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4 Pillars

Hear what hundreds of clients had to say

Average of 4.9 out of 5 from 1010 in-house reviews


Wayne K.

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Charlie and Monique did an excellent job. I would recommend them to anyone that was dealing with debt like me. They achieved all the goals we were hoping for and explained my options throughout.

Charlie and Monique did an excellent job. I would recommend them to anyone that was dealing with debt like me. They achieved all the goals we were hoping for and explained my options throughout.

North Okanagan, BC

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Raymond F

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Respond to phone calls 4 Pillars were friendly and professional. They put our minds at ease and explained thoroughly the options available to us. We are very pleased that we used their services. Raymond F

In response to: “Is there room for improvement or anything you would change?”

Respond to phone calls 4 Pillars were friendly and professional. They put our minds at ease and explained thoroughly the options available to us. We are very pleased that we used their services. Raymond F

Peterborough, ON

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Kim D., Markham

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From the moment I met with Zach, I immediately began to feel relief. Whenever I had questions, Zach was there to answer them and he always responded promptly.

From the moment I met with Zach, I immediately began to feel relief. Whenever I had questions, Zach was there to answer them and he always responded promptly.

Markham, ON

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James R.

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Charlie made dealing with stressful financial situations as comfortable as possible. He made sure to make all my options clear, and provided an atmosphere that allowed for a positive outcome and a bright financial future

Charlie made dealing with stressful financial situations as comfortable as possible. He made sure to make all my options clear, and provided an atmosphere that allowed for a positive outcome and a bright financial future

North Okanagan, BC

Link to Review

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Rebecca

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Service was excellent! Provided me with enough information about debt and credit counselling to make me feel confident in my decisions regarding my finances. Rebecca

In response to: “Is there room for improvement or anything you would change?”

Service was excellent! Provided me with enough information about debt and credit counselling to make me feel confident in my decisions regarding my finances. Rebecca

Peterborough, ON

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W. Baboolall, North York

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I am happy that I found 4 Pillars Consulting Group. I was sinking in debt and with the help of 4 Pillars my debts are being paid off.

I am happy that I found 4 Pillars Consulting Group. I was sinking in debt and with the help of 4 Pillars my debts are being paid off.

Markham, ON

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Steven

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Thank you again so much for making me feel comfortable. You are a much needed and welcomed blessing in my life right now with everything that's going on. I am very grateful for that.

You are a welcomed blessing in my life

Thank you again so much for making me feel comfortable. You are a much needed and welcomed blessing in my life right now with everything that's going on. I am very grateful for that.

East Windsor, ON

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Rob V.

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4 Pillars helped me to recover financially after a serious accident. I would be in much worse condition if I had not received this assistance.

4 Pillars helped me to recover financially after a serious accident. I would be in much worse condition if I had not received this assistance.

North Okanagan, BC

Link to Review

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B & ****

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They were so kind, just give everyone love. I am so thankful for 4 Pillars, I did not know where to turn. Then I seek 4 pillars and they were so kind to me. Bless you all. B & ****

In response to: “Is there room for improvement or anything you would change?”

They were so kind, just give everyone love. I am so thankful for 4 Pillars, I did not know where to turn. Then I seek 4 pillars and they were so kind to me. Bless you all. B & ****

Peterborough, ON

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J. Miller, Markham

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I was desperate, living in my car ad unable to make payments when I called Zach. His plan allowed me to pay my creditors and live free from debt. I have my life back.

I was desperate, living in my car ad unable to make payments when I called Zach. His plan allowed me to pay my creditors and live free from debt. I have my life back.

Markham, ON

Link to Review

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Janice P.

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I feel very comfortable discussing my situation with Charlie. He is easy to talk to and very supportive and non-judgmental.

I feel very comfortable discussing my situation with Charlie. He is easy to talk to and very supportive and non-judgmental.

North Okanagan, BC

Link to Review

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Anonymous

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Nothing at all you are doing excellent Before I came to 4 pillars, I was barely keeping myself afloat. I had a short temper with loved ones. Shortly after entering 4 pillars, they made me feel at ease like I was talking with family member, 4 pillars reduced my debt way more than I thought possible. I highly recommend 4 pillars/

In response to: “Is there room for improvement or anything you would change?”

Nothing at all you are doing excellent Before I came to 4 pillars, I was barely keeping myself afloat. I had a short temper with loved ones. Shortly after entering 4 pillars, they made me feel at ease like I was talking with family member, 4 pillars reduced my debt way more than I thought possible. I highly recommend 4 pillars/

Peterborough, ON

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Pat T., Scarborough

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4 Pillars Group handled my debt problems efficiently and was extremely understanding and empathetic in all dealings with me. I thought of Zach as a friend that was there to help me through this situation.

