Hear what hundreds of clients had to say

We would just like to thank Laurence for all his help. He answered all of our questions from the start. Laurence was very professional and helped us each step of the way. While we were both nervous, Laurence was very encouraging and helped to guide us in the right direction. Laurence always found the time for us even when he was not in his office. We would highly recommend Laurence as he is a great asset to those who put their trust in him.

We will be debt free in 5 years

My husband and I recently suffered a large financial loss from our business due to cutbacks and the recession. In order to keep the business afloat we used personal credit cards and lines of credit which eventually put us heavily in debt. The more attempts we made the higher our debt climbed. Finally, when we could no longer sustain the business, we had no choice but to close our doors and walk away. Unfortunately, our personal debt followed us. Our situation was so bad that it had negatively impacted our marriage, work life and family. We were getting calls from creditors and collection agencies and thought there was no way to get out of the mess. A friend of ours recommended Hardip Chaudhry of 4 Pillars Consulting Group to us and we immediately seeked her out for advice. As soon as we walked through the doors, Hardip set our minds at ease by reviewing our options and letting us know that she could help us. After a considerable amount of work on our file, Hardip was able to successfully negotiate an affordable payment plan with no interest with our creditors. We were amazed at how much she had reduced our original debt amount. What we originally thought would take us a lifetime to clear will now only take 5 years. Thank you very much Hardip for the excellent service and the hard work you put into making it work for us! I only wished we knew about you earlier so that we wouldn't have injected all this money into the business in attempts to recover more funds. Now we have less stress and there are no more creditor phone calls! Yay!

After a significant injury, I was left unable to work for a little over a year which left me turning to credit cards and payday loans to make ends meet. My finances crumbled and I felt myself running out of options. I spiraled into a depression, which only added insult to injury. After looking online trying to find out what my options were, I stumbled upon 4 Pillars. Scott contacted me right away and offered great knowledge and expertise. He went through all of my options with me and helped me figure out the best strategy. Because of Scott, a huge weight was lifted off my shoulders and I am now able to focus on regaining my financial footing.

Scott, thank you from the bottom of my heart for all of your help.

In response to: “Is there room for improvement or anything you would change?”

Nothing. Everything was great I was very happy with the service provided. It really helped me get out of my debt and stopped all the phone calls from the different businesses. I could not have done this on my own I am very grateful for all the help you have provided. Scott S

Laurence, thank you so much for all the hard work you have done for us. It's hard to show how much we appreciate it. Thanks Again!

Reduced my debt from $20,000 down to $6,300

I was struggling to pay my bills every month and was very stressed out. I didn't know what to do or who to turn to for help. It seemed to be a vicious cycle; paying my credit card bills and then turning around and charging them again every month just to get by, but never getting ahead. I saw an advertisement for 4 Pillars Consulting Group and booked an appointment with Navaiz at his Surrey office. I'm so glad I did! Navaiz helped reduce my debt from $20,000 down to $6,300. Now, I only have one affordable monthly payment, my stress is gone and I finally feel like I have my life back. If you are facing financial problems, I would highly recommend you call 4 Pillars to see what they can do for your situation.

I was in a financial crisis and a family member suggested I call 4 Pillars for help. I made the call and within a week we had a plan together to take the financial stress away, and rebuild my credit. The support I received was phenomenal. I would recommend 4 Pillars to anyone with financial burdens.

Thank you,

Bryan

In response to: “Is there room for improvement or anything you would change?”

I was very hesitant to do this, but now I think it was one of the best things I have done. Mark

Rescued me from a disastrous outcome

My experience with Navaiz Chaudhry at 4Pillars has been life altering. Essentially I was financially destitute due to a business failure. The consistent worry played havoc with my self-esteem. I was candid with 4 Pillars, who exercised empathy, professionalism and an unequivocal determination to resolve my financial issues. I would not hesitate to refer Navaiz at 4 Pillars to any of my friends, family or colleagues. He is directly responsible for rescuing me from a disastrous outcome.

In response to: “Is there room for improvement or anything you would change?”

