Table of Contents This blog covers every debt relief option available in Canada, but you can skip to a specific section using the links below. Why you should never accept the first debt relief option Meet the players in the debt game Non-profit credit counsellors Informal Settlement Consumer Proposals The debt option nobody talks about: … Continue reading Debt options in Canada: Know the sharks, beat the game
This article is by Paul Murphy, our VP and financial literacy expert with 15+ years of investment and banking industry experience. Table of Contents How credit card interest is calculated in 2025 Are credit card interest rates monthly or yearly? What if you just make the minimum payments? How long will it take you … Continue reading How Does Credit Card Interest Work in Canada? (2025 Update)
If your credit score has fallen as a result of financial difficulties or filing a consumer proposal or a bankruptcy, you’ll quickly realize the limitations poor credit can impose. In addition to assisting clients with the immediate challenge of debt restructuring, 4 Pillars Debt Solutions of Sudbury can also help clients rebuild credit with a … Continue reading Rebuilding Credit – Why Is It Important?
The debt monster in your closet Do you have a monster in your closet? Maybe you put it there because you thought “out of sight, out of mind” but that monster probably keeps sneaking out of the closet at night, scares the living daylights out of you and causes you a great deal of lack … Continue reading The debt monster in your closet
Does your debt make you feel like you’re trapped in quicksand? Does being in debt feel like being stuck in quicksand… pulling you down further and further? Quicksand is basically just ordinary sand that has been so saturated with water that the friction between sand particles is reduced. The resulting sand is a mushy mixture of … Continue reading Does your debt make you feel like you’re trapped in quicksand?
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