the best strategy to deal with your debt.
Your Debt settlement may be as simple as creating a realistic budget and learning how to live by it. Perhaps Debt Consolidation is the best solution for you; in it we’d create a plan to negotiate your debt into one lower payment lessening it’s stranglehold on your life. If Bankruptcy or a Consumer Proposal are the best options for your situation, we will be by your side, representing your best interests every step of the way.
Client Satisfaction equals a Job Well Done
4 Pillars Debt Solutions has over 60 offices from Vancouver Island to St. John’s Newfoundland. And there is not a 4 Pillars Debt Specialist out there who doesn’t feel a huge swell of pride when their client says THANK YOU! We know the negative role your debt has played in your life and anytime we can bring peace of mind and hope for a brighter future, then we know we’ve done our job.
In our first installment I told you about the Debt Specialist in Barrie who helped a young family avoid bankruptcy while reducing their debt from $120,000 to $19,000. A debt they will have paid off in less than five years. Every one of our offices can tell you a similar story about clients they’ve pulled from debt, clients who are now debt free and first time homeowners; clients who are getting ready to retire with confidence; clients who have started a small business; clients who are getting ready to send their kids off to University; and clients who have rediscovered the joy of living.
At 4 Pillars we’re very proud of our clients and the progress they’ve made. We seem to be doing something right because over 97 percent of our clients have successfully completed their debt restructuring plans; making 4 Pillars an industry leader in Canada. I don’t like to brag, so click the link below to see what our clients have to say.
Read real stories and testimonials from thousands of 4 Pillars clients
So what do you think your debt free future might look like? I can tell you this much, it will be a future you are proud of, one of your own making; without your debt holding your back you will not only have the freedom to dream you’ll have the support and the tools to make those dream come true.
If you’re in the Edmonton area and you want to explore your debt settlement options or discuss your own situation, call me, Pradeep Padmanabhan at 4 Pillars Edmonton and Northern Alberta. (780) 665-3767
4 Pillars Debt Solutions. Visit us at 4Pillars.ca
