4 Pillars Consulting has partnered with The Phoenix Fund because it provides our clients with a better option for dealing with their debt and rebuilding their credit. The Phoenix Fund is a loan product that is available exclusively to clients of 4 Pillars.
Through the Phoenix Fund, you borrow the funds required to payout your consumer proposal, that your local 4 Pillars office has negotiated with the trustee on your behalf.
BENEFITS:
- We may be able to achieve lower settlements with the trustee by up to 25% – 30% compared to a typical Consumer Proposal through a trustee directly
- With the Phoenix Fund, you payout your proposal sooner, which can provide an immediate boost to your credit score of up to 75 points
- The Phoenix Fund loan can shorten the time period of the negative effect on your credit bureau by up to 5 years, which will help you to rebuild credit sooner and more effectively. By using the Phoenix Fund you will receive the benefit of having the lowest impact on your credit rating of any debt restructuring plan in Canada
- By using the Phoenix Fund to payout your proposal, it will help you get back into mainstream banking sooner, where you will receive the benefit of lower interest rates for things such as car loans and mortgage rates
If you want to hear more about how The Phoenix Fund and 4 Pillars can help you then feel free to visit www.4pillars.ca/on/kitchener or contact the office directly.
Scott Patton
Debt Relief Specialist
675 Queen Street South, Unit 244
Kitchener, Ontario
519-502-9227
scottp@4pillars.ca
