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4 Pillars
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Category: Alternatives To Bankruptcy - Page 4

4 Pillars Personal Debt Restructuring: A Bankruptcy Case Study

By Troy Tisserand

4 Pillars Personal Debt Restructuring: A Bankruptcy Case Study  The Kendells were like many Victoria families.  Two young children, two cars, a hefty mortgage, and a penchant for living slightly beyond their means.  They both held down good jobs, had a bit of savings in the bank.  The grandparents had ensured college would be taken … Continue reading 4 Pillars Personal Debt Restructuring: A Bankruptcy Case Study

4 Pillars Personal Debt Restructuring – Growing up in Debt

By Troy Tisserand

4 Pillars Personal Debt Restructuring – Growing up in Debt  Cara got her first credit card when she was in University.  They were practically giving them away back then.  It was followed by a popular department store card and another credit card.  By the time she graduated, Cara was carrying a small credit card debt.  … Continue reading 4 Pillars Personal Debt Restructuring – Growing up in Debt

Debt Settlement – When Settling is NOT a bad thing.

By Navaiz & Hardip Chaudhry

When Settling is NOT a bad thing. There comes a time in everyone’s life when you consider lowering your standards and settling for what’s in front you.  Though not recommended for dating, when it comes to your personal debt, sometimes SETTLING is the beginning to your ‘happily ever after’. Flirting with Disaster As your debt … Continue reading Debt Settlement – When Settling is NOT a bad thing.

How does a Consumer Proposal or Bankruptcy affect Your credit?

By Chris Grew

Must your credit rating be protected at ALL costs? We live in a society of credit. Don’t agree, try renting a car, checking into a hotel or making an on-line purchase without a credit card. Banks almost force us to use credit because they know a large percent of people will not pay the account in … Continue reading How does a Consumer Proposal or Bankruptcy affect Your credit?


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