Everything is explained clearly, and every question I had was answered. The situation I was in was new and scary to me! But Adrian helped me see the light at the end of the tunnel! Melissa S

4 Pillars cut my debt by 74%. They have me back on track, and I'm ready to be debt free again. Thank you 4 Pillars!!

Reduced my debt from $60,000 down to $31,500

Before I went to Hardip Chaudhry at 4 Pillars, I was lost and extremely stressed about the debt I was in. I was in debt for approx. $60,000 and was struggling to pay even the minimum payments on my credit cards. I thought my life would be a struggle as long as I was to live. Hardip provided me with a free consultation and explained that she could reduce my debt significantly. Not only that, but I would pay it back at 0 percent interest! I thought it was too good to be true and was hesitant at first. I was wise, however, and gave her a chance. Amazingly, she was able to reduce my debt to $31500 at $525 per month for 5 years! I am so grateful and my stress was gone. Not only that, but she is helping me rebuild my credit, get a credit card again, and buy a home in the future. The service I received at 4 Pillars was amazing and Hardip deserves so much credit for helping people like myself. It can work for you too and it is not too good to be true! My debt is now manageable and my biggest debt is to Hardip for all her help!

In response to: “Is there room for improvement or anything you would change?”

Adrian exceeded my expectations in every way. He is truly exceptional at his job. What an amazing professional!! Adrian went above and beyond to carefully explain all my options every step of the way. He was always a pleasure to deal with. He made what seemed over whelming at first, much easier to cope with. I would highly recommend his services to anyone needing honest, knowledgeable, non-judgemental advice. I honestly can’t say enough about him. Maren F

Everything seemed too good to be true

After years of struggling with debt, I finally decided to contact Hardip Chaudhry of 4 Pillars to help me find a financial solution. I was so apprehensive because everything I read seemed too good to be true. I was so stressed out because of my financial situation and I felt ashamed, that I was unable to meet my obligations. I met Hardip in her office. She set my mind at ease and she made the process so easy explaining what it would take. There were no unexpected surprises and she handled my case in a professional manner. My only regret is that I did not seek help sooner. If anyone confided in me that they were struggling financially I would highly recommend Hardip Chaudhry.

When I realized there was no possible way to keep up with my credit card payments and the stress was becoming too much to handle, I called 4 Pillars Consulting. After my first phone call, I already felt relief. Then, after meeting with Scott, my Turnaround Consultant, I felt like a giant weight had been lifted from my shoulders. He was able to drastically reduce my debt and turn my one monthly payment into something I can easily manage now. Scott is a real person who treated me like a real person, and can appreciate that people like me need help. The stress relief I feel now is great and I can go back to enjoying a stress free life.

LH

In response to: “Is there room for improvement or anything you would change?”

“Free coffee” Nothing to say everything went well Shag

Dear Trevor, Just a brief note to thank you so very much for solving our serious financial problems. Fortunately I saw your brochure that offered help to those in financial distress. Trevor, in my many years in senior positions in other parts of Ontario, I had the opportunities to deal with executives at all levels. I can say without hesitation that our dealings with you were at the highest level. Your knowledge and understanding of our financial dilemma took an immediate weight of my shoulders. When you phoned and indicated that the financial plan that you and your computer had developed had been accepted by our creditors, I just said WOW!!!....that guy (you) is a genius. Your card says 4 Pillars Consulting Group, you are obviously one of the strong pillars. Thank you again. Keep up the good work.

Debt gave me a nervous breakdown

Before contacting 4 Pillars, we were in deep financial trouble, debts we couldn't get control of, collectors we couldn't stop from calling us at work and at home all day long. We were ready to lose whatever we had, including our minds. I had nervous breakdowns from a lack of sleep; even our marriage and work life was affected. Today we may not be completely debt free but we would like to THANK YOU in making our life easier, stress free and manageable. The opportunities we have now are incredible. Hardip Chaudhry, our consultant, is amazing; she explained everything in great detail and put our minds at ease about restructuring our debts & finances. She told us in three weeks all the collection calls would stop and everything would be fine. And it is TRUE! We highly recommend 4 Pillars to anyone and we wish we did it sooner because it really works.

