Navaiz Chaudhry are the busy parents of three beautiful children. They understand the importance of building a stable financial environment to ensure their children have everything they need to thrive. Hailing from the town of Clearwater in BC's interior, Navaiz and Hardip eventually made their way to Vancouver. Navaiz worked for an architectural design firm as well as managed his family's development company. Hardip, a teacher, has taught in Brazil as well as educate students on the Lower Mainland. When they were just 25, Navaiz and Hardip opened a successful education center in Surrey. Together they've helped hundreds of youngsters improve their academic levels while providing individualized programs tailored to each student.

It is the same individualized approach they take when analyzing your financial situation and creating a strategy to best deal with your debt. As the owner/operators of five thriving 4 Pillars offices (Vancouver, Surrey, London, Toronto, Etobicoke) Hardip and Navaiz understand your need for expert guidance. They know your financial goals cannot be met while you are struggling with debt. So it is the goal of 4 Pillars Vancouver to help you break free of your debt and get you on the road to financial success.

Kassidy Hluchnik is a Debt Specialist with 4 Pillars Vancouver and 4 Pillars Surrey . With her background in Customer Service, nothing makes Kassidy happier than seeing the look of joy and relief when she tells her clients how she will help them out of debt. Originally from the State of Washington, Kassidy and her husband Justin recently expanded their family to include Archie, a rambunctious bull terrier. When Kassidy isn't navigating her clients through the wilds of debt settlement, she, Justin and Archie can be found exploring the wilds of White Rock.

Meaghan McArthur is the Administrative Assistant at 4 Pillars Vancouver . Aside from providing support to Navaiz, and Kassidy, one of Meaghan's favorite things is seeing the difference 4 Pillars Vancouver is making in people's lives. She is even grateful for the opportunity to learn more about finances and apply that knowledge to her own life.

With the support of 4 Pillars Debt Solutions, Navaiz, Kassidy and Meaghan bring their unique perspective to how they approach your Debt Settlement, Restructuring, Consolidation, Credit Rebuilding and/or Budgeting. They will also give you the tools you need to stay out of debt and reach your financial goals.

As your 4 Pillars Debt Specialists, Navaiz Chaudhry, Chaudhry, and Kassidy Hluchnik can reduce your debt by up to 80%, often eliminating that debt within 5 years. The Debt Specialists at 4 Pillars Vancouver work for you, not your creditors, so you are assured your best interest is their priority. After your initial consultation, which is free, Navaiz, Hardip, and Kassidy will create a plan to eliminate your debt; offering options you may not have thought possible. They will work with you to create a manageable budget and rebuild your credit. With debt restructuring, consolidation, and settlement programs available, 4 Pillars Vancouver will find the solution that works best for your situation.

DEBT is the number one reason marriages fail, businesses go bankrupt and Canadians live with an overwhelming amount of stress and anxiety. 4 Pillars was created in 2002 with one goal in mind, to represent their clients with compassion, understanding, and respect, while helping to reduce, even eliminate their debt. Using their expertise in the industry and educating their clients throughout the whole process, the 4 Pillars Model is one to be envied. With 97% of their clients successfully completing their debt restructuring plans, a 4 Pillars client can look forward to a debt-free future and all of the peace of mind that entails.

4 Pillars' relationship with their clients doesn't end once their debt is reduced. They work with their clients, educating them while helping to rebuild their credit. So when their clients are ready to re-enter the world of credit they do so armed with knowledge and the confidence to avoid future debt as well as the ability to spot a predatory creditor who will take advantage of them.

When Kyle and Chera got married they had a little bit of credit card debt between them but they weren't worried as they both had good jobs. After a few years, they decided to buy their first home and were fortunate that their parents wanted to help with the down payment. Fast forward 6 years, their mortgage payments have increased, Kyle's job has been downsized and he's now only able to get contract work, and in the next few months, they are going to have a baby. As their debt grew so did the pressure on their marriage. No longer able to ask their parents for help, Kyle and Chera knew they had to do something about their $158,000 debt. And they had to do it, fast.

A call to 4 Pillars Vancouver changed their lives, practically overnight. Kyle and Chera went from fighting over money to planning a bright future for their new family. Navaiz was able to cut its debt by $110,000. Kyle and Chera were able to consolidate payments and rebuild their credit. But the help didn't stop there. Navaiz then created a realistic budget that helps the family save for their future. So, by the time Kyle and Chera's daughter is ready for kindergarten, they will be completely debt-free.

1285 West Broadway, Suite 600 Vancouver, BC V6H 3X8 Phone: 604-587-5577

The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. Our debt restructuring, credit rebuilding, and budgeting services, offered through our Clients For Life™ program, allow us to assist our clients to remove the financial barriers they face and move forward with their financial goals, be that saving for retirement, buying a house or putting their kids through school. No other Canadian company offers such an integrated system for creating financial stability.