Financial Freedom – Get Debt Help in the Kootenays
I’m Robert Osborne, your 4 Pillars Debt Specialist in Cranbrook, Fernie, Kimberly, Castlegar, Nelson and Trail. I’ve had a lot of clients come through my door over the years. Each with their own unique debt situation. One couple I helped really stands out because the husband honestly didn’t think I could deliver on my promise. This is there story.
They were an older couple who were being forced into retirement. He’d spent his life in government jobs, she had worked in the service industry. The wife made the initial call to me saying that they could no longer make the $1250.00 a month minimum payment to their creditors, especially now that they were living on pension incomes. At the end of their free consultation I told them that I was sure we could create a strategy to reduce their payment to about $350.00 a month. After I explained it all she believed it could happen, the husband on the other hand thought that it was absurd and impossible. Not only did I make it my goal to prove him wrong, I wanted to ensure they got the best possible deal, one they could live with on their limited budget. So I got to work.
Debt Help: The Power of Hope
The first order of business was to implement the plan to get their debt reduced so their payments would be affordable. Every couple of days I would get a call from the husband saying he didn’t think it would work but he went ahead anyway, probably to keep his wife happy more than anything else. I helped them structured a consumer proposal and presented it to a Licensed Insolvency Trustee I wanted to deal with to file.
When the day came that I told them their proposal was settled at the $350 I’d estimated, they were very pleased. For the first time they could see a future for themselves in their retirement years! The best part is they will be out of debt within 5 years. Not only was I able to free up their cash flow, we created a livable budget and a plan to rebuild their credit.
4 Pillars Debt Consulting: There’s No Place like Home
Over the last 15 years 4 Pillars has created a program to deal with debt; a program we believe is the most successful and comprehensive in Canada. As a result 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. And with our help they have been able to rebuild their credit, quickly and effectively.
4 Pillars creates strategies to restructures almost $1 Million of debt every day. A lot of expertise and experience makes up 4 Pillars. So if I don’t have the answer you’re looking for, I have a team of experts sitting behind me who do. With 4 Pillars on your side you are working with a proven winner when it comes to helping reduce your debt, rebuilding your credit, and paying off that debt. And we get you there while helping you budget your present, and plan for your future.
As a 4 Pillars Debt Specialist I get to play an instrumental role in helping my clients get out of debt and grow financially. I am very proud to say many of my clients have gone on to a comfortable retirement, some are now homeowners, and others are enjoying their lives to the fullest.
At 4 Pillars Kootenays, I hear your concerns. I analyze your situation then I create a Debt Settlement Strategy that is going to work best for you. I’m the one creating the plan to deal with your creditors, keeping you informed every step of the way. If you’ve been led to believe that bankruptcy is your only option, talk to me. If it’s determined that a Consumer Proposal is a better, less drastic option, we will be there to help you structure the proposal on your terms as we represent you throughout the whole process.
Depending on your debt situation, Debt Consolidation may be a good option for you. Simply put I would work to help reduce your monthly payments into one much lower payment. If you questions about the debt settlement options that are available, call me, Robert Osborne at 4 Pillars in the Kootenays, (250) 365-8070. I’m proud to have been able to help my clients into retirement so they could enjoy their own rags to riches story. For the record I never said “I told you so!” to the doubting husband. His wife did that for me!
Financial Freedom – Get Debt Help in the Kootenays
To learn more about debt solutions in Canada sign up for our free Debt Boot Camp.
