4 Pillars or A Licensed Insolvency Trustee: your best option in Brampton
When the storms of life are blowing around you the cause can usually be traced back to your debt. No matter where you find shelter, your debt finds you leaving feeling hopeless, humiliated and alone. You may even reach a point where you believe your only option to escape is to declare Bankruptcy. It’s not. In fact Bankruptcy is a complicated procedure that may leave worse off financially then when you filed. Before considering Bankruptcy or a Consumer Proposal to settle your debt, you need to know the pros and cons of this action. A 4 Pillars Debt Specialist can help you navigate the storms of life and lead you to the safe haven of debt settlement.
4 Pillars Debt Brampton Consultants work for the YOU the consumer. Trustees Work for your Creditors.
When you’ve had enough of your debt it’s time to find help, real Debt Help. 4 Pillars Debt Consultants work on your behalf to find you the best solution to deal with your debt. That solution may be a comprehensive debt restructuring plan, it may include debt consolidation, or creating a realistic budget. 4 Pillars will analyze your particular situation and present the best options for YOU!
If your only option turns out to be Bankruptcy or a Consumer Proposal, there are some things you need to know. First of all you are legally required to file with a Licensed Insolvency Trustee, formerly known as a Bankruptcy Trustee. A Licensed Insolvency Trustee or LIT is NOT legally required to work in your best interests. The Trustee has several statutory obligations under the Act, none of which is to act as a financial adviser to a consumer struggling with consumer debt. They are not obligated to help you get the best possible result when making a consumer proposal or filing for bankruptcy. The LIT has a fiduciary duty to your creditors.
But it’s not all doom and gloom. Although you are legally required to file through a trustee, there is nothing preventing you from hiring your own expert to lead the way, advocate on your behalf, and ensure you get the best possible outcome for your personal situation. In fact when considering a Consumer Proposal or Bankruptcy having an advocate like 4 Pillars will always be to your advantage. 4 Pillars Debt Consultants work for you. There is no conflict of interest with your creditors because YOU are 4 Pillars’ only priority. 4 Pillars Debt Consultants will work to reduce your debt by up to 80 percent. They will work with you on a comprehensive credit rebuilding plan so you are not left vulnerable for future financial challenges, they will see you completely debt free within 5 years, and they will get you there without judgement or blame.
4 Pillars Creates Lasting Solutions
Your 4 Pillars Debt Specialist is ready to provide real DEBT HELP by creating the best solution for your financial situation. Because your debt has probably hurt your credit rating you may find it difficult to move forward financially. Fortunately, 4 Pillars has several programs in place to help repair and rebuild your credit, quickly and effectively. Your 4 Pillars Debt Specialist will help you create a realistic budget that lets you plan for your future. Because one of the first casualties of debt is hope, your 4 Pillars debt specialist will not only restore that hope, but you’ll walk away with the tools and confidence to create that brighter future.
If you’re unsure of your debt situation or how to proceed, 4 Pillars online Debt Bootcamp can help educate you. Sign up for free at 4Pillars.ca. 4 Pillars Debt Consultants also offer a comprehensive After Care Program ensuring you are a valued client for life. It’s a fact, over 97% of 4 Pillars clientele have successfully completed their debt restructuring plans making 4 Pillars an industry leader in Canada. The 4 Pillar’s After Care Program has become so popular that 4 Pillars competitors have sent their clients to 4 Pillars to ensure they have the tools to not only stay out of debt, but they are able to reach their financial goals.
4 Pillars Culture of Caring
4 Pillars has helped thousands of Canadians see their way out of debt. With a little tenacity and persistence, our Debt Specialist in Barrie Ontario was able to help a young family avoid bankruptcy and reduce their debt from $120,000 to $19,500.
A young Ontario family approached 4 Pillars looking for help with their debt. They’d been to a Trustee in Toronto who told them they could only reduce their debt to $81,000 leaving them with a monthly payment of $1350. This amount was still more than they could afford and they feared they would soon lose everything. The 4 Pillars Debt Specialist knew there were better options for this hard working family and she set out to reduce their debt even further. Through perseverance she negotiated with the bankruptcy trustees to structure a Consumer Proposal this young family could afford; taking their monthly payments from a staggering $3500 a month to an affordable $350 a month over the next 60 months!
Hello, my name is Frank Eichinger and I’m your 4 Pillars Debt Specialist in Brampton. Over the next two installments I’ll explain the approach credit counsellors and trustees take with your debt and I’ll also show you how good your debt free future will look.
To learn more about debt settlement or if you have any concerns about your own debt situation, call me today to set up your free initial consultation. Call (647) 403-4992.
4 Pillars Debt Solutions. Visit us at 4Pillars.ca
