Debt Help and Debt Restructuring from the Bank of Mom
When you’re a mom you wear a lot of hats; chauffer, chef, banker, mediator, teacher, and maid. As your kids get older hopefully they start to fend for themselves. Occasionally you’ll get called upon to cook a meal, give a ride, and lend them a couple of bucks here and there. And you don’t mind, they’re your kids and you’ll do anything for them. But what happens when the Bank of Mom doesn’t have any more capital to lend? When is the right time to shut the bank of mom, take down your ATM sign and let your kids discover for themselves the realities of banking? Hopefully before you discover the vault is empty.
I’m Gurinder Dhaliwal, your Debt Specialist in New West. I’ve seen a lot of parents come thru my door who, with the best of intentions, wanted to help their children financially only to find themselves in debt, with nowhere to turn.
Debt Help and Retirement: Hold Please
It’s a frightening fact that many Canadians are not prepared for retirement, in fact many are turning 65 with an alarming amount of debt hanging over their heads. I’ve had clients forced to work well into their 70s and 80s so they could meet their monthly bills. Of course they never intended to spend their golden years working 9 til 5. Many were so busy trying to help their adult children with their own financial challenges they didn’t notice the toll it was taking on their own finances. As a result they’ve put their own retirement dreams in jeopardy. You may have closed the bank of mom but you’re still paying for the debt of your generosity.
Coming Soon: A Debt Free Retirement
When your debt is keeping you from enjoying your retirement, we can help. 4 Pillars Debt Solutions has been helping Canadians reduce their debt since 2002. In fact over 97% of their clients have successfully completed their debt restructuring plans; making 4 Pillars an industry leader in Canada. 4 Pillars Debt Solutions work for you, not your creditors. Their priority is helping YOU reduce your debt. And they do it without judgement or blame. You are given the respect and compassion you deserve as they present you with your best options.
At 4 Pillars New Westminster the first thing I want to do is put your mind at ease. You have options and I will present them to you with compassion. After our first meeting, which is free, I’ll create a debt restructuring plan that will work best for you. Moving forward I will be the one who to help implement the plan to deal with your creditors, working to help you get your debt reduced by up to 80% and paid off within 5 years; all while putting a plan into place to rebuild your credit!
If you would like to discuss your debt and explore possible debt solutions call me, Gurinder Dhaliwal of 4 Pillars Burnaby at (778) 340 – 4002. Think of us as your own Bank of Mom, but without fresh baked cookies.
4 Pillars Debt Solutions. Details at 4Pillars.ca
