Debt Issues, Who Can You Trust? 4 Pillars Ottawa
“Pick a card, any card!!” Card tricks can be fun. A little slight-of-hand, misdirection, and knowledge about human behavior and you could be a pretty good magician, or con artist. But the reality is, when you pick your card, the deck is already stacked against you. Still, it’s just a harmless trick.
When it comes to dealing with debt issues, the stakes are a little higher, the magicians a little more skilled; the smoke and mirrors used to draw you in are deliberately keeping you from the truth. Pick a card. Pick them all. There was a time when creditors were practically giving them away. And why not. As your debt grows, your creditors start raking in the big bucks. Since your minimum payment barely covers your principle, interest rates go up, late payments mean additional fees and penalties. So while you’re being distracted by travel points, and nominal cash rewards, you are slipping deeper into debt. Now, you have debt issues.
Debt equals stress. The larger your debt, the greater your inability to repay. It all adds up to more debilitating stress in your life. Your savings are gone along with any financial safety net. Your debt doesn’t just control your financial health, it impacts your emotional and physical well-being as well. You’re ruled by hopelessness and fear, self-doubt and shame. Debt also leaves you vulnerable to someone claiming to be able to help, someone who may actually leave you worse off than you started.
Some things to consider when looking for debt help:
- If they aren’t charging you, how they’re getting paid.
- Get references. (Remember, they should be working for you!)
- Get a detailed explanation of how they work and what exactly they are going to do to help you. (Remember, a successful debt settlement strategy goes beyond your debt, it should help you create a sustainable budget and provide a comprehensive credit rebuilding program.)
- Are you greeted with genuine compassion or are you scolded and shamed for creating your debt.
- Are you able to talk to them in person or are you dealing with a call center.
- Does it feel like these people genuinely care and understand your situation, or are you treated like number and offered a cookie cutter, one size fits all, debt plan.
Your debt situation is as unique as you are, so your goals need to be taken into consideration before any debt settlement strategy is created. I’m Shawn Frank, your 4 Pillars Debt Specialist in Ottawa. In order to move forward and regain control over your future, the elimination of your debt is crucial. This isn’t a trick. There is nothing up my sleeve. Simply put, it’s my job to ensure your debt is dealt with in the manner that best suits you and your situation.
Is 4 Pillars Debt Solutions a Scam?
You’ve heard it before… “If it seems too good to be true, it probably is”. And I’ve had more than one client tell me that 4 Pillars seems too good to be true. However, over the last 15 years we have created a debt program that we sincerely believe is the most successful and most comprehensive in Canada. Yes, we do charge a fee for our services. But, with that fee comes the assurance that we are not impartial. We represent your best interest and we have no obligations or duties to your creditors. We work for you.
To read the 4 Pillars promise in full, click here
Not every debt company can make that claim so it’s important to do your due diligence and check them out. Many other debt relief organizations are either funded by your creditors or have a fiduciary duty to them. At 4 Pillars we believe this one simple fact. If you are in the debt advisory business, you either represent the debtor or your represent the creditor. You can’t do both and remain impartial. That would be like bribing a politician who is already taking bribes from your competitor. Nobody wins in the end.
For over 15 years 4 Pillars Debt Solutions has been getting Canadians out of debt, and giving them the tools to stay debt free. As a result, 97% of 4 Pillar’s clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. And with our help they have been able to rebuild their credit, quickly and effectively. So, by the time their debt’s been paid off, their credit score is in a very good place.
As a 4 Pillars Debt Specialist I am very proud of the clients I’ve helped thru their debt issues. And I swell with pride when I see them reach for the future they once thought impossible. Many are now home owners, some have started their own businesses, and others are finally able to retire with confidence.
To hear their stories and thousands more, click here on the client testimonial link.
A Healthy Dose of Skepticism
As your 4 Pillars Debt Specialist, I welcome your questions and I have no problem taking your through our debt restructuring strategy, step by step. But first, I want to know your hopes for the future. From there we can start dealing with your debt and building toward your future. Go ahead and search 4 Pillars Debt Solutions at the Better Business Bureau, we’re very proud of our A+ rating.
Whether you’re seeking debt help from 4 Pillars Ottawa, or one of the other 4 Pillars locations across Canada, you will be met with compassion and respect, by a professional who wants to see you debt free and thriving. We have over 60 offices across Canada. Click the link for the 4 Pillars location near you.
What’s In It for You?
Fact. 4 Pillars Debt Solutions restructures almost $1 Million of debt every day? So you can be confident that you are working with a dedicated expert and a proven winner when it comes to reducing your debt, rebuilding your credit, and paying off that debt. We accomplish this while helping you budget for your present, and planning for your future.
At 4 Pillars Ottawa I understand your debt concerns and I hear you when you share your hopes for the future. My team and I take your information and create a Debt Settlement Strategy that will work for you. We don’t tell you what to do, instead we present you with options. We create a plan to deal with your creditors, help reduce your debt by up to 80% and set up a payment structure that will have your debt paid off within 5 years! We teach you how to budget and provide other helpful financial education. If a consolidation loan is going to work for you, we help secure it. If a Consumer Proposal is your best solution, we will be there to help you structure the proposal on your terms as we represent you throughout the whole process. And thru it all we are working on your behalf, representing your interests and creating a map to guide you out of debt and onto a stronger financial future. If you’ve been led to believe that bankruptcy is your only option, talk to us. We may be able to find you a less drastic solution.
If you have concerns about your debt or if you’d like to discuss your debt settlement options, call me, Shawn Frank at 4 Pillars Ottawa, (613) 515-0161. No tricks. No razzle dazzle. When you’re looking for straight forward help to deal with your debt look us up.
To learn more about 4 Pillars Debt Solutions. Visit us at 4Pillars.ca. And don’t forget to sign up for our Debt Boot Camp.
