Debt Issues, Who Can You Trust? 4 Pillars Edmonton
When you are struggling with debt issues, who can you trust? It feels like everyone has their hand out. Instead of extending that hand in friendship or to give help, it feels like it’s about to pick your pocket and take you for everything you’ve got.
Debt should come with a warning label. Your credit cards should have a big skull and crossbones on the front. Debt is toxic. And once it seeps into your pours it’s hard to get rid of. Instead it just grows bigger, spreading into every aspect of your life, in ways you may not even realize. Your sleep habits, your relationships, your stress levels, your financial security, even your job are all affected by debt. When you suffer from high levels of debt in your life it changes your outlook. Hope and optimism are the first to leave, replaced by depression, fear, and self-loathing. You no longer see the world in a positive light and you don’t trust anyone.
Try as you might to unburden yourself from debt, it’s still there, dragging you down. In your desperation to get out of debt you leave yourself vulnerable to unscrupulous people who prey on your desperation, promise you easy solutions, and in the end leave you with nothing. So, who can trust to help you take your life back? Well, that’s where a little skepticism will serve you well. Remember the old saying, ‘if it sounds too good to be true, it probably is’. Keep that in mind in your search for debt help. A reputable Debt Specialist will encourage your research and welcome any and all questions. Here are some things to be mindful of:
- If the debt company is offering you their services for free, ask how they’re getting paid.
- Ask for references, after all they should be working for you.
- Ask for a detailed explanation of how they work and what exactly they are going to do to help you? (Remember, a successful debt restructuring plan will go beyond just paying off your debt, it should help you create a sustainable budget and provide a comprehensive credit rebuilding program.)
- Are you greeted with judgement and blame, or genuine compassion and understanding?
- Are you talking to this expert in person or dealing with a call center?
- Does it feel like your concerns are being taken seriously, with a genuine understanding of your situation, or does it seem like you are just a number being offered a one size fits all, debt restructuring plan.
- Are you being heard? Make sure your long term financial goals are being taken into account before any restructuring plan is created.
What they aren’t telling you can be more important than what they are saying. If they have ties to your creditors, then these people are not working in your best interest. I’m Pradeep Padmanabhan, your 4 Pillars Debt Specialist in Edmonton, Stony Plain, and Northern Alberta. When you’re struggling with your debt, it’s only human to take the good news and disregard the rest. But it is important to keeps your eyes and ears open. Don’t be afraid to trust your gut, it could be what saves your financial future.
Is 4 Pillars Debt Solutions a Scam?
It may seem like we’re too good to be true but no, 4 Pillars Debt Solutions is not a scam. For over 15 years we have been perfecting our Debt Settlement program. We believe it is the most successful and most comprehensive in Canada. Yes, we provide a service for which we do charge a fee; but with that fee comes our promise that we work only for you. We are not impartial. We are on YOUR side, representing your best interest with no obligations or duties to your creditors.
To read the 4 Pillars promise in full, click here
Over the years 4 Pillars Debt Solutions has found itself in a rare position in the debt industry. There are other debt companies who are either funded by your creditors or have a fiduciary duty to them. This is why it is crucial to do your research and know whom you are entrusting your financial future. As members of the debt advisory business, 4 Pillars believes you either represents the debtor or they represent the creditor. You can’t do both and call yourself impartial.
4 Pillars Debt Solutions has been creating debt settlement plans to get Canadians out of debt since 2002. As a result, 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. We also made sure they were able to rebuild their credit. Leaving them with a better credit score. Because of 4 Pillars’ debt settlement programs I have clients who are now first time homeowners, clients whose relationships are stronger than ever, and clients who are finally able to live their dreams; be it going back to school, starting a family, or retiring with confidence.
To read our client’s success stories and testimonials click here
A Healthy Dose of Skepticism
As your 4 Pillars Debt Specialists in Edmonton, Stony Plain, and Northern Alberta, I will gladly address each and every one of your concerns. I believe it’s important to have transparency. From there we can build trust. So look up 4 Pillars Debt Solutions at the Better Business Bureau, you’ll see why we’re very proud of our A+ rating.
Whether you’re seeking debt help from my office or one of the over 50 other 4 Pillars locations across Canada, we welcome you with compassion and respect. You have our promise that every 4 Pillars Debt Specialist, from Vancouver Island to St. John’s Newfoundland will work hard on your behalf until you are debt free and thriving.
Click the link below for the 4 Pillars location near you.
What’s In It for You?
It’s hard not to be impressed when you find out that 4 Pillars Debt Solutions restructures almost $1 Million of debt every day. With this knowledge comes peace of mind as our clients know they are working with a proven winner when it comes to reducing debt, rebuilding credit, and paying off that debt. And it’s all accomplished while we help you budget your present and plan for your future.
As a Debt Specialist I have seen the devastating affect debt can have on your future. When we sit down for our first meeting, which is free, we will talk about your debt and your goals for the future. From there I will create a debt restructuring plan designed to fit your needs. I’m the one who will negotiate with your creditors to reduce your debt by up to 80% so you can be debt free within five years! As with any good debt settlement plan, you will have options: budgeting, financial education, debt consolidation, and Consumer Proposal are just a few of the options available. Throughout the whole process my team and I will be working on your behalf, representing your interests and guiding you to your financial future.
When debt has infected your life, know that real debt help is just a phone call away. If you have concerns about your debt call me, Pradeep Padmanabhan of 4 Pillars Edmonton, Stony Plain, and Northern Alberta, (780) 665-3767.
To learn more about 4 Pillars Debt Solutions. Visit us at 4Pillars.ca. And don’t forget to sign up for our Debt Boot Camp.