4 Pillars Group handled my debt problems efficiently and was extremely understanding and empathetic in all dealings with me. I thought of Zach as a friend that was there to help me through this situation.

Markham, ON

Link to Review

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Beverly

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I had nowhere to turn, bills had piled up and creditors calling day and night! I couldn't even answer my phone any more. Then I saw the ad for 4Pillars and the call I made to them changed my life. They immediately helped me take charge of my financial nightmare! I no longer felt alone and have ongoing assistance whenever I need it! Today I am living a different life thanks to 4Pillars and it doesn't stop there! They are helping me to restructure and build my credit rating again. Their knowledge and expertise has given me a new beginning, a second chance and I highly recommend them to anyone that finds themselves in the claws of debt! Thank you so much 4Pillars!

The call I made to 4 Pillars changed my life

I had nowhere to turn, bills had piled up and creditors calling day and night! I couldn't even answer my phone any more. Then I saw the ad for 4Pillars and the call I made to them changed my life. They immediately helped me take charge of my financial nightmare! I no longer felt alone and have ongoing assistance whenever I need it! Today I am living a different life thanks to 4Pillars and it doesn't stop there! They are helping me to restructure and build my credit rating again. Their knowledge and expertise has given me a new beginning, a second chance and I highly recommend them to anyone that finds themselves in the claws of debt! Thank you so much 4Pillars!

Guelph, ON

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Alen M.

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Everything was explained in easy to understand terms. Meetings with Charlie were always informative and left me feeling at ease with my financial situation.

Everything was explained in easy to understand terms. Meetings with Charlie were always informative and left me feeling at ease with my financial situation.

North Okanagan, BC

Link to Review

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Melanie B

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4 pillars is a great company. They handled our case with care and consideration. Everything was explained before they did anything. They made us comfortable and relaxed. They accommodated us to our schedule and were very flexible. Melanie B

In response to: “Is there room for improvement or anything you would change?”

4 pillars is a great company. They handled our case with care and consideration. Everything was explained before they did anything. They made us comfortable and relaxed. They accommodated us to our schedule and were very flexible. Melanie B

Peterborough, ON

Link to Review

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S. Miles, North York

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I never knew that this kind of help was really there. People of 4 Pillars make us feel comfortable, at ease and know a lot of valuable info. We no longer worry every day and don’t feel ashamed.

I never knew that this kind of help was really there. People of 4 Pillars make us feel comfortable, at ease and know a lot of valuable info. We no longer worry every day and don’t feel ashamed.

Markham, ON

Link to Review

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J. & D. W.

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We want to thank you for helping us to get our finances back in control. The phone call harassment from creditors has stopped. We can now sleep at night without getting stressed out. We really appreciate what you have done for us. Thank You.

The harassment from creditors has stopped

We want to thank you for helping us to get our finances back in control. The phone call harassment from creditors has stopped. We can now sleep at night without getting stressed out. We really appreciate what you have done for us. Thank You.

Kitchener, ON

Link to Review

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Glen B.

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Everything was explained to me in full. I felt very comfortable proceeding with a proposal to my creditors. All around great service!

Everything was explained to me in full. I felt very comfortable proceeding with a proposal to my creditors. All around great service!

North Okanagan, BC

Link to Review

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Amanda G.

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Adrian & Miles provided service that went above and beyond. They were knowledgeable and friendly and explained all my options to me in a way that I could understand. They made a stressful matter turn into a relaxed and easy process. They were very supportive and flexible in meeting my busy schedule. Amanda G.

In response to: “Is there room for improvement or anything you would change?”

Adrian & Miles provided service that went above and beyond. They were knowledgeable and friendly and explained all my options to me in a way that I could understand. They made a stressful matter turn into a relaxed and easy process. They were very supportive and flexible in meeting my busy schedule. Amanda G.

Peterborough, ON

Link to Review

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William Steele

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4 Pillars was knowledgeable, compassionate and gave wise counsel. Helpful in every way.

4 Pillars was knowledgeable, compassionate and gave wise counsel. Helpful in every way.

North York, ON

Link to Review

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Betty & Bob S.

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Thank you so very much Pauline! Facing bankruptcy, losing the cottage and acknowledging the mess we were in were tough days! Your patience, your non-judgment, you calm reassuring smiles all made this process "do-able" for us. You were never too busy to return our numerous calls or emails. We say THANK YOU!

