Taking the O out of Ho Ho Ho You know Christmas is coming, yet every year it sneaks up on you; the hustle, the bustle, the shopping. All of that Christmas spirit can leave you with a nasty hangover come January. You remember January, that cold, dreary month when all of your Christmas Bills come … Continue reading Taking the O out of Ho Ho Ho
When The Winter Blues Leave You In The Red: A Colorful Debt Restructuring Solution It’s called the Winter Blues or SAD, Seasonal Affective Disorder. It’s a form of depression that is attributed to a lack of exposure to sunlight. On the west coast it usually accompanies our long, cold, grey and dreary winters. Lasting anywhere … Continue reading When The Winter Blues Leave You In The Red
Rebuild or Renovate – Rethinking Your Approach to Debt Home Renovations are messy, expensive, and worrisome. It’s enough to make you go live off the grid in a tent. Which you would totally do, if you didn’t enjoy things like electricity and indoor plumbing. But ask anyone who’s gone through a major home renovation, there … Continue reading Rebuild or Renovate – Rethinking Your Approach to Debt
Down Sizing Your Debt: Right Sizing Your Life There’s a new buzz word travelling through the corporate world. It’s called Right Sizing. It’s basically putting a positive spin on being down sized. Sure the guy doing the “Right Sizing” feels better about himself, but for the person left without a job… it’s all the same. … Continue reading Down Sizing Your Debt: Right Sizing Your Life
How to Avoid Bankruptcy by Filing a Consumer Proposal The following is a case study of a client who came to our office recently. She was seeking help with her financial situation. Amanda Murray (not her real name) initially considered bankruptcy as her only option. Her numerous debts were causing considerable stress and anxiety, and … Continue reading How to Avoid Bankruptcy by Filing a Consumer Proposal
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