In response to: “Is there room for improvement or anything you would change?”

Adrian has been so very helpful in guiding me through the process and knowledgeable in facilitating the consumer proposal. It is so much nicer not worrying about my debt and how it is going to be resolved. Thank you!! I can enjoy my life again! Julie C

Dear Trevor, Thank you, thank you, and thank you! I really cannot say it enough!!! Before contacting you, my finances were in complete disarray and unmanageable. Some unfortunate circumstances had resulted in me becoming dependent on credit to get by which meant accumulating debts that seemed endless. It was very stressful and I was a very unhappy person, constantly worrying about when the next bill would arrive and how I was going to pay it. My credit rating was important to me and I needed a suitable solution. I attempted to consult with other financial counseling bodies and was met with either instant rejection/disinterest or was put on a lengthy waiting list to meet with someone about obtaining a consolidation loan that, if I qualified for, would be accompanied by a high interest rate that would take me many years to pay back. I was reading through the paper (Oshawa This Week) when I happened upon your advertisement in the classifieds. What did I have to loose? Upon contacting you, you were friendly and positive and ready to help. During our first consultation meeting, you put my situation into perspective for me and showed me how you could help get things under control. Your advice was invaluable and for the first time in a long time, I was able to see a light at the end of the tunnel! A lot of work went into putting together my proposal and you managed to complete it in a timely manner, quickly putting me on the road to recovery. You kept me informed, offered me support, and were always there to answer any questions I had, all the while providing a high level of confidentiality. I now have a payment plan that I can manage and I am no longer stressed over finances and payments. I truly appreciate all that you have done for me. I have a lot of respect for you and your business and I encourage anyone who is struggling like I once was to seek your assistance. I am your advocate! Once again, thank you Trevor, and all the best to you. Sincerely, Jennifer

Thank you Chris, you made what seemed impossible come true. Being out of debt is an incredible feeling. I now have positive cash flow. I haven't seen that in a very long time.

In response to: “Is there room for improvement or anything you would change?”

I feel you do the best, you listen you put everything into solutions that will work best for everyone involved and you come out with a complete picture that works wonders for all. 4 pillars people listen to you, help you to understand situations that can be turned around to help you instead of making you feel there is no chance for you to survive and feel good. Linda C

Good News!!

Hi Trevor…. Well it is done, we went to the meeting, and all is well, now we make our payments and we will be in good shape. Thank you so much for all you have done for us, I am so happy the lord put you in our lives, and I made the call to you that day ….I will never regret, what we did. And we have really learned through all this, well I best go, hope you had a good day, happy valentine….bye for now …I will keep in touch with you time to time.

How do I thank you for the peace of mind you have provided me? No more creditor calls, no more collections and my credit rating is on the way to mending. Fantastic!! I would highly recommend you to anyone with debt issues.

In response to: “Is there room for improvement or anything you would change?”

Needs no improvement This service was excellent. Straight to the point with complete understanding. Felt more like a friendly talk than a client relationship. Thanks 4 pillars (Adrian) for your help.

Dear Trevor: Please feel free to use our testimony We are pleased to endorse 4 Pillars consulting Group and consultant Trevor Glasser. We phoned Trevor in August/09 following up on an advertisement for 4 pillars Consulting Group because of our concern of our finances. We had continually gone behind in our finances to a point where we had become desperate. Our credit card debt was now out of control. Our phone call to Trevor led to an interview where our options were explained to us but more importantly Trevor showed a sincere concern to help us. All credit card were destroyed and Trevor looked after all correspondence to our creditors. We did not deal with any of our creditors nor did we receive any telephone calls from them. Trevor was able to reduce our indebtedness by 67% and no interest was charged on our balance. We have been able to reduce our remaining debt each month. Our financial circumstances are now under control and although we are on a strict budget, Trevor and 4 Pillars Consulting Group have taken the stress and worry away. We heartily thank Trevor for all his assistance and help. Yours Truly, S&G