We were facing bankruptcy

Thank you so very much Pauline! Facing bankruptcy, losing the cottage and acknowledging the mess we were in were tough days! Your patience, your non-judgment, you calm reassuring smiles all made this process "do-able" for us. You were never too busy to return our numerous calls or emails. We say THANK YOU!

Milton, ON

Link to Review

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Lori I.

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The process was very clear and we understood everything that 4 Pillars was telling us. I was very impressed with the service, and would recommend them to other people.

The process was very clear and we understood everything that 4 Pillars was telling us. I was very impressed with the service, and would recommend them to other people.

North Okanagan, BC

Link to Review

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Anonymous

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Nothing, I couldn’t of had me pleasant and informative experience! My spousal separation left me with a debt load beyond my means. 4 pillars gave me hope that showed light at the end of a financial tunnel I was dreading for years to come. I was given the tools to provide financial stability and stopped living pay cheque to pay cheque….thanks for teaching me the tools I needed to make a fresh start for me and my children.

In response to: “Is there room for improvement or anything you would change?”

Nothing, I couldn’t of had me pleasant and informative experience! My spousal separation left me with a debt load beyond my means. 4 pillars gave me hope that showed light at the end of a financial tunnel I was dreading for years to come. I was given the tools to provide financial stability and stopped living pay cheque to pay cheque….thanks for teaching me the tools I needed to make a fresh start for me and my children.

Peterborough, ON

Link to Review

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I. Castillo

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Service was prompt and curtious. Learned about saving money and how to rebuild credit. Trustworthy agent!!

Service was prompt and curtious. Learned about saving money and how to rebuild credit. Trustworthy agent!!

North York, ON

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Allan H.

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Charlie was awesome through all of this. He explained what all of my options were. I felt more than comfortable with any question asked to him; and more important was the answer to the question. I am very pleased with how everything went and will recommend his services to anyone in the same situation.

Charlie was awesome through all of this. He explained what all of my options were. I felt more than comfortable with any question asked to him; and more important was the answer to the question. I am very pleased with how everything went and will recommend his services to anyone in the same situation.

North Okanagan, BC

Link to Review

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Anonymous

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Nothing. Everything went better than I thought. Adrian could not do enough to help us with our problem. He help us and not the banks he made sure everything was ok for us. Thanks

In response to: “Is there room for improvement or anything you would change?”

Nothing. Everything went better than I thought. Adrian could not do enough to help us with our problem. He help us and not the banks he made sure everything was ok for us. Thanks

Peterborough, ON

Link to Review

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Pino R.

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Get more consultants like Zach. I was shown the light at the end of the tunnel. Thank you!

Get more consultants like Zach. I was shown the light at the end of the tunnel. Thank you!

North York, ON

Link to Review

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K & J

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I want to say "Thank You" again for all of your encouragement and help through a dark and stressful time. I can now breathe again and have my debt reduced by 70%! A huge weight has been lifted to make my life a much better place.

I can breathe again

I want to say "Thank You" again for all of your encouragement and help through a dark and stressful time. I can now breathe again and have my debt reduced by 70%! A huge weight has been lifted to make my life a much better place.

Kitchener, ON

Link to Review

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Jane

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Your guidance and expertise has been invaluable in helping me through this very stressful process.

Your guidance and expertise has been invaluable in helping me through this very stressful process.

North Okanagan, BC

Link to Review

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Ben

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4 Peace of Mind Investment for a brighter future Long term goals achieved Lifted term weight of your shoulders Advice when you need it Reassuring and compassionate Satisfaction guaranteed Ben

4 Peace of Mind Investment for a brighter future Long term goals achieved Lifted term weight of your shoulders Advice when you need it Reassuring and compassionate Satisfaction guaranteed Ben

Peterborough, ON

Link to Review

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Jen M.

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Zach and 4 Pillars helped me put closure on a difficult chapter of my life. Thankfully, I’m now in greater control of my financial situation and have regained confidence in myself and feel more optimistic about my future. I highly recommend working with Zach – he is a professional, enthusiastic and answered all my many questions!

Zach and 4 Pillars helped me put closure on a difficult chapter of my life. Thankfully, I’m now in greater control of my financial situation and have regained confidence in myself and feel more optimistic about my future. I highly recommend working with Zach – he is a professional, enthusiastic and answered all my many questions!

