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Get Debt Help Now in Toronto

By Navaiz & Hardip Chaudhry

Get Debt Help Now in Toronto

We’re Navaiz and Hardip Chaundhry, your 4 Pillars Debt Specialists in Toronto.  When we were voted the Better Business Bureau’s Peoples Pick, we were thrilled for the recognition, but it’s not why we do what we do.  For us, the highlight of our job is helping our clients break free from debt and then help them gain the confidence to be financially successful.

One of our favorite success stories is Nicola.  Nicola is the single mom of an amazing little girl. Because she was young when she had her daughter, she wasn’t able to go to University as she’d planned. Though her parents helped when they could, Nicola was determined to raise her daughter on her own, even if that meant working a series of minimum wage jobs. When her father passed away quite suddenly, he left her mother with no financial support. So Nicola’s mother moved in with her and her daughter. Though a great help with her granddaughter, Nicola’s mom was also an added burden financially. Nicola soon realized if she was ever going to provide real financial security for her family she would need to do something about her growing debt.

Debt Help: The Power of Hope

When a co-worker recommended calling 4 Pillars Toronto, Nicola was skeptical. She’d heard about companies taking advantage of people in her situation, leaving them worse off financially then when they started. Desperate, she set up her initial consultation just to see what we were about. Our office took the time to answer all of her questions and address her concerns.  We put together a debt restructuring plan and a strategy to deal with Nicola’s creditors, getting her $40,000 debt reduced to $13,000!   All of her debt was put into a single, much lower, payment. This freed up Nicola’s cash flow and allowed her to build her rainy day fund.  Nicola’s debt will be paid off in less than five years!

But that’s not the end of Nicola’s story. We were able to create a realistic budget for Nicola and we are currently helping her strengthen her credit. With her debt becoming a distant memory Nicola is not only able to save for her daughter’s education, she’s able to plan for her own future as well.

4 Pillars Debt Consulting: There’s No Place like Home

At 4 Pillars we create strategies to restructure almost $1 Million of debt every day.  Our clients are confident in the knowledge they are working with a proven winner when it comes to reducing debt, rebuilding credit, and paying off that debt.  Since 2002 4 Pillars has been creating debt settlement plans to get Canadians out of debt.  In fact, 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. With our help they have been able to rebuild their credit, leaving them with a stronger credit score.

With 4 Pillars by your side you get the support and professional expertise you need to deal with your debt. 4 Pillars was founded by three professionals who were tired of watching friends lose their businesses to debt.  They did their homework, combined their financial expertise and started a company that would ensure no one would be controlled by their debt again.

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At 4 Pillars Toronto, one of the most important things we can offer you is peace of mind.  During our first meeting, which is free, our team starts gathering information; not only about your debt but about your goals for the future.   We analyze your situation and present a debt restructuring strategy that best suits you. We create a plan to deal with your creditors to reduce your debt by up to 80% and together we find the best option for your situation.  It could be budgeting, financial education, debt consolidation, or even a Consumer Proposal.  Regardless, 4 Pillars Toronto is working for you, representing your best interests and guiding you to your financial future.

If you have concerns about your debt or if you’d like to discuss your Debt Restructuring option, call us today, Navaiz and Hardip Chaundhry of 4 Pillars Toronto, (647) 362-4894.  Get Debt Help Now in Toronto.

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