Reduced my debt from $52,000 to $8,400

I was in debt by approximately $52,000.00. I was losing sleep at night worrying about all my bills, I was stressed a lot and sometimes I had trouble focusing at work. When I sat down with Jennifer, I was greeted with a smile. She explained different options that were available to me and showed me what she can do. I chose to hire her to restructure my debt down to $8,400. My one low monthly payment is now just $150 with 0% interest, and I have already started to rebuild my credit through her credit rebuilding program. Jennifer's kindness and thoughtfulness was way above my expectations and the manner in which she represented not only herself but the business she carried was very professional. Because of Jennifer, I am dealing with my debt with her help. I am less stressed and I am more knowledgeable about my financial options. I am sleeping better and I am a happier person. Dear Jennifer, thank you so much for helping me with my problems!

In response to: “Is there room for improvement or anything you would change?”

I cannot think of one improvement. Your service is the best! Firstly I have to thank the powers that be that directed me to 4 pillars and Adrian Moore. As soon as I met with Adrian I knew I was in good hands and had come to the right place. Adrian and 4 pillars are all that they say and more. Respectful, professional, knowledgeable and non-judgemental. Never too busy to answer my many calls. I was over $100,000 in unsecured debt. Adrian was able to have my debt reduced with a one-time payment. I am now debt free and he is still helping me with budget counselling and directing me on how to start rebuilding my credit score. I would recommend Adrian and 4 pillars to anyone who finds themselves in need of help with their debt management Thanks to Adrian from the bottom of my heart Lorraine

Thank you so much Trevor for helping my husband and I to get control over our finances. We didn’t know where to turn for help and even when we first met with you, we were still a little unsure as to whether you would be able to help us with our debt or not. For us, realizing that our debt was out of control and taking that first step to contact you was very difficult for us. We certainly are glad that we did use your services and that you were able to reduce our debt from $97,000 to $32,400. WOW! Who would have imagined that? Not me. Thank you again. We highly recommend you to others who might find themselves in the same or similar situation that we were in. Sincerely, B.M.

The stress was becoming unbearable

We would like to express our appreciation and our thanks to John in regards to how he has helped us with the heavy debt load we were carrying. It started a few years ago, when we decided to start our own business, we felt it seemed to be going well but then work was not coming in as we expected it should and no one was wanting to pay when invoices were sent out. We were paying all the expenses with our personal credit cards which were starting to pile up. We decided to sell our home, thinking this would help, but all it did was relieve the stress for a short period of time. By this time the stress was becoming unbearable. We began looking at other options, in regards to paying off our debt. We went to three different banks to see whether we could consolidate our debt but no one was willing to help us out. I began searching the internet for options as I had heard there were some available. I came upon John's company through the internet and liked the options and so I decided to call. Our first meeting was scheduled and we met with John in his office. John was very respectful, professional, and kind and never once did he make us feel uncomfortable. He told us our options, how he could work with the creditors and also what they would do for us in regards to rebuilding our credit. We felt this was just too good to be true. We made our decision the first meeting we had with John and felt very content knowing that there was someone out there that was willing to help us out. I am very happy to say that because of John we are now paying off our debt at a monthly fee that we can handle and we feel so relieved and the stress and pressure are gone. If someone were to ask me whether the results were exactly what I expected them to be I would have to say a big YES, John went above and beyond of what was expected of him. He never let us down on any of the situations we needed to go through and he stood by us with his support and encouragement. There were times that I felt, how was I going to manage the next step, but with John, he was calm and cool and just told us to trust him and we did. From the bottom of our hearts, we want to thank John! He has made our lives so much easier and we are truly grateful!!!

4 Pillars was a huge help to easing the financial stress in my life. They were very informative and gave me lots of options. They were very friendly and easy to talk to. I would recommend them if anyone was in the same situation as myself.

In response to: “Is there room for improvement or anything you would change?”

