Banks, credit bureau agencies, hiring agencies, and even peers have done a great job in attempting to tie our self-worth or societal standing to our credit rating. I hear people say to me every day “I want to solve my debt but I don’t want to damage my credit rating”. I fully understand what people … Continue reading A Good Credit Rating vs. Being Debt Free
This is a common theme for people in debt. Unfortunately society seems to make an association between a person’s character and their net worth. Sadly, this is not a fair measure at all as other people don’t know how you got into the situation you are in. Having debt issues does not necessarily reflect on … Continue reading I’m Embarrassed By My Debt
If you take some time to browse www.4pillars.ca you will notice that we proudly claim to possess a 97% success rate with all our restructuring programs. This number isn’t an accident. It’s the result of a commitment and concerted effort to counter the average success rate within the debt restructuring industry which unfortunately rests at … Continue reading The Reasons 4 Pillars Has a 97% Success Rate
The benefits of home ownership There is no better feeling in the world, as a homeowner to see the value of your property going up in value each year. Seeing neighbours sell their property at ever increasing prices creates a sense of empowerment. A desire to spend and spend big as the value of your … Continue reading The Downside to Living Through a Housing Boom
According to the most recent data from the Bank of Canada, the average debt held by Canadians, excluding mortgages, is $20,759. While that paints a broad picture of household debt in Canada, we analyzed data from the 3,000 Canadian households we helped this year. These families and individuals represent nationwide coverage from our 50+ debt … Continue reading How Much Is Too Much Debt? We Analyzed 3000+ Canadian Households
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