Hear what hundreds of clients had to say

My financial situation was out of control. Due to some not so good choices and health issues I found myself drowning. I couldn't provide for my children. After many years of trying to pay down I realized that I needed help. I met 4 Pillars for an overview of what may be possible. At first I felt very irresponsible for getting into the situation I found myself in, and very anxious as I did not think anything was possible. I had tried dealing with the creditors myself and got nowhere. They understood how I felt, and due to thier professionalism, business acumen and personal touch, I soon found myself much calmer and somewhat hopeful. I entered into an agreement with 4 Pillars and the Trustee. Everything they had suggested and told me has come to fruition. I have since had a follow up financial consultation and now understand new ways of budgeting. They has helped beyond my expectations. I have learned from 4 Pillars. I am enjoying a life with good choices and the freedom and ability to do right for my children. I am thankful and grateful for the 4 Pillars knowledge and professionalism.

With 4 Pillars consumer proposal program we are able to pay off our debts, rebuild our credit and start saving money.

All staff was great to deal with. Fast and efficient service I found it to be. You certainly know you job and found to actually care about people too. Don't see that everyday now. Thank you very much for your help on this.

In response to: “Is there room for improvement or anything you would change?”

I see no improvement. Everything went smoothly. I recommend 4Pillars Consulting Group in an instant. My worries are behind me. Adrian and Myles made me feel at ease, where kind and straight forward explaining in every detail. They reduced my debts by 70%. Satisfaction guaranteed 100%. Thank you so much. Sharon.

I will be debt free in 5 years

By using 4 Pillars I was able to reduce my unsecured debts from almost $95,000 down to a payment of $375 per month and I will be debt free in just 5 years. By following the advice given, I am now back on track financially and living a worry free life again. If I didn't seek their help I would have lost my house, car and health.

Shannon is very friendly and accomodating when answering our concernsShannon was very friendly,nice and very approachable.She explained everything so clearly.I will highly likely recommend it to people.Your company is very helpful to a person like me who badly need help.Thank you so much and God bless you all

In response to: “Is there room for improvement or anything you would change?”

I honestly can’t think of anything to improve. Your ****** was amazing. From my first phone call, I felt a complete comfort level. Myles and Adrian are **** as their warm, honest, compassionate, take lots of time to listen. I feel 100% confident in 4 Pillars. Carolyn.

Frank Eichinger has truly changed my life! I was referred to 4Pillars by my WFG financial adviser because I was dipping in to one debt to pay for another, my debt was not improving, and there was nothing left over. My debt was clearly out of control and I needed help... fast. After providing Frank with the required documents, within a few months my debt dropped from an unmanageable $125,000 to just $30,000. Not only that, but, 4Pillars is also helping me rebuild my credit score, quickly. Thanks to Frank, I am truly feeling back in control. I still haven't even truely grasped how much he has really helped me. If you're not sure, take it from me - 4Pillars is the way to go - no question! Looking back, it was a no-brainier, really, and it paid off big-time! I will always be grateful to Frank from 4Pillars. Thank you.

4 Pillars help us go back on track. We had creditors calling us before our proposal and scared of answering the phone. Now with the help of 4 Pillars we can sleep throughout the night and not be worrying about the creditors. Thank you.

4 Pillars Calgary really motivated me to be out of debt and be stress free.

In response to: “Is there room for improvement or anything you would change?”

I was at my wits end. And then I met with Myles and I could see my way clear as I listened to Myles telling me what would happen within the next few months. Awesome. Liz.

When I first met Frank, I was feeling hopeless and extremely anxious. My debts were out of control due to a series of personal issues that stalled my new business. Frank immediately diagnosed my problem and worked hard to overcome the many complicated details involved with my situation. He created a solution that not only saved my business from Bankruptcy, but also saved me over $100,000.00. I highly recommend Frank without reservation. He delivered exactly what he promised, and provided me with piece of mind and reassurance that everything would work out. I remain grateful to Frank for giving me a fresh start. If you would like to learn more about my experience with Frank and 4 Pillars, I will gladly take your call.

I had a wonderful time and lot of advices I got from Shannon..thanks a lot!

In response to: “Is there room for improvement or anything you would change?”

N/A – excellent service provided. The 4Pillars Consulting Group staff are very professional and friendly. They have created a non-judgemental zone in the office. Financial restructuring solutions are effectively accomplished in a satisfactory manner. I am extremely grateful to have my finances back on track sincerest thanks to Adrian and Myles. Pat.

It is great to know there’s someone out there that can help in times of financial difficulties. We really appreciate and are very grateful for all the help that you've provided . We have no more stress or worries about money, it is truly a relief. We now have our life back again. Thank you very much Frank!

We came in with no expectations and not sure what a credit proposal was. The 4 Pillars team were very professional and treated us exceptionally. We did not feel like we had royally messed up. They clearly assisted us in seeing a light at the end of the tunnel. We are on the road to financial responsibility.