I think the service is handled extremely well. The only difficult thing was ignoring creditor’s phone calls for as long. It got a little stress. I was at a point in my life where I didn’t know which way to turn and live my life back. God bless Adrian and four pillars and Adrian you are really a very special person. Susan F

Thanks Again…

Trevor, just wanted to take a few minutes out to thank you for everything you did for us. Thanks to you, the daily stress in our lives of not knowing where the money was going to come from to pay all the bills has been taken away. Not only are we able to pay all the bills as they are due, but we are able to save some money and enjoy our lives again. As you know, it was never the way we had wanted to go as there is always a price to pay however this was a life lesson well learned for going forward. Thanks again for helping us out when we needed it. There is never a day that goes by that we don’t express how wonderful it feels to know the bills are paid and there will be no one calling and hounding us for money. Thanks again. Debbie Executive Assistant Business Services Department

You always kept your word, and you are a very kind person.

Dear Jennifer, Thank you for helping me with my debt....I was in very hard situation with all my debt. I couldn't focus on work, I couldn't sleep at night, and I was stressed. I tried to fix it by re loaning again so I can pay first the one who has the higher interest but I noticed that the financial institution that I'm borrowing money from, the interest was also so high. I had 2 jobs to try to pay off my debt. When I met you, you never think twice to help me. You help me by explaining everything to me like I was one of your good friend that is in need for help, by cutting my debt with no interest and helping me rebuilding my credit. And most of all, you treated me with respect. You are very professional and I trust you. You always kept your word, and you are a very kind person. Because of you, I can now focus on my career, I can sleep good at night, my stress is gone, and most of all I have a wide knowledge towards managing my financial problem, because you are there to guide me and help me along the way. And you always give me a call to ask me if there's anything more you can do to help me... Thank you very much for helping me and solving my financial difficulties! Sincerely yours, Ejay S

Good morning!!!!

I just thought I would drop you a line and say THANK YOU!!!!!!!

It’s been 1 year since my proposal. I followed your advice; I opened a PC account with no fees, I obtained a credit card through capital one and guess what!?!?!? I am now driving a brand new 2016 Mercedes Benz!!! AND I just made my first mortgage payment today!!!! Wow what a difference a year makes! What a difference you made for me!

Again a GREAT BIG TAHNK YOU

Adrian, Thank you so much for the baby basket full of neat and useful stuff! I will really miss you this year but I will be sure to visit and send pics! Taryn & Gabriella

Total relief here we come

We were at an all time low with rising debt spinning out of control getting deeper and deeper in debt steadily over the last few years. We didn’t know what else to do with no end in sight. Asked a friend if she knew who we could talk to help. It was the best thing we ever did. We were given Trevor Glasser’s name contact information at 4 Pillars. We immediately felt that this was going to help us and started working with Trevor right away. He was extremely helpful knowledgeable and offered us all the help we needed to turn our situation around. Before Trevor helped us we were at a whopping $152,252 in excessive debt. Trevor worked with our creditors and negotiated a consumer proposal. He got us a $110,252 reduction down to $42,000. We are extremely grateful to Trevor at 4 Pillars for getting us to where we are today. What a relief. We can now look forward to being out of debt for good. Thank you so much Trevor Glasser at 4 Pillars for turning our lives around for good.

Dear Trevor Thank-you so much for all of your great assistance. We feel like we can breathe again, like a weight has been lifted. We feel so much better and can finally see an end in sight. Thank-you, thank-you!

To whom it may concern:

After a series of rather unfortunate circumstance occurred to me beginning with an injury in 2015 that combined with an existing chronic illness prevented me from continuing work and forced an early retirement that cut my income from just over $3000 a month to $0 initially and following a lengthy fight with an insurance company and the government got that income back to about half of what it had been previously it became quite evident that things were going south quickly with respect to the finances in my life. My modest savings had been depleted while fighting the insurance company and Canada Pension and my credit cards had become pretty much maxed out trying to keep ahead of payments and keep the heat and hydro on not to mention food on the table while these battles were on going.

Even though settlements were reached and back payments were made by the time of that occurred I had gotten so deeply in debt that the only chance I thought I would have to live any kind of normal life again would be to declare bankruptcy and start over. At age 55+ that was not something that I really was looking forward to but I felt I had no choice.

