Must your credit rating be protected at ALL costs? We live in a society of credit. Don’t agree, try renting a car, checking into a hotel or making an on-line purchase without a credit card. Banks almost force us to use credit because they know a large percent of people will not pay the account in … Continue reading How does a Consumer Proposal or Bankruptcy affect Your credit?
How Working in the Best Interests of the Debtor Produced a Debt Consolidation for the Ages In January 2014 I met with a gentleman who I immediately realized was extremely cheerful by nature. I don’t want to use his real name, so let’s call him Jerry. It’s a good thing Jerry was naturally cheerful as … Continue reading Debt Consolidation Case Study for a North York, ON Resident
Who really needs debt help Much of the general public assumes that the people who need help sorting out their debt troubles are a bunch of irresponsible shopaholics. It’s easy to make that assumption too, since there is a lot of conspicuous consumption in our society—we are constantly bombarded with advertising messages every day encouraging … Continue reading The Causes of Debt
Purchasing a “big ticket item”should be viewed as a long-term goal because it will usually take a few years to save up. BusinessDictionary.com defines a big ticket item as: Items that are of high value such as houses or cars, as well as other expensive products like furniture and appliances. There is no actual dollar … Continue reading Tips on Saving for a Large Purchase
Debt is a major contributor to stress. There is a direct correlation between the epic rise in anti-depressant prescriptions and the percentage of Canadians who find themselves overwhelmed with debt. How Bad is it? This percentage has grown at an alarming rate over the past three decades. It is now estimated that an astounding thirty-five … Continue reading Debt, Your Health & Stress
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