Thanks to 4 Pillars in Calgary, my total debt was $38,590.23-now I pay 7,610 within 58months an they rebuild my credit and counseling course

In response to: “Is there room for improvement or anything you would change?”

I can’t think of anything. I was treated with respect. Myles and Adrian answered all my questions and explained everything clearly. They made the entire process easy. Now I feel that I can move forward financially. The stress is gone. Thank you! Karen.

Frank was a lifesaver. He understood my situation and he acted quickly to resolve my problem. I won't look back because I absolutely made the right decision. My life has changed into a more positive one after the exceptional service that was provided by Frank. He continues to be a resource when I have questions. I highly recommend Frank Eichinger because he is truly a Professional and a kind-hearted person. Frank you are simply the best! Thanks a million

Im so thankful to 4 Pillars owners John and Jennifer who gave me hope to have a new life and help me a lot to back on track my finances to normal life. You saved me and my family financially. I value the great service for helping me to become a better person in managing my finances accordingly. Thank you so much and more power to all of the staff of 4 Pillars. You change Peoples lives! God Bless

In response to: “Is there room for improvement or anything you would change?”

I couldn’t think of anything. Just continue in keeping up the good work. I was at the point I had creditors calling all the time. I didn’t know what to do. I heard the advertising on the radio about 4Pillars and thought I would give them a call. I was so glad I did. They explained everything very clearly. Debt reduction was my answer. Very friendly staff. Adrian and Myles, you are truly the best. Felt like I’ve known you for a long time. Thank you so much. Sue.

You are amazing, from $44,000 to $9,000 in debt

Thank you very much Frank for the great job. You reduced all my debts from $44,000 to $9,000 and wiped out the remaining interest - you're amazing

I have found the one who can look after my concerns and needs. Anna is my advisor and counsellor. Thank you 4 Pillars Calgary!, you're number #1!!!

In response to: “Is there room for improvement or anything you would change?”

The service I received was great. I was comfortable when I walked in and very happy when I left. When I first came in I was overwhelmed with stress about my credit card debt. I was able to leave knowing that I was able to get help, stop the calls and get on with my life.

Hi Frank, we really appreciate the work you did by saving me $36,000, thanks again and keep up the good work.

Hi Shannon, Thanks for your help and advise ,you explained me very easy and simple way.

In response to: “Is there room for improvement or anything you would change?”

Nothing. They are the best. They put you totally at ease and make you feel there is nothing they cannot do for you. Would highly recommend them.

Reduced my debt from $42,000 to $8,000

When you told me you could reduce my debt from $42,000 to $8,000, I couldn't believe it. But you actually did it and now my stress is gone, thanks Frank!

In response to: “Is there room for improvement or anything you would change?”

Nothing. We are pleased with the services and the friendly Adrian and Myles were. When there were problems with creditors they handled it right away for us. Also, I liked that if there were any questions that came up, we could have just called and they answered them. Mary Ellen.

I am the most financially stable I have ever been

Do you have a place for success stories? If you ever want me to write one,I would be happy to. I am the most financially stable I have ever been in my whole life. Savings, rrsp, tfsa, bills paid, rent a town house now, been on vacation this year already, and going to Australia in the fall…its all fallen in to place.

I first found the add for 4 Pillars in the coffee news in a cafe, I decided to call and find out what they could do to help reduce my debt, I had a call from John Croft, and made the appointment, I went to their office, and with all the info required from John, he was able to cut my debt by 80%. I was amazed at what John did to help me, and relieve the stress of creditors constantly calling, The fees are minimal for what 4 Pillars can do for you. Even after everything is taken care of, John still is there for any help and advise I have required regarding my credit, He will give you answers and point you to the right people, and help rebuild your credit, John has always returned all my calls, and still helps me with the right decisions, I recommend John Croft and the 4 Pillars Calgary team for all your financial needs, THEY WILL HELP YOU!

In response to: “Is there room for improvement or anything you would change?”

Very little. Entire process was quite satisfactory. Very timely and efficient service. Would not hesitate to recommend their services to anyone in a similar position. Jim.

You gave us a reason to live and dream again!

I just want to express my sincere gratitude for what you have done for my family. Because of your hard work, professional approach, and the dedication you've shown to us, we are now journeying towards a brighter future! This was unimaginable several months ago until we met with you! You not only gave us help, you gave us hope and most importantly you gave us a reason to live and dream again! Blessings be unto you! Thanks again for helping us to breathe and for giving me the opportunity to sleep at night without worry or fear.

In response to: “Is there room for improvement or anything you would change?”

Myles and Adrian helped me to feel at ease with their caring and compassionate ways. Never did I feel overwhelmed by too much information or questions. I was made to feel that I was very important to them and they were there to help in anyway. I would definitely recommend 4Pillars to anyone. Jane.

