When we think about filing bankruptcy, we often think that we will be in the hands of the court and protected from your creditors. In some ways this is true, but you will actually have to pay fees to the Bankruptcy Trustee and just because you are paying their fees, this does not mean they … Continue reading Is a Bankruptcy Trustee working for You?
At some point in your life you may find yourself in need of a financial home renovation. In some cases it may be a simple DIY fix with a fresh coat of ‘tighten the budget’ paint. However, for most of us, Debt Restructuring is a bigger project, one that should be left to the professionals. … Continue reading Debt Restructuring – a home renovation for your finances
What is debt restructuring? I have many people asking – “is this just like going bankrupt with a trustee “ or ”is this like credit counselling? “ or “ is 4 Pillars a Debt Settlement company”? I understand why folks would be a little confused with all the terminology being used in the marketplace, but … Continue reading How does 4 Pillars Debt Restructuring work?
This is a common theme for people in debt. Unfortunately society seems to make an association between a person’s character and their net worth. Sadly, this is not a fair measure at all as other people don’t know how you got into the situation you are in. Having debt issues does not necessarily reflect on … Continue reading I’m Embarrassed By My Debt
Small business financial assessment Several months ago through my referral network, I was asked to contact a small business client in financial trouble who did not want to go bankrupt. After an initial phone call to assess their financial difficulties, they decided to come into my office and meet me for their free consultation. Upon … Continue reading Small Business Case Study, Kitchener ON
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