Get started on the right path to financial freedom.Discover the debt solutions that work for you. |
Get your debt assessed for free by our debtor advocates.
Compare all your options including Debt Consolidation, Bankruptcy and Consumer Proposal.
Learn how to manage your money with our online courses.
Consolidating your debt is easier than you think.
Rebuilding credit is made simple and effortless.
Learn the ins and outs of your credit bureau.
4 Pillars consultants offer a variety of services specific to people in debt. We outline the options available to you and walk you through the process so you find the best solution available. Your debt solution will likely be one of the following:
Seeking bankruptcy protection is occasionally the only option. We will help you through it and show you how to avoid it ever happening again.
A viable restructuring option for over 45,000 Canadian a year, a Consumer Proposal allows the consumer to seek legal protection from their creditors and pay back only a portion owed.
Once you're out of debt, our customized aftercare plan will get your credit headed back in the right direction.
The debt industry is complex and designed to work in favour of banks, credit card companies, and creditors. We're changing that.
At 4 Pillars, we use education and our extensive experience to show you the best path out of debt based on your unique financial situation.
Why 4 PillarsOffices across Canada to serve you best.
Independent, verified reviews by clients via TrustPilot.
Families who we’ve helped with over $300 million of unmanageable consumer debt resolved every year.
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Here’s an interactive map and list of our 4 Pillar offices if you’re ready to take the next step. You can also give us your email here and we’ll route you to the closest office.
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