Transformed my Life

My life has been transformed since I sat down with you. God knew who I needed to be connected with.

My student loans and credit card debt were the main reason my bank wouldn't approve me for a mortgage to buy my first home. Shawn Frank and Elisa Fremeth Frank from 4 Pillars not only helped me reduce my credit card debt they showed me how to rebuild my credit. Thanks to Shawn and Elisa I will be debt free within a few short years!! Thank you so much!!!!!

Hi Jen, I would like to say thank you very much for all of you for helping me to solve my financial problems.I will surely recommend 4 pillars to all my friends who has same problem with debt. Once again thank you and god bless. ---From: Carol

In response to: “Is there room for improvement or anything you would change?”

Nothing - Both Myles and Adrian were very informative, friendly, supportive. Never once felt that they were anything but professional. I had been dealing with Cambridge Life Solutions and was paying all kinds of fees with no results. After four months with CLS, I was frustrated, came to 4Pillars and everything was ******* in two months. AMAZING – NO STRESS. SO PROFFESSIONAL. Frances.

Swimming in debt, no where to turn

I would personally like to thank you for your help in solving my financial problems. Two years ago I was swimming in debt, no where to turn, not getting anywhere. Most of all not being able to retire and I was over 65. Out of desperation we came to see you, I'm sure glad we did. For the first time in my life I am not tied down with debt and can enjoy my retirement.

My dad left me his home repair business 10 years ago but when the economy turned it became harder to keep the company going. I was afraid I'd have to close the doors and declare bankruptcy, putting 12 good people out of work. Something my father never would have done. Elisa and Shawn at 4 Pillars helped me keep Dad's business going while eliminating the mounting debt. There were kind and understanding and very supportive through the whole process.

In response to: “Is there room for improvement or anything you would change?”

Make it free of charge – Joke. All is perfect. Get a ***** coffee maker and a separated waiting area so no one meets there. From the first phone call speaking to Myles I know I had found the right place for me. Quick and efficient with over 50% debt gone and a payment that was extremely reasonable, both monthly and length of term.

Small business in trouble

My small business had run into problems which over time put me in a lot of debt. It put me in a stagnant situation without being able to move forward with my life or career. Jim advised a plan that decreased my debt by almost 70% for a small monthly payment. This has helped me to save money again and has greatly improved my situation.

$80,000 in debt reduced to $30,000 that I will have paid off in full in just 4 years. THANK YOU!!!

Having met most of the counselors I am very certain that I will highly recommend 4 pillars to friends because I'm not only satisfied but even exceeded my expectation. A truly commendable service. Thanks so much 4 Pillars!

In response to: “Is there room for improvement or anything you would change?”

Good job / provide updates with creditors. I am so happy to be referred to you guys by my friend Steve. It is a peace of mind to reduce my debt and to start over. Samy.

Jim was trustworthy and professional

For myself personally, I knew I needed to find a solution to my financial situation. I had spoken with other people in Jim's field but didn't feel comfortable when I met them like I did when I met Jim. He was very personable and his first impression was very good which made me feel at ease. He was able to get me back on track and he explained things in a way that was very easy to understand. I would recommend Jim to anyone. He is trustworthy, professional, and really just a good person. That goes a long way in my books!

After a very bad break up I had to start all over again. As a single mother receiving no child support and mounds of debt it was hard to make ends meet even having to get food from the food bank from time to time. I met a new man (whom I ended up marrying) it was very stressful having that debt hanging over my head in a new relationship. So I decided I had to do something to alleviate the stress it was causing. I saw an ad on Facebook about debt resolution and thought well it doesn't hurt to inquire, and to my surprise it was the best decision I've ever made. David was wonderful to deal with, he explained everything in detail and if I had questions (which I had many) he was quick with his response. Now I can make one affordable monthly payment, and still have money for food and other necessities. The best part is I can get my credit back faster than if I went bankrupt. Thanks David you save me thousands of dollars and countless hours I spent worrying where I'm going to get the money to pay my bills. I would recommend you to anyone whom I know is in the same situation I was in.

You guys are awesome! Thank you for helping me lift my burden! Now I can actually relax without worrying where to get extra money to pay my debts. I did learn a lesson and will try hard to avoid to go to that route again. Thanks A bunch to all you at 4 Pillars Calgary!

In response to: “Is there room for improvement or anything you would change?”

I’m happy to say that throughout this difficult personal time, I always felt respected and at ease with your advice and direction. Thanks Adrian. Steve.

Jim put money back in my pocket

I felt as though I was being suffocated by my debt. I called Jim and set up a time to meet him. Within the first 20 minutes I felt a huge relief. His expertise was exactly what I needed. He helped me get back on track and put money back in my pocket. Jim walked me through everything step by step and I am grateful for all he has done for me and my family.