The debt system in Canada is broken. The industry knows it. But things are getting better for Canadians dealing with large amounts of debt.
The insolvency industry may not have realized it yet, but is going through a shake-up and how consumers deal with debt is changing for the better.
The current debt system in Canada is outdated and has created a huge amount of Canadians with bad credit, vulnerable to future financial failure, uneducated on how to manage a budget and excluded from traditional banking and lending products for close to a decade.
It continues to create a financial black hole that hundreds of thousands of families each year enter and never find their way out.
The old industry continues to be a creditor driven system with the vast majority of those offering solutions actually representing the needs of creditors with no plan for the long term financial rehabilitation of a consumer.
Over the last 13 years we’ve been busy quietly perfecting a program that is better, a program that is based on financial education and rehabilitation, a program has a 98% success rate in an industry that has a 50% failure rate and we have done it one Canadian at a time, family by family.
A program that solves short-term financial crisis and at the same time brings financial dreams closer and not pushing them further away.
We are driven by the belief that those facing financial crisis should not settle for the current model which we believe provides more benefit to the creditors than the debtors. We are empowering Canadians with the knowledge and awareness that they are entitled to their own professional representation during one of the most stressful and emotional decisions they will ever make, a decision that has long lasting implications on their financial future.
We have made the changes the industry desperately needs, and has overlooked for far too long. We are providing hope. A long-term plan to deal with debt that truly looks after the interests of the consumer, and provides a roadmap for achieving their financial dreams; dreams they previously thought impossible to obtain.
We have set the standards for what every Canadian facing financial crisis should expect, a plan that doesn’t deal with debt in isolation but one that includes financial rehabilitation and education.
Debt is the single biggest threat to the financial future of Canadians and the most overlooked piece of every financial plan.
It is time for Canadians to expect more from the solutions they are offered and to have the confidence to say “No” if the old debt industry doesn’t meet their needs.
Without the right plan, financial crisis moves from a short term problem to a decade of pain; you have choice and the right to expect more from a debt restructuring solution.
Here’s a list of our offices in your city.
Ontario
- Barrie office
- Belleville office
- Brampton office
- East Windsor office
- Etobicoke office
- Guelph office
- Hamilton office
- Kitchener office
- London office
- Markham office
- Mississauga office
- Newmarket office
- North York office
- Orangeville office
- Oshawa office
- Ottawa office
- Peterborough office
- Port Hope office
- Sarnia office
- West Windsor office
British Columbia
- Abbotsford
- Burnaby office
- Fraser Valley
- Kamloops office
- Kelowna
- Kootenays office
- Langley
- Nanaimo office
- North Vancouver
- Prince George office
- Richmond office
- Ridge Meadows office
- Surrey office
- Vancouver office
- Vernon office
- Victoria office (Langford)
- Victoria
- Victoria office (downtown)
Alberta
Manitoba
And finally, here are real stories about debt from Canadians who survived their financial crisis.
