We hear this question all the time; what is a consumer proposal, and how will it affect me? A consumer proposal is a formal arrangement filed by a licensed insolvency trustee (LIT) under the Bankruptcy and Insolvency Act (BIA). It is a viable alternative to bankruptcy if your debts do not exceed $250,000 (not including … Continue reading What is a Consumer Proposal?
To put it simply – If you are facing an overwhelming amount of debt that you are unable to repay, filing a consumer proposal might be a good option for you to consider. You should, however, review all options available and compare the pros and the cons of each. It can be tricky to get … Continue reading Who Should File a Consumer Proposal?
With the temperatures now dipping, winter is on its way and that means ‘tis soon the season for big cozy sweaters, holiday sweets and, for many of us, sunny trips down south to swap our snow suits for bathing suits. Whether you’re planning to head south to an all-inclusive resort or planning ahead for … Continue reading How to Go on Vacation Without Going into Debt
WHAT IS DEBT CONSOLIDATION? According to the Bank of Canada, the average Consumer Debt (excluding mortgages) held by Canadians is $20,759. As most Debt Experts will tell you if you owe more than $20,000 it gets harder to make a payment that is substantial enough to pay down your interest. As a result, your debt … Continue reading WHAT IS DEBT CONSOLIDATION?
Rags to Riches: A Debt Help Success Story in North Vancouver I’m Jennifer Virani, your 4 Pillars Debt Specialist in North Vancouver. It’s been almost 3 years since I met Angela. She was one of my first clients and someone I’m still working with today. This is her Debt Help Success story. When I met … Continue reading Rags to Riches: A Debt Help Success Story in North Vancouver
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Actual client testimonial. Name removed to protect privacy.