Scarborough, ON

Link to Review

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LH

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When I realized there was no possible way to keep up with my credit card payments and the stress was becoming too much to handle, I called 4 Pillars Consulting. After my first phone call, I already felt relief. Then, after meeting with Scott, my Turnaround Consultant, I felt like a giant weight had been lifted from my shoulders. He was able to drastically reduce my debt and turn my one monthly payment into something I can easily manage now. Scott is a real person who treated me like a real person, and can appreciate that people like me need help. The stress relief I feel now is great and I can go back to enjoying a stress free life.

No possible way to keep up with my credit card payments

When I realized there was no possible way to keep up with my credit card payments and the stress was becoming too much to handle, I called 4 Pillars Consulting. After my first phone call, I already felt relief. Then, after meeting with Scott, my Turnaround Consultant, I felt like a giant weight had been lifted from my shoulders. He was able to drastically reduce my debt and turn my one monthly payment into something I can easily manage now. Scott is a real person who treated me like a real person, and can appreciate that people like me need help. The stress relief I feel now is great and I can go back to enjoying a stress free life.

Kitchener, ON

Link to Review

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Alice F.

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I was initially skeptical about what I was told, but Charlie made me feel comfortable and not judged. I was able to make the right decision to deal with my finances. Thank you very much, now I am cured.

I was initially skeptical about what I was told, but Charlie made me feel comfortable and not judged. I was able to make the right decision to deal with my finances. Thank you very much, now I am cured.

North Okanagan, BC

Link to Review

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Billie W

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Bad things sometimes happen to good people. Four pillars was the life preserver I needed when I was drowning. I was treated with compassion and understanding and given options for my situation and guidance in choosing the right one. Billie W

In response to: “Is there room for improvement or anything you would change?”

Bad things sometimes happen to good people. Four pillars was the life preserver I needed when I was drowning. I was treated with compassion and understanding and given options for my situation and guidance in choosing the right one. Billie W

Peterborough, ON

Link to Review

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Mary J.

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Very happy. Zach is the best.

Very happy. Zach is the best.

Markham, ON

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Peggy

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I can't thank you enough for helping me with my debt. I am so happy because I don't have to worry about how to pay my bills anymore. You made me feel so comfortable talking to you because I felt that I could trust you.Love Peggy.

I can't thank you enough

I can't thank you enough for helping me with my debt. I am so happy because I don't have to worry about how to pay my bills anymore. You made me feel so comfortable talking to you because I felt that I could trust you.Love Peggy.

Sarnia, ON

Link to Review

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Janice

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I have enjoyed working with you despite the circumstances. You are empathetic and easy to talk to. Most importantly, you didn't seem judgmental at all. You are also very patient.

I have enjoyed working with you despite the circumstances. You are empathetic and easy to talk to. Most importantly, you didn't seem judgmental at all. You are also very patient.

North Okanagan, BC

Link to Review

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Bob F

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I wouldn’t change anything. Well-structured timelines, confidential, friendly and helpful service provided. You were able to not only reduce my debt significantly but also reduce my level of stress and get back to focusing on other aspects of life. Your service has done me a world of good. Thank you. Bob F

In response to: “Is there room for improvement or anything you would change?”

I wouldn’t change anything. Well-structured timelines, confidential, friendly and helpful service provided. You were able to not only reduce my debt significantly but also reduce my level of stress and get back to focusing on other aspects of life. Your service has done me a world of good. Thank you. Bob F

Peterborough, ON

Link to Review

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Lou G.

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My financial situation was in crisis. Zach provide me with realistic options and peace of mind. My future is a lot more promising now that the proposal is in place.

My financial situation was in crisis. Zach provide me with realistic options and peace of mind. My future is a lot more promising now that the proposal is in place.

Markham, ON

Link to Review

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Dan

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When no one would help me, you (4 Pillars) were there to lift me up and guide me to see the light at the end of a long distant tunnel and give me back hope. I am so happy that I will be completely debt free in 4 years! ($9,500 original debt reduced to $5,040 ($105 x 48 months).

You were there to lift me up

When no one would help me, you (4 Pillars) were there to lift me up and guide me to see the light at the end of a long distant tunnel and give me back hope. I am so happy that I will be completely debt free in 4 years! ($9,500 original debt reduced to $5,040 ($105 x 48 months).

Peterborough, ON

Link to Review

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H.P.

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I received clear explanations from Charlie.

I received clear explanations from Charlie.

North Okanagan, BC

Link to Review

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Will K

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I wouldn’t change anything. I think the service that is provided to the clients is really good. Thanks to 4 pillars I can now live my life without fear of picking up my phone, from the annoying creditors calling me Will K

In response to: “Is there room for improvement or anything you would change?”

