There is a way out.
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We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.
We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.
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My name is Benjy Houser and I'm the owner of a local 4 Pillars office operating in Victoria BC.
I am truly passionate about helping people and/or businesses improve their financial lives by helping reduce debt, increase cash flow and helping people protect their assets. Nothing gives me greater joy in business than seeing people's lives very much improved by this process of debt consolidation and restructuring.
Benjy Houser in Victoria, BC on helping his clients deal with overwhelming debt. It is estimated that more than 25% of all mental health issues are caused by debt. On this program Benjy and his client discuss her journey to get help and move her life forward.
4 Pillars Vancouver Island feature discussing why they love to assist consumers struggling with debt.
I originally signed up for debt help with a different company (not 4 Pillars) based out of Ontario and received very poor service and the bank actually decided to sue me. I was completely stressed out and didn't know where to turn.
In June of 2013, I went to see a lawyer to help me out with the pending lawsuit and my lawyer, introduced me to Benjy Houser who worked with 4 Pillars doing debt consolation and counseling. Benjy immediately met with me, we went over my debt, budgets, etc. I was feeling bad about the situation I found myself in but Benjy treated me with tact and diplomacy. He was never judgmental. I will admit that I was at first skeptical about dealing with another debt consolidation company, but Benjy put all those fears aside. I am pleased to say that after only a few months my debts have been completely settled and the lawsuit ended due to his great work. Benjy is truly a pillar in the community. I would without hesitation recommend him to my friends.
My wife and I had our financial world turned upside down on us and did not know how we could deal with all our problems. Then a friend recommended Benji and his team to us, and we are very happy he did.
They guided us through their process and treated us with dignity and respect all the way. We would HIGHLY recommend 4 pillars (specifically Benji and his wonderful team) to anyone and everyone. Truly a 5-star company.
Thank you, Benjy, for your help to steer us to a better financial position. You really changed our lives. Your personality and the way that you explained the intricate details of finance lead us to be in the financial position that we are now. We are debt-free and we want to thank you.
You can read more 4 Pillars reviews from Victoria residents at the bottom of the page. If you have a specific question, please feel free to email me directly. My contact info is on the right.
You actually have quite a few options for getting out of debt. Here are some of the most common alternatives to bankruptcy and debt relief options I've recommended to Victoria families and businesses.
We first help you get out of debt by working to actually reduce what you owe on your debts by educating you on your debt options to deal with your debt.
Consumer proposals have the ability to completely turn your financial life around. They will consolidate all of your payments into one simple payment that is much less money per month than your regular payments before the program. This makes it easier for you to pay your bills and living expenses, as you will have greatly improved your cash flow.
The other great benefit is that the proposal allows you to keep all of your assets and gives you protection from your creditors.
So, in summary, this program will make your life easier by reducing your debts, reducing your monthly payments, and helping you to keep the assets that you have right now.
The process is quite easy and simply starts with a short phone call or email to help us understand your situation.
We focus on making sure that our customers feel comfortable and are treated with the utmost respect.
Once we have the basic information we can formulate a plan and walk you through what can be done to help reduce/eliminate your debt or improve your financial situation.
From there we walk you through the steps to create your personalized debt reduction plan. You're in the driver's seat and we make sure that the plan will drastically improve your finances with the least disruption to your life. We love helping people enjoy seeing the difference this process makes to our client's lives.
We are Debt Relief Professionals.
Quite simply put; we help people get out of debt and avoid bankruptcy.
Some people call it debt consolidation, some people call it debt restructuring, but at the end of the day, it is all about helping improve your financial situation by reducing your debt and freeing up your income so you can better take care of your family or business.
We can help people out with just about any debt related questions or challenges you may have.
To read more about debt restructuring....Learn More
4 Pillars Personal Debt Restructuring: Growing up in DebtTo read more about dealing with debt....Learn More
Looking out for Number One or looking after your interests?To read more about who is really 'on your side'....Learn More
We have programs in place to help create a strong and sustainable budget, credit rebuilding and improvement, car loans, mortgages, and even debt settlement loans. The debt settlement loans are one of a kind services that offer something to Canadians that no other company in Canada is offering.
This loan gives our clients the opportunity to get out of debt fast by combining this unique lending product and our 4 Pillars debt restructuring program.
The loan basically funds the payout of a consumer proposal, so you benefit from the reduction in debt and aggressively speeds up the credit rebuilding process.
This is only available through 4 Pillars and completely sets us apart in the industry.
Benjy works by appointment and so he is flexible to meet in the evenings as well as weekends.
Our address: 2311 Watkiss Way, Unit #103, Victoria, BC V9B 6J6
Monday - Tuesday, – 9 AM to 7 PM
Wednesday - Friday – 9 AM to 5 PM
Sat, Sun - Closed
Office: 250 882 5556
Here are some local Victoria links to my sites:
Here is Benjy's Linkin Page: LinkedIn Page
Here is our BBB Profile Page: BBB Profile
Facebook Listing: FaceBook Page
4 Pillars Debt Victoria, BC Alternative Page: Debt Victoria Page
Benjy works by appointment and so he is flexible to meet in the evenings as well as weekends.
Our address: 202A – 55 Canada Ave, Duncan, BC V9L 1T3
By Appointment Only
Office: 250 856 0365 (Duncan)
Website: www.DebtDuncan.com
Facebook: 4 Pillars Duncan
"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
