Back to School Debt Education
Back to school is a favorite time of year for many parents. Getting their kids ready for another year of education; reading, writing, and arithmetic. But there is more to going back to school then buying new clothes, back packs, and school supplies. It’s a great time to sit down with your kids and impart some of your own world weary wisdom. If you are a parent struggling with debt this is a perfect time to start a different conversation with your kids, a conversation about money.
Life Lesson #1
No doubt your kids have watched you whip out your credit card, they may have even been present when it’s been declined. To save face you probably blamed it on the machine. So lesson number one is important: credit cards are not free money. Your kids see you using them, but do they see you making the payments? Do they see how hard you work to make enough money to pay all of your bills and put a roof over their heads? Do they see your stress and worry when you can’t make all your payments at the end of the month, when you have to borrow money from their grandparents just to buy groceries. Of course not, as a parent you want to protect your kids from all that ugliness. But in your desire to protect them are you setting them up to repeat your mistakes?
Life Lesson #2
It’s okay to let your kids know you are human. It’s okay to tell them about debt. Life is expensive and the sooner your kids learn to budget and save for the things they really want, the less chance they will follow in your debt filled shoes. And if they’ve earned these things for themselves, they’re going to appreciate it and have pride in the accomplishments.
Life Lesson #3: Debt Help
It’s okay to ask for help. When your debt is spiraling out of control show your kids that you’re willing to stand up and fight back. Show them that you’re not going to let debt control your life or their future any longer. 4 Pillars Debt Solutions has been helping Canadians reduce their debt since 2002. In fact over 97% of their clients have successfully completed their debt restructuring plans; making 4 Pillars an industry leader in Canada. When you meet with a 4 Pillars Debt Specialist you get the support and professional expertise you need to deal with your debt.
4 Pillars was founded by three professionals who were tired of watching friends lose their businesses to debt. They did their homework, combined their financial expertise and started a company that would ensure no one would be controlled by their debt again.
Life Lesson #4
You are not alone in your fight. In Ottawa your 4 Pillars Debt Specialist is Shawn Frank . 4 Pillars works for you, not your creditors. His priority is helping YOU reduce your debt. And he does it without judgement or blame. You are given the respect and compassion you deserve as he educates you as to your best options.
4 Pillars will help you reduce your debt by up to 80%. In fact you could be debt free in as little as 5 years! After your initial consultation, which is free, they will create a strategy for debt settlement that works for you. He’ll help you navigate financial terminology, he’ll negotiate with your creditors, he’ll work with you to create a realistic budget and then he’ll help you rebuild your credit.
For more information call Shawn Frank at 4 Pillars Ottawa, (613) 515-0161. When you have Shawn Frank and 4 Pillars Debt Solutions on your side teaching your kids about money is just the beginning. When you show them the freedom that debt settlement can bring you will earn top marks with the whole family. Class dismissed.
4 Pillars Debt Solutions. Details at 4Pillars.ca