By chance after a routine visit to my dental office which happened to be next door to the 4 pillars Personal Debt Restructuring office in Peterborough I dropped in and became acquainted with Adrian Moore. That turned out to be a changing day in my life and one of the best decisions I have made.

Adrian treated me with nothing but respect. He took what I perceived as an unmanageable mountain of debt and with his help and guidance we built a consumer proposal that cut my debt to a manageable amount and offered a considerable decrease if I were able to work hard with my budget and make further cuts in order to repay the proposal sooner. I was never made to feel like a failure or an idiot for having debt get out of control in the first place. He seemed to understand that sometimes things are beyond your control and that even when you have done everything right for all of those years things can still go wrong.

I am happy to report after just 6 months into the proposal I was able to pay the entire amount off saving me thousands of dollars. The debt that I thought I would never repay s gone and I am steadily working on rebuilding my credit rating to its former good standing.

I would highly recommend Adrian and 4 Pillars Debt Restructuring service to anyone in need of debt counselling before going anywhere else. There are fees for their service of course, but these too I found reasonable and Adrian worked very hard to fit them into my budget and make them as painless as possible. (And I might add that they were far less than many of other options out there including the non-profit options).

Thanks to Adrian Moore my life went from one of desperation to one with a bright and sunny outlook in far less than a year and I would like to say thank you from the bottom of my heart and from my very stressed and overworked mind for helping me retake control of my life in such a professional and understanding manner.

Yours truly

Thank you Adrian! Kelly Stinson is riding high in her new Caravan. Thank you for the referral. Look forward to meeting you in person. Here’s to a Great New Year!! Sandra.

Dear Trevor, I want to thank you for all of your help and patience during those stressful times. You are very knowledgeable and made the process seamless. Your calm way of explaining what will happen next helped ease my anxieties in regards to my situation. I thank God for your assistance and with your help you have made a positive impact on my current and future money habits. In our current economy, I understand there may be individuals and families who may be struggling financially. Your service is important in our present time and I strongly encourage those suffering to let go of their pride and make a quick phone call to you! Once again thank you for your help. Always grateful, A.V.

Just a brief note to thank you so very much for solving our serious financial problems. Fortunately I saw your brochure that offered help to those in financial distress. Trevor, in my many years in senior positions in other parts of Ontario, I had the opportunities to deal with executives at all levels. I can say without hesitation that our dealings with you were at the highest level. Your knowledge and understanding of our financial dilemma took an immediate weight of my shoulders. When you phoned and indicated that the financial that you had developed had been accepted by our creditors, I just said WOW!!!...that guy (you) is a genius. Your card says 4 Pillars Consulting Group, you are obviously one of the strong pillars. Thank-you again. Keep up the good work!

I feel that John is a miracle-worker and savior.

Before I met John Croft, I had an approximate $55,000 worth of debt. I had been experiencing financial difficulties for some time resulting in lots of stress, sleepless nights, fatigue - filled days, lack of concentration at work, a sense of helplessness, overwhelming burden of responsibility and fear of possible outcomes. All of these led me into Depression and I ended up on anti - depressants. When I met John, first and foremost I was relieved to discover that he could help me. He presented me with options to pay back my debt: pay it back in full, or declare bankruptcy (he explained that I had the option to keep my home or let it go), or consolidate my debts and cut them up to one - third of the amount I owed and make arrangements for small monthly payments. Throughout our consultation process, John was respectful, genuinely concerned, thorough, honest as well as sensitive to my situation and feelings. While he expressed his opinion of my best option, he did not try to influence me and allowed me to make up my own decision. Neither did he pressure me into making a quick decision. Now I don't feel helpless because, with John's assistance, I have a handle over my finances and, being a single mom I can take better care of my family. I feel that John is a miracle - worker and saviour, because my debt has been cut and I am making manageable monthly payments towards it. I am thankful to God for putting John in my path and grateful for the opportunity of working with such a wonderful person. John realizes that even those who do their best to manage their finances can end up in dire situations and is very empathetic. I would recommend John to anyone struggling with debts and financial problems in a heart's beat.

