Debt Issues, Who Can You Trust? 4 Pillars Peterborough
When is the last time you turned on the news and heard something positive? At least when you get your news from social media there’s a 50/50 chance it is real and you can always scroll down to the next post if you don’t like what you see. With the headlines being filled with doom and gloom, it can be difficult to stay hopeful. When your life is mired in debt, it is even harder to look on the bright side of life. It’s enough to leave a person feeling cynical, hopeless, and tired.
When you’re struggling with Debt Issues, who can you Trust to help you get out of debt. You’ve tried on your own, only to find yourself deeper in debt. Turning to friends and family, no matter how well-meaning their intentions, comes with a lot of baggage, humiliation, and self-loathing. Be careful approaching your bank or your creditors. They may offer some help but in the end they just want their money back, on their terms, regardless of the cost to you.
When you’re trying to deal with your debt you leave yourself vulnerable to unscrupulous businesses who offer you quick fix solutions but often leave you worse off financially. This is where a little bit of cynicism can work in your favor. As you know, if it seems too good to be true, it probably is. So keep your eyes and your ears open. When you’re looking for debt help, do your research, don’t be shy, and trust your gut.
A reputable Debt Specialist will encourage you to do your homework. Don’t just google them, talk to the better business bureau, seek out former clients, and don’t be afraid to ask questions.
- If they aren’t charging you, ask them how they’re getting paid.
- Ask for references. (Remember, they should be working for you!)
- Ask for a detailed explanation of how they work and what exactly they are going to do to help you. (A successful debt restructuring plan should go beyond just dealing with your debt, it should help you create a sustainable budget and provide a comprehensive credit rebuilding program.)
- Do they make you feel judged and blamed for your situation, or do you sense sincere compassion and understanding?
- Do you talk with an expert face to face, or are you dealing with a call center.
- Does it feel like they genuinely care with an understanding of your situation, or are you just another file to process, sent away one size fits all, debt plan?
Your debt issues are short term but your financial goals are not, so any plan to deal with your debt must be considered.
I’m Adrian Moore, your 4 Pillars Debt Specialist in Peterborough and Kawartha Lakes. Two of the most important things I can offer you are Peace of Mind and Hope. As your 4 Pillars Debt Specialist I work for you. I am not affiliated with your creditors in any way, shape, or form. I am accountable to you, my client. Since it is my goal to lessen your debt, I will create a plan to negotiate it to a manageable size, sometimes by up to 80%! While you are paying off your debt we will also be working to rebuild your credit, and lay the ground work to achieve future goals. I want to see you debt free and thriving within 5 years, if not sooner!
Is 4 Pillars Debt Solutions a Scam?
It may seem like we’re too good to be true. However, over the last 15 years 4 Pillars has created a program to deal with debt that we believe is the most successful and most comprehensive in Canada. Yes, we provide a service for which we do charge a fee. But, with that fee comes our assurance that we work only for you. We are not impartial, we represent your best interest and we have no obligations or duties to your creditors.
To read the 4 Pillars promise in full, click here
Did you know that 4 Pillars Debt Solutions has earned a rare position in the marketplace? Many of our competitors are either funded by your creditors or have a fiduciary duty to them. At 4 Pillars we take a different approach; we believe when you are in the debt advisory business you either represent the debtor or your represent the creditor. We don’t believe you can do both and remain impartial.
At 4 Pillars Debt Solutions we’ve been creating strategies to get Canadians out of debt, and keep them out of debt, since 2002. To date, 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. With our help they have been able to rebuild their credit, quickly and effectively.
As a 4 Pillars Peterborough Debt Specialist nothing gives me more job satisfaction then knowing I’ve helped make a difference in my clients’ lives. I’m very proud to say I have many clients who are not only debt free but they are now living their dreams. Some are first time home owners, others have started their own businesses. Some are excited about retiring comfortably. None of these goals would be possible if they were still struggling with debt.
To hear their stories and thousands more, click on this client testimonial link
A Healthy Dose of Skepticism
Remember, when you’re looking for debt help you’re looking for transparency. As your 4 Pillars Debt Specialist I will address your concerns honestly and efficiently. And if I don’t have the answer, there’s a team of 4 Pillars debt experts sitting behind me who do. So do your research and look us up the Better Business Bureau, we’re very proud of our A+ rating.
Whether you are talking to 4 Pillars Peterborough, or one of the over 60 other 4 Pillars locations across Canada, you will always be met with compassion and respect, by a professional who wants to see you debt free and thriving.
Click this link to see 4 Pillars locations near you.
What’s In It for You?
4 Pillars Debt Solutions restructures almost $1 Million of debt every day so you can be assured you are working with a proven winner when it comes to reducing your debt, rebuilding your credit, and paying off that debt. While we are doing that we’re also showing you how to budget and plan for the future you want.
One of my proudest moments was having a young couple tell me I’d changed their lives. I can’t take all the credit. They worked really hard to pay off their debt and now they’re looking forward to starting a family. At 4 Pillars Peterborough my team and I listen to your concerns about debt and your hopes for the future. I will thoroughly analyze your situation and put together a strategy that is going to work best for you. I will create a plan to deal with your creditors, keeping you informed every step of the way. Some of your options may include budgeting and financial education, debt consolidation, or even a consumer proposal. Regardless, you have my word that I will work on your behalf, representing your interests and drafting the most effective map to your financial future.
If you thought bankruptcy was your only option, talk to me. If it’s determined that a Consumer Proposal is a better, less drastic option, the 4 Pillars team and I will be there to help you structure the proposal on your terms as we represent you throughout the whole process.
When you’re ready to change your outlook and rewrite your story, call me, Adrian Moore at 4 Pillars Peterborough, (705) 201-1327.
To learn more about 4 Pillars Debt Solutions. Visit us at 4Pillars.ca. And while you’re there, sign up for our free Debt Boot Camp.