I wouldn’t change anything. I think the service that is provided to the clients is really good. Thanks to 4 pillars I can now live my life without fear of picking up my phone, from the annoying creditors calling me Will K

Peterborough, ON

Link to Review

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Susan M. Lescombe

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Dear Zach, I’ve wanted to send this letter of appreciation for sometime now. Day to day living always seemed to get in the way and I lost sight of what was one of the really important things I should have done. Hence, this letter. The day I knew I needed help from a professional and found myself contacting you was a very difficult one for me. I had no idea what to expect, I didn’t even really believe there was any hope that anyone could assist me with the financial problems I was struggling to control. That day turned into a blessing in disguise. If you can remember that first conversation, you provided good advice in a very timely manner. Your advice covered not only debt but other matters as well. I promptly acted on your advice, which in turn, saved me a lot of grief at the time. You showed a genuine interest in my situation and kept every promise you made to me. A rare and refreshing trait these days! When I became ill, you not only displayed concern but when out of your way for me. I know you’re a busy person, yet you didn’t hesitate to stop by, picking me up for appointments, dropping off documents, spending time explaining to me, etc. I always found you to be friendly and pleasant to work with. That quirky sense of humour and quick smile always eased any stress I was undergoing, another blessing! I felt I could trust you to do the right thing, and you did. In short, I’m very happy to have done business with you and am looking forward to that next meeting. I have no doubt I’ll be steered in the right direction again! Sincerely Susan M. Lescombe

Dear Zach, I’ve wanted to send this letter of appreciation for sometime now. Day to day living always seemed to get in the way and I lost sight of what was one of the really important things I should have done. Hence, this letter. The day I knew I needed help from a professional and found myself contacting you was a very difficult one for me. I had no idea what to expect, I didn’t even really believe there was any hope that anyone could assist me with the financial problems I was struggling to control. That day turned into a blessing in disguise. If you can remember that first conversation, you provided good advice in a very timely manner. Your advice covered not only debt but other matters as well. I promptly acted on your advice, which in turn, saved me a lot of grief at the time. You showed a genuine interest in my situation and kept every promise you made to me. A rare and refreshing trait these days! When I became ill, you not only displayed concern but when out of your way for me. I know you’re a busy person, yet you didn’t hesitate to stop by, picking me up for appointments, dropping off documents, spending time explaining to me, etc. I always found you to be friendly and pleasant to work with. That quirky sense of humour and quick smile always eased any stress I was undergoing, another blessing! I felt I could trust you to do the right thing, and you did. In short, I’m very happy to have done business with you and am looking forward to that next meeting. I have no doubt I’ll be steered in the right direction again! Sincerely Susan M. Lescombe

Markham, ON

Link to Review

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Trevor D.

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Everything was clearly explained. Thank you for all your help! We are now looking forward to working with you, rebuilding our credit and our life.

Everything was clearly explained. Thank you for all your help! We are now looking forward to working with you, rebuilding our credit and our life.

North Okanagan, BC

Link to Review

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Anonymous

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We believe that the service was great and wouldn’t change a thing You guys have helped us in many ways so we can save money. There is no stress about money. Thanks again for helping and teaching us ways to save.

In response to: “Is there room for improvement or anything you would change?”

We believe that the service was great and wouldn’t change a thing You guys have helped us in many ways so we can save money. There is no stress about money. Thanks again for helping and teaching us ways to save.

Peterborough, ON

Link to Review

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A. Patel

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Speechless – Excellent Job

Speechless – Excellent Job

Scarborough, ON

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Rob B.

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Let me say we are former clients of yours. I'm not sure if you remember but we used your services about 7 years ago and it made a world of difference for us! So thank you for that!

It made a world of difference for us

Let me say we are former clients of yours. I'm not sure if you remember but we used your services about 7 years ago and it made a world of difference for us! So thank you for that!

Kelowna, BC

Link to Review

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Anonymous

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Nothing I enjoyed talking and dealing with Adrian and Miles. They totally explained the process and answered any questions I had.

In response to: “Is there room for improvement or anything you would change?”

Nothing I enjoyed talking and dealing with Adrian and Miles. They totally explained the process and answered any questions I had.

Peterborough, ON

Link to Review

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Bette Banks

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4 Pillars was the light at the end of the long dark tunnel – Zach provided the match! My concerns were dealt with speedily with no fuss. Highly recommend Zach and 4 Pillars. Thank you so much!

4 Pillars was the light at the end of the long dark tunnel – Zach provided the match! My concerns were dealt with speedily with no fuss. Highly recommend Zach and 4 Pillars. Thank you so much!

Markham, ON

Link to Review

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