I think you’ll really agree with me when I say that the debt industry is really confusing, especially when it comes to consumer proposal vs. bankruptcy. You have credit counselling societies, bankruptcy trustees, debt settlement firms, consolidation loans, consumer proposals, and a lot of different views on how you should deal with your debt. The … Continue reading Consumer Proposal vs Bankruptcy – How to Choose Wisely in 2025
As a debt restructuring specialist, I spend all my days working with and for Canadian consumer debtors facing insolvency. When you approach insolvency, you are basically seeking to negotiate with your creditors to relieve or eliminate your debt, and our job is to help our clients understand this process and make the best decisions possible … Continue reading Debtors versus creditors—a level playing field?
This post is written by 4 Pillars’ managing partner and financial literacy expert Paul Murphy. Paul has 20+ years of experience in the banking and financial service industry. In a sea of sharks, who do you trust? In this post, I do a comprehensive tour of all of the debt options in Canada. It’s … Continue reading Debt options in Canada: Know the sharks, beat the game
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