Hi Myles/Adrian Just dropping you a line, I went to the meeting yesterday to see Karen in Lindsay and everything was approved with the creditors. Started with the rebuilding of credit history, went online to apply for the capitol One Secured MasterCard and waiting for them to send the documents. I can’t express enough, the appreciation for everything you and Adrian did for me, your kindness and making me feel at ease through the whole process. Now I can start to rebuild my life again. Thanks again, P.S.-see you on the Nov. 19th

Thanks again for participating in my study it was really interesting talking to you.

In Appreciation and Praise of Trevor

In September of 2014, I called Trevor for an appointment. I had noticed his advertisement in a flyers envelop and had saved it. Several times in the past, I had attempted to find a financial solution by contacting three major banks and even a financial adviser at a well-known local accounting firm. The end result of these contacts was sell more assets, keep paying the interest charges for the rest of my life. Trevor basically explained how he could help me over the telephone. At the first appointment he reviewed financial sheets and background information I had prepared. He pointed out to me that I was actually a victim of fraud. I was instructed to fill out budget details, produce certain documents and asked to pay his deposit. After about six weeks I met with Trevor with my homework completed. I was told how the Trustee works/is engaged and decided at this point to proceed in early January 2015. The paperwork was filed and the waiting period for court approval commenced. Trevor called me to meet with him after the waiting period time. He explained everything was approved and that in five years with much smaller payments than I was paying on interest only the credit card debts would be cleared. For the next couple of months I did receive threatening calls from one of the banks who had engaged a Collection agency. I blocked the call numbers, but finally I answered a couple. They would not listen to me that they should contact the Trustee. As a result, I phoned Trevor, he advised me to call the Trustee immediately. Trevor immediately provided the name and phone number. Within three days of calling the Trustee all calls stopped. I am very appreciative of how Trevor was able to assist me. He is always just a phone call away if a questions arises. Trevor, I will gladly speak to any perspective client that wishes proof of how efficient, thorough and kind you conduct your business. With Sincere Gratitude M.L. Ogden

JOHN NOT ONLY REDUCED MY DEBT, HE REDUCED MY BLOOD PRESSURE!

I highly recommend my and family friends to see John and Jennifer for their service. I am so comfortable with their service. John listened to my situation I told him I didn't have much money but I had high debts yet he helped me anyway. I am glad I am able to pay back my debt now and he made my life easier for me. JOHN NOT ONLY REDUCED MY DEBT, HE REDUCED MY BLOOD PRESSURE! It was high and now it's normal!! Now I don't have to go on a diet anymore lol!

Hey Adrian, I’m really sorry, but I will have to cancel our beer this afternoon. I have so much last minute stuff going on, that it’s becoming impossible to fit everything in. plus, Sarah wants to meet up before I go-and I have no idea when she wants to do that. I’m not near a phone at the moment, hence the email message. ☺ Thanks you for everything Adrian. Considering where I was a year ago, I definitely wouldn’t have been able to make it this far without your guidance. It means more than you know. When I’m settled in Winnipeg and finally get myself a cell phone, I’ll make sure to give you a call with the new number! ☺ In the meantime, my new address will be: Winnipeg, Manitoba 204 ‘(home line) Take care my friend! And I will talk to you soon!! Jason.

To Adrian Miles Thank you very much Patsy

Thank-you

Hi Trevor, I wanted to extend my greatest gratitude to you for your help. Before meeting with you almost a year ago now, I was in a terrible place. I suffered a loss of income & felt like I was in a sinkhole unable to pull my way out. I couldn’t eat or sleep or concentrate on anything but my financial problems. With your guidance & expertise you gave me the gift of “hope”. After working with you & you putting your trust in me you threw me a “lifeline” so to speak. I have come to realize through all of this you cannot put a price on the gift of hope, & piece of mind. You gave me both of these & for that I will always be grateful. You are a very kind person Trevor, you never judged me or made me feel bad about the mess I was in & you were always there if I needed a question answered or your support. Thank-you so very much for giving me my life back & the priceless gift of “hope”. Yours very truly, Karen